Diversita

Active

Private limited companyfounded 20232 yrs activeViolettenstraat 4, 2400 Mol, BelgiumKBO/BCE: BE 1001.093.547

The computed 12-month bankruptcy probability of Diversita is 2.3% (moderate). The 2025 annual accounts show equity of €16k and a net result of €-7k. Equity is shrinking by ~8.2% per year across the filed fiscal years. Its solvency ranks better than 67% of 18016 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.

Watch Print / PDF

Checked score

Score 2025

22 / 100

Critical▼ -39 vs 2024

The score combines four axes. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability0▼-78

Solvency63▼-3

Growth32▼-20

Stability82

Bankruptcy probability, 12 months

2.3% Moderate

0%0.5%1.5%4%10%≥ 25%

No credit on open account

Liquidity short (current ratio 0.33 against 0.9 in 2024), and 46% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

+raises risk○neutral

Young company

A young company has little track record yet and statistically fails more often than an established one.

KBO · incorporation date

Age against the risk zone

Higher-failure-rate sector

In this sector companies fail more often than the Belgian average.

Gazette · bankruptcies per sector, NACE 47

Relative position

BE, all sectors

reference

Sector 47

higher

← fewer bankruptcies more bankruptcies →

Annual accounts: weaker financial profile

The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

54%

Return on assets

-22.5%

Age of the figures

8 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.

NBB · 3 filings

Deviation from the deadline

2025

9 d early

2024

1 d early

2023

5 d early

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

14-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity

€16k▼ 29.4%

2024 · €23k

2023: €19k 2024: €23k

2023 → 2025

Total assets

€30k▼ 40.9%

2024 · €51k

2023: €37k 2024: €51k

2023 → 2025

Net result

€-7k

2024 · €4k

2023: €16k 2024: €4k

2023 → 2025

Working capital

€-9k▼ 229%

2024 · €-3k

2023: €-14k 2024: €-3k

2023 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line202320242025Trend

Equity€19k-€23k▲ 18.5%€16k▼ 29.4%

Operating result€20k-€6k▼ 68.0%€-7k

Net result€16k-€4k▼ 78.1%€-7k

Turnover and EBIT margin not published: the micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result turns negative in 2025: a loss of €7k after €6k in 2024, the lowest year so far.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €30k

84.6%

15.4%

Fixed assets €25k▼ 1.3%

Current assets €5k▼ 81.5%

Equity and liabilities €30k

54.0%

46.0%

Equity €16k▼ 29.4%

Debt €14k▼ 50.4%

The debt ratio falls from 54.8% to 46.0%: debt falls faster than equity shrinks.

Key figures and ratios

2025 value · change against 2024

EBITDA

€-5k▼

2024 · €7k

Cash flow

€-5k▼

2024 · €4k

Solvency

54.0%▲

2024 · 45.2%

Current ratio

0.33▼

2024 · 0.90

Quick ratio

0.33▼

2024 · 0.90

Debt / equity

0.85▼

2024 · 1.21

ROE

-41.6%▼

2024 · 15.6%

ROA

-22.5%▼

2024 · 7.1%

Interest coverage

-8.05▼

2024 · 4.35

Debt

€14k▼

2024 · €28k

Debt ≤ 1 year

€14k▼

2024 · €28k

Income taxes

€0▼

2024 · €2k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€51k€30k▼

Fixed assets21/28€26k€25k▼

Tangible fixed assets22/27€5k€4k▼

Plant, machinery and equipment23€5k€4k▼

Financial fixed assets28€21k€21k▲

Current assets29/58€25k€5k▼

Amounts receivable within one year40/41€6k€85▼

Trade receivables40€343€85▼

Other amounts receivable41€6k€0▼

Cash at bank and in hand54/58€5k€713▼

Deferred charges and accrued income490/1€14k€4k▼

Equity and liabilities

Total equity and liabilities10/49€51k€30k▼

Equity10/15€23k€16k▼

Contributions10/11€3k€3k=

Profit (loss) carried forward14€20k€13k▼

Amounts payable17/49€28k€14k▼

Amounts payable within one year42/48€28k€14k▼

Financial debts43-€1k

Credit institutions430/8-€1k

Trade debts44€12k€3k▼

Suppliers440/4€12k€3k▼

Advances received on contracts in progress46€0-

Taxes, remuneration and social security45€15k€6k▼

Taxes450/3€12k€2k▼

Remuneration and social security454/9€3k€5k▲

Other amounts payable47/48€617€4k▲

Income statement Code20242025

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€910€2k▲

Other operating charges640/8€118€158▲

Gross operating margin9900€7k€-5k▼

Operating profit (loss)9901€6k€-7k▼

Financial income75/76B€1k€841▼

Recurring financial income75€1k€841▼

Financial charges65/66B€2k€650▼

Recurring financial charges65€2k€650▼

Profit (loss) for the period before taxes9903€6k€-7k▼

Income taxes67/77€2k€0▼

Profit (loss) for the period9904€4k€-7k▼

Profit (loss) for the period to be appropriated9905€4k€-7k▼

Appropriation of the result

Profit (loss) to be appropriated9906€20k€13k▼

Profit (loss) brought forward from the previous period14P€16k€20k▲

The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

All 4Financial 1Filings 3

Next filing, fiscal year 2026, expected by 31-07-2027

2026

22-07

NBB filing Annual accounts filed

fiscal year 2025 · micro schema

2025

31-12

Financial Weakest financial yearnet €-7k ▼288%

Net result drops to €-7k, the lowest in the series.

30-07

NBB filing Annual accounts filed

fiscal year 2024 · micro schema

2024

26-07

NBB filing Annual accounts filed

fiscal year 2023 · micro schema

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Mol · 1 establishment unit since 2023

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Violettenstraat 42400 Mol

Ground area

888 m²

Building footprint

364 m²

Volume, LiDAR

3,116 m³

Parcel 13432B0734/00L002, Flanders · tallest building 12.2 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

Diversita

Violettenstraat 4, 2400 MolWholesale trade

since 20232.352.259.995

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
13432B0734/00L002	Flanders	888 m²	1 · 364 m²	12.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

AMOR COMPANY

BE 0788.799.050

Hamont-Achel · Eq €16k

Of 12,965 companies in sector 47120 we hold annual accounts for 2,177. 1,347 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded12-10-2023

Fiscal year end31-12

Activities, NACEBEL

47120Other non-specialised retail sale

47910Retail trade

46130Agents in the wholesale of timber and building materials

46180Agents specialised in the wholesale of other particular products

63100Computing infrastructure, data processing, hosting and related activities

63110Computing infrastructure, data processing, hosting and other information service activities

82990Other business support services

Sources

Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers

Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.