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MISY

Active
Private limited company (pre-2019)founded 20178 yrs activeEmile Carpentierstraat 36, 1070 Anderlecht, BelgiumKBO/BCE: BE 0682.591.770
Summary

MISY has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €17,866 and a net result of €1,979. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 27% of 5349 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
MISYActiveChecked score 68/100
Risk analysis ReportCompare

Overview

Activity
On-demand passenger transport by chauffeured vehicle
NACE 49330Non-scheduled passenger transport by road NACE 49320
1 site
Size
€110,769total assets 2025
Equity
€17,866
Profit
€1,979
Financial health
68 Healthy Checked score 2025
Bankruptcy chance 12 m
0.9%
Structure
Accounts 58 d early0 of 11 deeds read
Why 68- Sector Land transport and transport via pipelines (NACE 49)- Equity €17,866 (16.1% of total assets)+ Liquidity: current ratio 0.67, cash €42,843+ Figures for FY 2025 (filed 03-06-2026)Show the evidence

Checked score

Score 2025
68 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Better than 47% of its sector peers (NACE 49, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 41-1
equity 16.1% of total assets
Liquidity 52+27
short-term debt 83.9% · cash 38.7%
Profitability 71+11
return on assets 1.8%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.9% (8,995 companies)
Last 24 months 11-2024: 3.2% 12-2024: 3.2%● 0.0% vs 11-2024 01-2025: 3.2%▼ -2.0% vs 12-2024 02-2025: 3.2%● 0.0% vs 01-2025 03-2025: 3.2%▲ +1.1% vs 02-2025 04-2025: 3.2%▲ +0.4% vs 03-2025 05-2025: 3.2%● 0.0% vs 04-2025 06-2025: 2.8%▼ -13.5% vs 05-2025 07-2025: 2.8%▲ +1.1% vs 06-2025 08-2025: 3.7%▲ +30.7% vs 07-2025highest value 09-2025: 1.7%▼ -53.5% vs 08-2025 10-2025: 1.7%● 0.0% vs 09-2025 11-2025: 1.7%▼ -0.5% vs 10-2025 12-2025: 1.5%▼ -11.5% vs 11-2025 01-2026: 1.5%▼ -1.0% vs 12-2025 02-2026: 1.4%▼ -6.4% vs 01-2026 03-2026: 1.4%● 0.0% vs 02-2026 04-2026: 1.5%▲ +10.3% vs 03-2026 05-2026: 1.5%▼ -0.9% vs 04-2026 06-2026: 1.5%▼ -2.2% vs 05-2026 07-2026: 0.9%▼ -42.1% vs 06-2026lowest value 08-2026: 0.9%● 0.0% vs 07-2026lowest value 09-2026: 0.9%● 0.0% vs 08-2026lowest value 10-2026: 0.9%● 0.0% vs 09-2026lowest value
  • Sector Land transport and transport via pipelines (NACE 49) raises the probability
  • Liquidity: current ratio 0.67, cash €42,843 lowers the probability
  • Equity €17,866 (16.1% of total assets) raises the probability
  • Figures for FY 2025 (filed 03-06-2026) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity short (current ratio 0.67 against 0.46 in 2024; short-term debt: 83.9% and cash: 38.7% of total assets), and 83.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 49, micro). Better than this share of them on solvency 27%, liquidity 57%, profitability 45%, growth against the median 58%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Sector Land transport and transport via pipelines (NACE 49)
In the bankruptcy model this factor raises the probability.
KBO
lowers risk · Liquidity: current ratio 0.67, cash €42,843
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Equity €17,866 (16.1% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 03-06-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-06-2026, 58 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
58 d early
2024
29 d late
2023
50 d early
2022
45 d early
2021
50 d late
2020
73 d late
2019
234 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 33 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 49% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 16 June (4 of the last 5 filed years within 74 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Back to profitnet €1,979
  3. Annual accounts filedfiscal year 2024 · micro…

Key points

  • Total assets 20256 fiscal years filed €110,769 View
  • Active since 2017founded 05-10-2017 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€110,769
Profit
€1,979
Solvency
16.1%
Go to Financials

Timeline

Events
12
Since
2019
Next accounts
by 31-07-2027
  1. 03-06-2026Annual accounts filed
  2. 31-12-2025Back to profit
  3. 29-08-2025Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
On-demand passenger transport by chauffeured vehicleNACE 49330
Founded
05-10-2017
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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