MJ DALLES
ActiveMJ DALLES has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €134k and a net result of €59k. Equity is growing by ~62.8% per year across the filed fiscal years. Its solvency ranks better than 73% of 343 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
100
/ 100
Excellent▲ +11 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency100▲+32
Growth78=
Stability94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity ample (current ratio 3.45 against 1.48 in 2024), and 29% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
71%
Return on assets
31.5%
Age of the figures
8 mo
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 23
Relative position
BE, all sectors
reference
Sector 23
lower
← fewer bankruptcies
more bankruptcies →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-08-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
3 d late
2024
53 d late
2023
61 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€134k▲ 79.8%
2024 · €74k
2023: €40k
2024: €74k
2023 → 2025
Total assets
€188k▼ 6.2%
2024 · €201k
2023: €81k
2024: €201k
2023 → 2025
Net result
€59k▲ 74.4%
2024 · €34k
2023: €33k
2024: €34k
2023 → 2025
Working capital
€89k▲ 84.3%
2024 · €48k
2023: €36k
2024: €48k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€40k-€74k▲ 84.3%€134k▲ 79.8%
Operating result€41k-€43k▲ 5.6%€77k▲ 76.0%
Net result€33k-€34k▲ 3.6%€59k▲ 74.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 76% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €188k
Fixed assets
€63k▲ 20.6%
Current assets
€125k▼ 15.7%
Equity and liabilities €188k
Equity
€134k▲ 79.8%
Debt
€55k▼ 56.8%
The debt ratio falls from 62.9% to 29.0%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€98k▲
2024 · €57k
Cash flow
€81k▲
2024 · €47k
Solvency
71.0%▲
2024 · 37.1%
Current ratio
3.45▲
2024 · 1.48
Quick ratio
3.45▲
2024 · 1.48
Debt / equity
0.41▼
2024 · 1.70
ROE
44.4%▼
2024 · 45.7%
ROA
31.5%▲
2024 · 17.0%
Interest coverage
62.56▲
2024 · 30.95
Debt
€55k▼
2024 · €126k
Debt ≤ 1 year
€36k▼
2024 · €100k
Debt > 1 year
€18k▼
2024 · €26k
Income taxes
€16k▲
2024 · €8k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€201k€188k▼
Fixed assets21/28€53k€63k▲
Tangible fixed assets22/27€53k€63k▲
Plant, machinery and equipment23€6k€26k▲
Furniture and vehicles24€46k€38k▼
Current assets29/58€148k€125k▼
Amounts receivable within one year40/41€95k€41k▼
Trade receivables40€95k€39k▼
Other amounts receivable41-€2k
Cash at bank and in hand54/58€53k€84k▲
Equity and liabilities
Total equity and liabilities10/49€201k€188k▼
Equity10/15€74k€134k▲
Contributions10/11€8k€8k=
Profit (loss) carried forward14€67k€126k▲
Amounts payable17/49€126k€55k▼
Amounts payable after more than one year17€26k€18k▼
Financial debts170/4€26k€18k▼
Amounts payable within one year42/48€100k€36k▼
Current portion of amounts payable after more than one year42€8k€8k▲
Trade debts44€72k€1k▼
Suppliers440/4€72k€1k▼
Taxes, remuneration and social security45€8k€17k▲
Taxes450/3€8k€17k▲
Other amounts payable47/48€12k€10k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€22k▲
Other operating charges640/8€247€256▲
Gross operating margin9900€57k€99k▲
Operating profit (loss)9901€43k€77k▲
Financial charges65/66B€2k€2k▼
Recurring financial charges65€2k€2k▼
Profit (loss) for the period before taxes9903€42k€75k▲
Income taxes67/77€8k€16k▲
Profit (loss) for the period9904€34k€59k▲
Profit (loss) for the period to be appropriated9905€34k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€67k€126k▲
Profit (loss) brought forward from the previous period14P€33k€67k▲
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
03-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 3 days late
2025
31-12
Financial
Highest result since 2023net €59k ▲74.4%
Operating result €77k, net result €59k, both a record.
31-12
Financial
Liquidity doublescurrent ratio 3.45
Current ratio from 1.48 to 3.45; short-term debt falls from €100k to €36k.
31-12
Financial
Equity above €100kEq €134k ▲79.8%
3 profitable years in a row build equity to €134k.
22-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 53 days late
2024
30-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 61 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Libin · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de la Rochette,Anloy 446890 LibinGround area
1,433 m²
Building footprint
121 m²
Parcel 84002A1006/00G002, Wallonia. Linked by address, not a title deed.
1 establishment unit
MJ DALLES
since 20232.344.626.788
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 84002A1006/00G002 | Wallonia | 1,433 m² | 1 · 121 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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VUCOM
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EP PLANT
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CBA BETON
BE 1017.415.776
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Of 67 companies in sector 23200 we hold annual accounts for 48. 18 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-2023
Fiscal year end31-12
Activities, NACEBEL
23200Manufacture of other non-metallic mineral products
23610Manufacture of other non-metallic mineral products
23640Manufacture of other non-metallic mineral products
23660Manufacture of other non-metallic mineral products
23690Manufacture of other non-metallic mineral products
46839Wholesale trade
47529Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.