Turnover
≈ €230,000 estimated
The micro format states no turnover.
MJR CONSTRUCT
Overview
Lifetime
4 annual accounts with figures on one time axispeak €33,030 (2025)
€33,030▲ 22×
lowest -€1,867 (2024)
€21,362▲ €23,229
peak €37,226 (2025)
€37,226▲ 135%
€42,381▲ 60.4%
Board2 names since 2022
1 directorSilva Mario Junior
Documentsfilings and deeds
05-06-202656 days before the deadline
2025micro format
Gross margin from €1,475 to €33,030Back to profit: €21,362Appointment: Silva Mario Junior (director) 15-05Equity from €15,864 to €37,226Debts from €26,420 to €42,381Investments €20,196
Key points
from the 2025 annual accountsInvestments
€20,171 3.9 × depreciation
Green is investment, beige is depreciation.
Liquidity
2.17 was 1.42 in 2024
Short-term debts rose from €26,420 to €27,527.
Filings
4 annual accounts 1 late
The 2022 accounts came 69 days late. The other three were filed on time.
Starting capital
€1,000 100 shares
At the same address
77 companies
Checked score
53
Fair
Financially stronger than 70% of micro companies in construction of buildings (NACE 41)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 1.5% across 13,458 companies (NACE 41, micro).
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 1.6%
01-2025: 1.6%● unchanged vs 12-2024
02-2025: 1.6%● unchanged vs 01-2025lowest value
03-2025: 1.6%● unchanged vs 02-2025
04-2025: 1.7%▲ +0.1 percentage points vs 03-2025
05-2025: 1.7%● unchanged vs 04-2025
06-2025: 1.7%● unchanged vs 05-2025
07-2025: 4.0%▲ +2.3 percentage points vs 06-2025
08-2025: 4.0%● unchanged vs 07-2025
09-2025: 4.0%● unchanged vs 08-2025highest value
10-2025: 4.0%● unchanged vs 09-2025highest value
11-2025: 4.0%● unchanged vs 10-2025highest value
12-2025: 4.0%● unchanged vs 11-2025highest value
01-2026: 3.9%▼ -0.1 percentage points vs 12-2025
02-2026: 3.5%▼ -0.4 percentage points vs 01-2026
03-2026: 3.5%● unchanged vs 02-2026
04-2026: 3.5%● unchanged vs 03-2026
05-2026: 3.7%▲ +0.2 percentage points vs 04-2026
06-2026: 3.6%▼ -0.1 percentage points vs 05-2026
07-2026: 2.7%▼ -0.9 percentage points vs 06-2026
08-2026: 2.7%● unchanged vs 07-2026
09-2026: 2.7%● unchanged vs 08-2026
10-2026: 2.7%● unchanged vs 09-2026
11-2026: 2.7%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Founded in 2022
Size: total assets €79,606
Sector: Construction of residential and non-residential buildings (NACE 41)
lowers risk
Figures for financial year 2025 (filed on 09-06-2026)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 55% of them on solvency, 43% on liquidity, 91% on profitability and 91% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 39,278 companies had the same profile as MJR CONSTRUCT has now. Each dot stands for 99 companies, two years later.
95.8%
were still trading
2.3%
stopped another way
1.8%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MJR CONSTRUCT itself is higher: 2.7% within 12 months. It rests on far more data about MJR CONSTRUCT than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 39,278 companies, not a prediction for MJR CONSTRUCT. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €1,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.17 (1.42 in 2024), above the usual 1.5. Short-term debt is 34.6% and cash 7.8% of total assets. However, 53.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
56 days early
2024
37 days early
2023
34 days early
2022
69 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 4 accounts on average 15 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 26 June (3 of the last 4 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0786673067
Appointment: Silva Mario Junior (director)
General meeting of 01-04-2025 · Gazette deed
First establishment
Alsembergsesteenweg 34, Linkebeek
Incorporation
Founding capital of €1,000, 100 shares · Founder: JUNIOR SILVA Mario · Appointment: ALVARENGA DA SILVA Andressa (director) · published on 02-06-2022 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MJR CONSTRUCT Linkebeek | €79,606 | €33,030 | 46.8% | - |
| KA GENERAL Ternat | €79,315 | €32,448 | 35.3% | - |
| MKO CONSTRUCTION Steenokkerzeel | €79,686 | €31,907 | 30.9% | - |
| ELITEAMS Wemmel | €83,124 | €35,257 | 87.7% | - |
| BATI COST Kraainem | €86,650 | €32,779 | 49.4% | - |
| IGNIS TEAM Drogenbos | €85,883 | €31,014 | 70.7% | - |
| RADIM Dilbeek | €74,545 | €31,702 | 38.7% | - |
These companies have the same main activity as MJR CONSTRUCT: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €74,500 and €86,600, founded in 2022.
Official details
Source: KBO- Status
- Active since 31-05-2022Normal situation
- Registered office
- 78 active companies are registered at this address4 started in the 12 months before. Source: KBO register, as of 9 November 2026.
- Activity
- General construction of residential buildingsNACE 41001and 3 others
- Establishment unit
- 2.331.928.3021630 Linkebeek, since 07-06-2022
- Financial year end
- 31 December
- Peppol
- Reachable since 29-10-2025
Annual accounts 2025
- €33,030▲ 22×
- €21,362
- €37,226▲ 135%
- €79,606▲ 88.3%
- Filing
- Filed on 05-06-2026, 56 days before the end of the filing period
Insights on MJR CONSTRUCT
MJR CONSTRUCT files the micro format. That format states no turnover. The gross margin rose from €5,684 in 2022 to €33,030 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 05-06-2026, 56 days before the deadline€33,030
▲ 22×
€26,724
▲ €29,169
€21,362
▲ €23,229
€32,139
▲ 193%
46.8%
▲ 9.2 percentage points
2.17
▲ 0.75
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €230,000. Estimated: probably between €130,000 and €420,000.
Balance sheet
balance sheet total €79,606 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
46.8%
Higher than 54% of 9,456 companies in 2025.
2.17
Higher than 62% of 9,204 companies in 2025.
26.8%
Higher than 82% of 9,276 companies in 2025.
MJR CONSTRUCT
Middle half of the sector
80% of the sector
Micro accounts in construction of buildings (NACE 41)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| Balance sheet: assets | |||||
20/58 |
79,606 | 42,284 | 23,703 | 9,896 | |
21/28 |
19,940 | 4,892 | 2,574 | 3,854 | |
22/27 |
19,865 | 4,842 | 2,524 | 3,804 | |
24 |
19,865 | 4,842 | 2,524 | 3,804 | |
28 |
75 | 50 | 50 | 50 | |
29/58 |
59,666 | 37,392 | 21,130 | 6,042 | |
40/41 |
53,266 | 32,396 | 12,480 | 4,211 | |
40 |
28,126 | 8,475 | 4,996 | 1,925 | |
41 |
25,140 | 23,920 | 7,484 | 2,286 | |
54/58 |
6,196 | 4,996 | 8,650 | 1,831 | |
490/1 |
204 | - | - | - | |
| Balance sheet: equity and liabilities | |||||
10/49 |
79,606 | 42,284 | 23,703 | 9,896 | |
10/15 |
37,226 | 15,864 | 17,731 | 5,542 | |
10/11 |
1,000 | 1,000 | 1,000 | 1,000 | |
14 |
36,226 | 14,864 | 16,731 | 4,542 | |
17/49 |
42,381 | 26,420 | 5,972 | 4,354 | |
17 |
14,854 | - | - | - | |
170/4 |
14,854 | - | - | - | |
42/48 |
27,527 | 26,420 | 5,972 | 4,354 | |
42 |
3,784 | - | - | - | |
44 |
14,632 | 23,814 | 919 | 2,265 | |
440/4 |
14,632 | 23,814 | 919 | 2,265 | |
45 |
9,111 | 2,607 | 5,053 | 2,089 | |
450/3 |
6,348 | 2,607 | 4,553 | 1,139 | |
454/9 |
2,763 | - | 500 | 950 | |
| Income statement | |||||
9900 |
33,030 | 1,475 | 17,473 | 5,684 | |
630 |
5,148 | 2,351 | 1,281 | 39 | |
640/8 |
1,158 | 1,569 | 535 | - | |
9901 |
26,724 | -2,445 | 15,658 | 5,646 | |
75/76B |
1,156 | 807 | 204 | 36 | |
75 |
1,156 | 807 | 204 | 36 | |
65/66B |
557 | 229 | 161 | - | |
65 |
557 | 229 | 161 | - | |
9903 |
27,323 | -1,867 | 15,701 | 5,681 | |
67/77 |
5,961 | - | 3,512 | 1,139 | |
9904 |
21,362 | -1,867 | 12,189 | 4,542 | |
9905 |
21,362 | -1,867 | 12,189 | 4,542 | |
| Appropriation of the result | |||||
9906 |
36,226 | 14,864 | 16,731 | 4,542 | |
14P |
14,864 | 16,731 | 4,542 | - | |
| Document | |||||
The notes to these accounts have 8 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the filed accounts (PDF).
Source: Annual accounts 2025 (PDF), filed on 05-06-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankKey figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|---|
| 31,872 | -94 | 16,938 | 5,684 | ||
| 26,510 | 484 | 13,470 | 4,581 | ||
| 20,196 | 4,670 | 0 | 3,893 | ||
| 1,199 | -3,654 | 6,819 | - | ||
| 32,139 | 10,972 | 15,158 | 1,688 | ||
| 46.8% | 37.5% | 74.8% | 56.0% | ||
| 2.17 | 1.42 | 3.54 | 1.39 | ||
| 1.14 | 1.67 | 0.34 | 0.79 | ||
| 57.4% | -11.8% | 68.7% | 82.0% | ||
| 26.8% | -4.4% | 51.4% | 45.9% | ||
| 57.21 | -0.41 | over 100 | - |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 | 2023 | 2022 |
|---|---|---|---|---|
| Tangible fixed assets | €20,171 | €4,670 | - | €3,843 |
| Financial fixed assets | €25 | - | - | €50 |
| €5,148 | €2,351 | €1,281 | €39 |
Source: notes to the 2022 to 2025 annual accounts (statement of fixed assets)
Insights on MJR CONSTRUCT
The operating result for 2025 is a profit of €26,724, after a loss of €2,445 in 2024. It is the highest result since 2022.
Debt's share of the balance-sheet total falls from 62.5% to 53.2%. Equity and debt are higher.
Board & ownership
Board
1 director, no change since 2025Director
since 31-05-2022
listed in the 2025 annual accounts, filed on 05-06-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- “Indien de vennootschap door meer dan één bestuurders wordt bestuurd, en behoudens inrichting door de algemene vergadering van een collegiaal…”deed of 02-06-2022
Mandates through the years
2 names, the dashed line is todaySilva Mario Junior
Director
Director
ALVARENGA DA SILVA Andressa
Director
Director
BoardEarlierend not dated
Mandates as a list
- Silva Mario Junior
- Director, from 31-05-2022 to date
- ALVARENGA DA SILVA Andressa
- Director, appointed by deed of 02-06-2022, no longer listed in the 2025 annual accounts
Control
Capital
- Contribution
- €1,000
- Shares
- 100
- Contribution per share
- €10
- Equity per share
- €372 in 2025
- Source
- deed of 02-06-2022
Articles of association
deed of 02-06-2022 (in Dutch)- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “De jaarlijkse algemene vergadering komt bijeen op initiatief van het bestuursorgaan of van de commissarissen, op de zetel van de…”
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one.
- No statutory auditor
Shareholders
At incorporation
deed of 02-06-2022 ↗
- JUNIOR SILVA Mario 100 shares (100%)
Network & group
No group
MJR CONSTRUCT has no parent and no holdings in its annual accounts. Silva Mario Junior is the only director. MJR CONSTRUCT shares no director with another company.
At the same address
Alsembergsesteenweg 34, 1630 Linkebeek · 77 other companies| AVONDVREDE
establishment since 26-10-1995 · founded in 1995 |
total assets €6.4m (2025) 0455.277.517 |
| CHEZ-SOI CONCEPT
registered office since 31-12-2019 · founded in 2019 |
total assets €1.1m (2025) 0740.614.893 |
| Benero Construct
establishment since 09-05-2022 · founded in 2022 |
total assets €603,252 (2025) 0785.825.803 |
| MR-INVEST GROUP
registered office since 09-09-2021 · founded in 2021 · accounts filed late |
total assets €501,160 (2024) 0773.680.710 |
| SRMC CONSTRUCT
registered office since 12-02-2018 · founded in 2018 · accounts filed late |
total assets €435,445 (2024) 0689.992.771 |
| MCF RENO CONSTRUCT
registered office since 27-05-2020 · founded in 2020 · negative equity (2024) · accounts filed late |
total assets €390,993 (2024) 0747.667.288 |
| FJS COMPANY
registered office since 09-09-2024 · founded in 2024 |
turnover €327,748 (2025) 1013.340.885 |
| Idealre9
registered office since 10-06-2022 · founded in 2022 |
total assets €287,981 (2025) 0787.163.215 |
| ISO-CHASSIS CONSTRUCT
registered office since 25-05-2023 · founded in 2023 |
total assets €286,085 (2025) 0802.090.921 |
| INVICTA
establishment since 19-08-2020 · founded in 2020 |
total assets €225,537 (2021) 0752.719.802 |
Timeline
Timeline
11 events since 2022Board
Filings
Financial
Establishments
20222023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed PDFmicro format · 56 days before the deadline
2025
Back to profit net €21,362 The net result is €21,362, after one loss-making year.
Registered in the Peppol Directory Reachable for e-invoices through 0208:0786673067
Annual accounts 2024 filed PDFmicro format · 37 days before the deadline
- General meeting, 01-04-2025
- Director appointment, Silva Mario Junior
- The deed holds 2 more points.
2024
Weakest financial year net -€1,867 The net result drops to -€1,867, the lowest from 2022 to 2025. It recovers the following year.
Annual accounts 2023 filed PDFmicro format · 34 days before the deadline
2023
Liquidity more than doubled current ratio 3.54 The current ratio rises from 1.39 to 3.54.
Annual accounts 2022 filed PDFmicro format · 69 days late
2022
First establishment Alsembergsesteenweg 34, Linkebeek
IncorporationFounding capital of €1,000, 100 shares · Founder: JUNIOR SILVA Mario · Appointment: ALVARENGA DA SILVA Andressa (director) · published on 02-06-20223 points ▸
- Founder, JUNIOR SILVA Mario
- Founding capital, €1,000, 100 shares
- Director appointment, ALVARENGA DA SILVA Andressa
- The deed holds 3 more points.
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 31 May 2022, MJR CONSTRUCT was incorporated as a private limited company by one natural person, with a starting capital of €1,000.12 Silva Mario Junior has served as director since 2022.3 Total assets went from €9,896 in 2022 to €79,606 in 2025.4
Company details
Identity
- Enterprise number
- 0786.673.067
- VAT number
- BE 0786.673.067
- Peppol ID
- 0208:0786673067
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 31-05-2022
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- “De jaarlijkse algemene vergadering komt bijeen op initiatief van het bestuursorgaan of van de commissarissen, op de zetel van de…”deed of 02-06-2022 (in Dutch)
- Peppol
- Reachable since 29-10-2025Follow this company and you will hear the next morning if it leaves the Peppol register.
- Name
- MJR CONSTRUCT in Dutch
- Entity type
- Legal entity
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 02-06-2022 (in Dutch)
Activities
NACEBEL 202541001
General construction of residential buildings main activity
43110
Demolition
Codes under NACEBEL 2008
41201
General construction of buildings main activity
43110
Demolition
43342
Specialised construction activities
43995
Specialised construction activities
43999
Specialised construction activities
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Bouw,Renovatie,Loodgieterij,Elektriciteit,Afwerkingswerken,andere afwerkingswerken,schilderwerken en beglazingswerken,vloer- en…”deed of 02-06-2022 (in Dutch)
2 activities
- Bouw,Renovatie,Loodgieterij,Elektriciteit,Afwerkingswerken,andere afwerkingswerken,schilderwerken en beglazingswerken,vloer- en muurbekledingswerken,timmerwerken,stukadoorswerken,isolatiewerken,loodgieterij en installatie en klimaatregelingsinstallatie,enz.(ook in onderaanneming).
- Schoonmaken.
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Alsembergsesteenweg 34 registered office 1630 Linkebeek 43110 Demolition | 07-06-2022 | 2.331.928.302 |
Buildings and parcels at the address
- Ground area
- 1,134 m²
- Buildings
- 561 m²
- Volume, LiDAR
- 4,367 m³
- Tallest building
- 11.6 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 22003A0047/00X008 | 1,134 m² | 1 · 561 m² | 11.6 m · 3 |
Invoicing and payment
Check the withholding obligation If you pay this company for building or cleaning work, check before every payment whether you must withhold part of the invoice. Use the enterprise number 0786.673.067