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Complete company report
Generated 21-07-2026
Active BE 1007.784.369Private limited company

MISHA

Schoolstraat 72 ·8434 Middelkerke, Belgium· 2 yrs active
Sector: Retail trade (47230)
Conclusion Checked

The computed 12-month bankruptcy probability of MISHA is 3.1% (moderate). The 2025 annual accounts show equity of €29k and a net result of €9k. Its solvency ranks better than 23% of 472 sector peers (fiscal year 2025). The company has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €29k
Net result €9k
Staff (FTE) 11.3
Better than sector 23%
Snowflake analysis 5 axes · computed by Checked
Health48Profitability100Solvency10Growth50Stability67
55 / 100

Mixed profile: strong on profitability, weaker on solvency.

Health 48
Profitability 100
Solvency 10
Growth 50
Stability 67
Bankruptcy probability (12 mo) Checked model v1 · free
3.1% Moderate
0%0,5%1,5%4%10%≥25%
Young company +Multiple establishment units +Higher-failure-rate sector +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
Young company
Founded in 2024, under 3 years, statistically higher risk.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer FY 2025 · computed
48 / 100 Fair
050100

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Computed by Checked from NBB filings and Belgian State Gazette signals. Indicative, not credit advice.
Financial overview1 NBB filings
Annual accounts filed on 12-11-2025 with the NBB · fiscal year 2025 · verkort
Sector comparison
Fiscal year 2025 · NACE 47, Retail trade · compared within the same schema type (abbreviated schema)
Metric This company Sector median Position in the sector
Solvency 3.8% 21.1%
better than 23% of 472 sector peers
Net result €9k €32k
better than 36% of 470 sector peers
Equity €29k €162k
better than 23% of 472 sector peers
Gross operating margin €665k €282k
better than 77% of 472 sector peers
Staff costs €528k €223k
higher than 77% of 380 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Fiscal year2025
Revenue-
EBITDA€127k
Net profit€9k
Cash flow€102k
Staff costs€528k
Income taxes€2k
Dividends-
Total assets€748k
Equity€29k
Debt€719k
of which ≤ 1y€351k
of which > 1y€366k
Working capital€-54k
Employees (FTE)11.3
Ratios (computed)
2025
Current ratio0.85
Quick ratio0.80
Working capital ratio-7.3%
Solvency3.8%
Debt / equity25.01
Long-term debt ratio12.72
Interest coverage5.34
Gross margin-
Net margin-
ROA1.2%
ROE30.4%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€748k
Fixed assets 21/28€451k
Intangible fixed assets 21€85k
Tangible fixed assets 22/27€366k
Current assets 29/58€297k
Stocks & contracts in progress 3€16k
Amounts receivable within one year 40/41€86k
Cash & bank 54/58€187k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€748k
Equity 10/15€29k
Contributions / capital 10/11€20k
Reserves 13€9k
Amounts payable 17/49€719k
Amounts payable after one year 17€366k
Amounts payable within one year 42/48€351k
Trade debts payable within one year 44€218k
Income statement
Gross operating margin 9900€665k
Operating result 9901€34k
Financial income 75€60
Financial charges 65€24k
Result before taxes 9903€11k
Income taxes 67/77€2k
Net result for the period 9904€9k
Result to be appropriated 9905€9k
Ratios computed by Checked.
Legal Structure
NACE primary Retail trade(47230)
Legal form Private limited company(610)
Incorporation29-03-2024
StatusActive
Postal code8434
Establishment units 3 locations
MISHA
Kaai 37, 8620 NieuwpoortDetailhandel in vis en schaal- en weekdieren
since 20242.358.114.045
MISHA
Houtboeistraat 7, 8620 NieuwpoortDetailhandel in groenten en fruit
since 20242.360.716.219
MISHA
Kaai 35, 8620 NieuwpoortDetailhandel in vis en schaal- en weekdieren
since 20242.365.686.379
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 4 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
35009B0392/00M000 Flanders 700 m² 1 · 107 m² 7.6 m · 2 fl.
38016A0031/00G055 Flanders 508 m² 1 · 446 m² 20.9 m · 2 fl.
38016B0295/00M002 Flanders 154 m² 1 · 162 m² 13.1 m · 1 fl.
38016B0295/00H002 Flanders 144 m² 1 · 144 m² 15.1 m · 4 fl.
Methodology
via registered seat: 1 · via establishment units: 3
4 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 1 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
12-11-2025
NBB filing Annual accounts filed
fiscal year 2025 · verkort
Credit advice verdict per customer and amount

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Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
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Company registry (CBE) Crossroads Bank
Activities
Detailhandel in vis en schaal- en weekdieren in gespecialiseerde winkels47230Detailhandel in vis en schaal- en weekdieren47230
Primary activity highlighted.
Names & trade names
Legal nameNL MISHA
Registered office
Schoolstraat 72
8434 Middelkerke, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative