MJ PSY
The computed 12-month bankruptcy probability of MJ PSY is 0.2% (very low). The 2025 annual accounts show equity of €100 and a net result of €78k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 5% of 2194 sector peers (fiscal year 2025). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.
| Equity | €100 |
| Net result | €78k |
| Better than sector | 5% |
| Active | 3 yrs |
Strong profile, led by profitability.
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Unlock the full score breakdown, per-year score history and the indicative credit limit with Plus.
See plans →How do we compute this?
The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.
The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.
A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).
| Metric | This company | Sector median | Position in the sector |
|---|---|---|---|
| Solvency | 0.1% | 57.9% | |
| Net result | €78k | €60k | |
| Equity | €100 | €74k | |
| Gross operating margin | €107k | €96k | |
| Total assets | €97k | €186k |
| Fiscal year | 2025 |
|---|---|
| Revenue | - |
| EBITDA | €103k |
| Net profit | €78k |
| Cash flow | €81k |
| Staff costs | - |
| Income taxes | €22k |
| Dividends | €120k |
| Total assets | €97k |
| Equity | €100 |
| Debt | €97k |
| of which ≤ 1y | €97k |
| of which > 1y | - |
| Working capital | €-11k |
| Employees (FTE) | - |
| 2025 | |
|---|---|
| Current ratio | 0.88 |
| Quick ratio | 0.88 |
| Working capital ratio | -11.6% |
| Solvency | 0.1% |
| Debt / equity | 969.38 |
| Long-term debt ratio | - |
| Interest coverage | 258.88 |
| Gross margin | - |
| Net margin | - |
| ROA | 80.7% |
| ROE | 78311.3% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €97k |
| Fixed assets | 21/28 | €11k |
| Tangible fixed assets | 22/27 | €11k |
| Financial fixed assets | 28 | €368 |
| Current assets | 29/58 | €86k |
| Cash & bank | 54/58 | €77k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €97k |
| Equity | 10/15 | €100 |
| Contributions / capital | 10/11 | €100 |
| Amounts payable | 17/49 | €97k |
| Amounts payable within one year | 42/48 | €97k |
| Trade debts payable within one year | 44 | €236 |
| Income statement | ||
| Gross operating margin | 9900 | €107k |
| Operating result | 9901 | €101k |
| Financial income | 75 | €10 |
| Financial charges | 65 | €398 |
| Result before taxes | 9903 | €100k |
| Income taxes | 67/77 | €22k |
| Net result for the period | 9904 | €78k |
| Result to be appropriated | 9905 | €78k |
| NACE primary | Human health(86931) |
| Legal form | Private limited company(610) |
| Incorporation | 20-10-2022 |
| Status | Active |
| Postal code | 3001 |
Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24040B0111/00G000 | Flanders | 1,232 m² | 1 · 279 m² | 6.8 m · 1 fl. |
A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.
15-09-2025 Registered office moved within Heverlee
- Groenstraat 111, 3001 Heverlee → Veldstraat 27, 3001 Heverlee
Technical details
{
"events": [
{
"kind": "zetel_transfer",
"seat_type": "siege_social",
"new_address": {
"raw": "Veldstraat 27, 3001 Heverlee",
"city": "Heverlee",
"region": "vlaams_gewest",
"street": "Veldstraat",
"country": "BE",
"postcode": "3001",
"box_number": null,
"street_number": "27",
"locality_suffix": null
},
"old_address": {
"raw": "Groenstraat 111, 3001 Heverlee",
"city": "Heverlee",
"region": "vlaams_gewest",
"street": "Groenstraat",
"country": "BE",
"postcode": "3001",
"box_number": null,
"street_number": "111",
"locality_suffix": null
},
"effective_date": "2025-06-20",
"evidence_quote": "",
"region_changed": false,
"is_statute_change": false,
"nationality_change": false,
"old_address_source": "header_volledig_adres",
"statute_clause_text": null,
"statute_article_number": null,
"effective_date_qualifier": "absolute",
"statutaire_vs_werkelijke": null,
"linguistic_region_changed": false,
"court_jurisdiction_changed": false,
"effective_date_is_approximate": false
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": "Luik",
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-09-15",
"filing_date": "2025-09-04",
"act_kind_objet": "Zetel (zetelverplaatsing)"
},
"decision": {
"body": "bijzondere_algemene_vergadering",
"date": "2025-06-19",
"unanimous": null
},
"subject_company": {
"kbo": "0792.669.746",
"name_full": "MJ PSY",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Thomas Verbeeck",
"org_rep_person_name": null,
"person_role_at_subject": "bestuurder"
},
"co_filed_documents": [
"de notulen van de algemene vergadering dd. 19/06/2025"
]
}07-01-2025 2 directors appointed
- Van Horen Mena, Bestuurder
- BV ATFINCO, Dagelijks bestuur
Technical details
{
"events": [
{
"kind": "director_in",
"role": "bestuurder",
"person": {
"rrn": null,
"name": "Van Horen Mena",
"address": "Groenstraat 111, 3000 Leuven",
"birth_date": null,
"profession": null,
"birth_place": null
},
"reason": null,
"subkind": "regular",
"via_org": null,
"statutory": "niet_statutair",
"compensated": false,
"effective_date": "2024-07-01",
"evidence_quote": "De algemene vergadering beslist tot de benoeming van Van Horen Mena, met woonplaats te 3000 Leuven Groenstraat 111, als niet-statutaire bestuurder, en dit met ingang op 01/07/2024. Dit mandaat geldt voor onbepaalde duur. Het mandaat is onbezoldigd, tenzij de algemene vergadering daar met een gewone ",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": "immediate"
},
{
"kind": "delegation_dagelijks_bestuur_in",
"role": "dagelijks_bestuur",
"person": null,
"reason": null,
"subkind": "regular",
"via_org": {
"kbo": "0550.595.160",
"name": "BV ATFINCO",
"address": "Slachthuislaan 1 bus 2, 3000 Leuven",
"country": "BE",
"legal_form": "BV"
},
"statutory": null,
"compensated": null,
"effective_date": null,
"evidence_quote": "De algemene vergadering verleent volmacht aan BV ATFINCO, rechtspersoon met zetel te 3000 Leuven, Slachthuislaan 1 bus 2, RPR Leuven, gekend in de KBO onder nummer 0550.595.160, en aan diens aangestelden, voor onbepaalde tijd en tot aan de uitdrukkelijke herroeping, voor wat betreft de acties nodig ",
"decharge_status": null,
"mandate_duration": {
"kind": "indefinite",
"value": null
},
"rep_rotation_new_rep": null,
"rep_rotation_old_rep": null,
"effective_date_qualifier": null
}
],
"notary": {
"name": null,
"firm_city": null,
"firm_name": null,
"office_city": null,
"is_associated": false
},
"act_meta": {
"language": "nl",
"pub_date": "2025-01-07",
"filing_date": "2024-12-24",
"act_kind_objet": "Onderwerp akte:"
},
"decisions": [
{
"body": "algemene_vergadering",
"date": "2024-06-30",
"unanimous": null
}
],
"is_correction": false,
"subject_company": {
"kbo": "0792.669.746",
"name_full": "MJ PSY",
"legal_form": "BV"
},
"publication_proxy": {
"kind": "person",
"org_kbo": null,
"org_name": null,
"person_name": "Jakob Kruithof",
"org_rep_person_name": null,
"person_role_at_subject": "Bestuurder"
},
"co_filed_documents": [
"notulen van de algemene vergadering dd. 30/06/2024"
],
"corrected_publication_numac": null
}Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.
| Legal nameNL | MJ PSY |