MISTER CARPETS
ActiveSummary
The computed 12-month bankruptcy probability of MISTER CARPETS is 4.2% (elevated). The 2025 annual accounts show negative equity (-€55,883) and a net result of -€69,798. Equity is shrinking by ~238.1% per year across the filed fiscal years. Its solvency ranks better than 7% of 18606 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-55
Solvency0▼-42
Growth32▼-46
Track record94
Bankruptcy probability, 12 months
4.2%
Elevated
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.37 against 1.19 in 2024; short-term debt: 272.3% and cash: 15.5% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-172.3%
Return on assets
-215.2%
Age of the figures
9 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025Equity per financial year
232425
2023 to 2025 · latest year -€55,883
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-09-2026, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
56 d late
2024
46 d late
2023
36 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 3 accounts on average 46 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 September (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven monthsPosition in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
History
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Financials · fiscal year 2025, micro schema
Equity
-€55,883
2024 · €13,915
Total assets
€32,427▼ 59.6%
2024 · €80,193
Net result
-€69,798
2024 · €3,541
Working capital
-€55,883
2024 · €6,879
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line202320242025
Operating result€1,224-€13,717▲ 1,021%-€69,415
Net result€374within the sector's middle half-€3,541within the sector's middle half▲ 846%-€69,798below the sector's middle half
Equity€10,374within the sector's middle half-€13,915within the sector's middle half▲ 34.1%-€55,883below the sector's middle half
Total assets€75,331within the sector's middle half-€80,193within the sector's middle half▲ 6.5%€32,427below the sector's middle half▼ 59.6%
Debt€64,957-€66,278▲ 2.0%€88,309▲ 33.2%
Working capital-€6,420within the sector's middle half-€6,879within the sector's middle half-€55,883below the sector's middle half
Solvency13.8%within the sector's middle half-17.4%within the sector's middle half▲ 3.6pp-172.3%below the sector's middle half▼ 189.7pp
Current ratio0.84within the sector's middle half-1.19within the sector's middle half▲ 0.350.37below the sector's middle half▼ 0.83
Return on assets (ROA)0.5%within the sector's middle half-4.4%within the sector's middle half▲ 3.9pp-215.2%below the sector's middle half▼ 219.7pp
Staff (FTE)0.1-0.9▲ 800%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €69,415 after €13,717 in 2024, the lowest result in the available series.
Key figures and ratios
EBITDA
-€60,415▼
2024 · €23,902
Cash flow
-€60,798▼
2024 · €13,727
Debt to equity
-1.58▼
2024 · 4.76
Interest coverage
-144.50▼
2024 · 3.64
Debt ≤ 1 year
€88,309▲
2024 · €35,778
Income taxes
€534▼
2024 · €3,749
Staff costs
€21,646▼
2024 · €23,103
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Peer companies
Historical observationOf the 7,657 companies that looked in July 2024 the way this one looks now, 8.2% went bankrupt within 24 months and 84% are still going.
- Micro
- 2 to 5 years old
- negative equity
- a loss of 10% of the balance sheet or more
8.2%
went bankrupt
5.3%
stopped otherwise
84%
still going
A further 2.0% stopped, but we cannot tell whether within those 24 months.
For this company itself Checked computes a bankruptcy probability of 4.2% over twelve months; the group does not contradict it.
How reliable is this rule?
Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.4% |
| 3 | 0.5% | 0.5% |
| 4 | 0.6% | 0.7% |
| 5 | 0.8% | 0.9% |
| 6 | 1.2% | 1.3% |
| 7 | 1.5% | 1.7% |
| 8 | 1.7% | 1.7% |
| 9 | 2.7% | 2.8% |
| 10 | 5.3% | 5.7% |
The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.
An observation about 7,657 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.
Annual accounts
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Remuneration, social security and pensions62 | €1,202 | €23,103 | €21,646 | ▼ 6.3% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €3,205 | €10,185 | €9,000 | ▼ 11.6% |
| Other operating charges640/8 | €647 | €3,473 | €8,041 | ▲ 132% |
| Gross operating margin9900 | €6,279 | €50,478 | -€30,728 | ▼ 161% |
| Operating profit (loss)9901 | €1,224 | €13,717 | -€69,415 | ▼ 606% |
| Financial income75/76B | €0 | €137 | €569 | ▲ 316% |
| Recurring financial income75 | €0 | €137 | €569 | ▲ 316% |
| Financial charges65/66B | €201 | €6,564 | €418 | ▼ 93.6% |
| Recurring financial charges65 | €201 | €6,564 | €418 | ▼ 93.6% |
| Profit (loss) for the period before taxes9903 | €1,023 | €7,290 | -€69,265 | ▼ 1,050% |
| Income taxes67/77 | €649 | €3,749 | €534 | ▼ 85.8% |
| Profit (loss) for the period9904 | €374 | €3,541 | -€69,798 | ▼ 2,071% |
| Profit (loss) for the period to be appropriated9905 | €374 | €3,541 | -€69,798 | ▼ 2,071% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €75,331 | €80,193 | €32,427 | ▼ 59.6% |
| Fixed assets21/28 | €41,795 | €37,536 | - | - |
| Tangible fixed assets22/27 | €41,795 | €37,536 | - | - |
| Plant, machinery and equipment23 | €41,795 | €32,795 | - | - |
| Furniture and vehicles24 | - | €4,742 | - | - |
| Current assets29/58 | €33,536 | €42,657 | €32,427 | ▼ 24.0% |
| Stocks and contracts in progress3 | €9,995 | €29,995 | - | - |
| Stocks30/36 | €9,995 | €29,995 | - | - |
| Amounts receivable within one year40/41 | €15,688 | €10,834 | €27,412 | ▲ 153% |
| Trade receivables40 | €5,688 | €4,078 | €27,412 | ▲ 572% |
| Other amounts receivable41 | €10,000 | €6,756 | - | - |
| Cash at bank and in hand54/58 | €7,853 | €1,828 | €5,015 | ▲ 174% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €75,331 | €80,193 | €32,427 | ▼ 59.6% |
| Equity10/15 | €10,374 | €13,915 | -€55,883 | ▼ 502% |
| Contributions10/11 | €10,000 | €10,000 | €10,000 | = |
| Reserves13 | €374 | €374 | €374 | = |
| Distributable reserves133 | €374 | €374 | €374 | = |
| Profit (loss) carried forward14 | - | €3,541 | -€66,257 | ▼ 1,971% |
| Amounts payable17/49 | €64,957 | €66,278 | €88,309 | ▲ 33.2% |
| Amounts payable after more than one year17 | €25,000 | €30,500 | - | - |
| Other amounts payable178/9 | €25,000 | €30,500 | - | - |
| Amounts payable within one year42/48 | €39,957 | €35,778 | €88,309 | ▲ 147% |
| Trade debts44 | €17,510 | €21,990 | €23,133 | ▲ 5.2% |
| Suppliers440/4 | €17,510 | €21,990 | €23,133 | ▲ 5.2% |
| Advances received on contracts in progress46 | €14,835 | €2,425 | €30,000 | ▲ 1,137% |
| Taxes, remuneration and social security45 | €7,612 | €11,363 | €35,176 | ▲ 210% |
| Taxes450/3 | €7,505 | €9,165 | €31,985 | ▲ 249% |
| Remuneration and social security454/9 | €107 | €2,198 | €3,191 | ▲ 45.2% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €374 | €3,541 | -€69,798 | ▼ 2,071% |
| + Depreciation and write-downs630 | €3,205 | €10,185 | €9,000 | ▼ 11.6% |
| Operating cash flow (approximation) | €3,580 | €13,727 | -€60,798 | ▼ 543% |
| Investment in fixed assets (approximation) | - | -€5,927 | - | - |
| Change in cash | - | -€6,025 | €3,187 | ▲ 153% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-09
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 56 days late
2025
31-12
Financial
Weakest financial yearnet -€69,798
Net result drops to -€69,798, the lowest in the series.
15-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 46 days late
2024
31-12
Financial
Highest result since 2023net €3,541 ▲846%
Operating result €13,717, net result €3,541, both a record.
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Puurs-Sint-Amands · 1 establishment unit since 2023
Ground area
5,536 m²
Building footprint
6,241 m²
Volume, LiDAR
49,774 m³
Parcel 12032C0406/00H000, Flanders · tallest building 9.1 m, ±3 floors. Linked by address, not a title deed.
3
companies at this address
See who is registered here
1 establishment unit
Establishment
since 20232.345.687.652
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12032C0406/00H000 | Flanders | 5,536 m² | 1 · 6,241 m² | 9.1 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 12,955 companies in sector 47120 we hold annual accounts for 2,193. 1,319 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded25-05-2023
Fiscal year end31-12
Activities, NACEBEL 2025
47120Other non-specialised retail sale
49410Freight transport by road
52100Warehousing and storage
52210Service activities incidental to land transportation
52250Logistics services
E-invoicing
Reachable via Peppol
Peppol ID
0208:0802095077
Registered
28-11-2025
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.