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CYBERNITED

Active
Private limited companyfounded 201114 yrs activeVelddamstraat 5, 8020 Oostkamp, BelgiumKBO/BCE: BE 0840.701.077

CYBERNITED has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €698k and a net result of €140k. Equity is growing by ~9.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 17046 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Checked score

Score 2025
88 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability93▼-7
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €60k at 30 days acceptable
Liquidity ample (current ratio 13.37 against 18.45 in 2024; short-term debt: 3.7% and cash: 6.8% of total assets), and 3.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
96.3%
Return on assets
19.4%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 14 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-09-2026, 32 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
32 d late
2024
29 d late
2023
27 d late
2022
26 d early
2021
5 d early
2020
32 d early
2019
1 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Equity
€698k▼ 0.5%
2024 · €702k
2018: €311k 2019: €350k 2020: €382k 2021: €403k 2022: €299k 2023: €465k 2024: €702k
2018 → 2025
Total assets
€725k▼ 2.1%
2024 · €740k
2018: €326k 2019: €358k 2020: €393k 2021: €411k 2022: €316k 2023: €582k 2024: €740k
2018 → 2025
Net result
€140k▼ 48.9%
2024 · €275k
2018: €60k 2019: €38k 2020: €32k 2021: €55k 2022: €57k 2023: €270k 2024: €275k
2018 → 2025
Working capital
€330k▼ 51.0%
2024 · €674k
2018: €309k 2019: €350k 2020: €372k 2021: €395k 2022: €286k 2023: €432k 2024: €674k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Equity€403k-€299k▼ 25.7%€465k▲ 55.4%€702k▲ 50.8%€698k▼ 0.5%
Operating result€77k-€80k▲ 3.6%€394k▲ 393%€388k▼ 1.5%€157k▼ 59.5%
Net result€55k-€57k▲ 3.9%€270k▲ 376%€275k▲ 1.7%€140k▼ 48.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€100k€200k€300k€400kOperating result 2021: €77k€77kNet result 2021: €55k€55kOperating result 2022: €80k€80kNet result 2022: €57k€57kOperating result 2023: €394k€394kNet result 2023: €270k€270kOperating result 2024: €388k€388kNet result 2024: €275k€275kOperating result 2025: €157k€157kNet result 2025: €140k€140k20212022202320242025
The operating result has fallen two years in a row; 2025 is 60% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €725k
Fixed assets €368k▲ 1,213%
Current assets €356k▼ 49.9%
Equity and liabilities €725k
Equity €698k▼ 0.5%
Debt €27k▼ 30.9%
The debt ratio falls from 5.2% to 3.7%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
EBITDA
€168k
2024 · €394k
Cash flow
€151k
2024 · €280k
Solvency
96.3%
2024 · 94.8%
Current ratio
13.37
2024 · 18.45
Quick ratio
13.37
2024 · 18.45
Debt / equity
0.04
2024 · 0.06
ROE
20.1%
2024 · 39.2%
ROA
19.4%
2024 · 37.1%
Interest coverage
10.45
2024 · 81.53
Debt
€27k
2024 · €39k
Debt ≤ 1 year
€27k
2024 · €39k
Income taxes
€64k
2024 · €119k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€740k€725k
Fixed assets21/28€28k€368k
Tangible fixed assets22/27€28k€68k
Land and buildings22€21k€61k
Plant, machinery and equipment23€3k€4k
Furniture and vehicles24€4k€3k
Financial fixed assets28-€300k
Current assets29/58€712k€356k
Amounts receivable within one year40/41€234k€16k
Trade receivables40€16k€14k
Other amounts receivable41€217k€2k
Current investments50/53€184k€204k
Cash at bank and in hand54/58€266k€50k
Deferred charges and accrued income490/1€29k€87k
Equity and liabilities
Total equity and liabilities10/49€740k€725k
Equity10/15€702k€698k
Contributions10/11€12k€12k=
Reserves13€689k€686k
Distributable reserves133€689k€686k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€39k€27k
Amounts payable within one year42/48€39k€27k
Trade debts44€8k€2k
Suppliers440/4€8k€2k
Taxes, remuneration and social security45€30k€25k
Taxes450/3€30k€25k
Accrued charges and deferred income492/3€0-
Income statement Code20242025
Non-recurring operating income76A€15k€0
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€10k
Other operating charges640/8€1k€1k
Gross operating margin9900€395k€169k
Operating profit (loss)9901€388k€157k
Financial income75/76B€11k€64k
Recurring financial income75€11k€64k
Financial charges65/66B€5k€16k
Recurring financial charges65€5k€16k
Profit (loss) for the period before taxes9903€394k€205k
Income taxes67/77€119k€64k
Profit (loss) for the period9904€275k€140k
Profit (loss) for the period to be appropriated9905€275k€140k
Appropriation of the result
Profit (loss) to be appropriated9906€275k€140k
Transfer from equity791/2€38k€144k
Transfer to equity691/2€275k€140k
To other reserves6921€275k€140k
Profit to be distributed694/7€38k€144k
Return on contributions (dividend)694€38k€144k

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
01-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 32 days late
2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Highest result since 2018net €275k ▲1.7%
Net result €275k, the highest in the series.
31-12
Financial Liquidity quadruplescurrent ratio 18.45
Current ratio from 4.70 to 18.45; short-term debt falls from €117k to €39k.
31-12
Financial Equity above €500kEq €702k ▲50.8%
7 profitable years in a row build equity to €702k.
27-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
04-04
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
25-04
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
29-03
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
30-09
Financial Weakest financial yearnet €32k ▼15.3%
Net result drops to €32k, the lowest in the series; recovery starts the following year.
29-04
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
30-09
Financial Liquidity doublescurrent ratio 54.31
Current ratio from 23.19 to 54.31; short-term debt falls from €14k to €7k.
23-04
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
17-04
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
18-04
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Oostkamp · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Velddamstraat 58020 Oostkamp
Ground area
1,225 m²
Building footprint
177 m²
Volume, LiDAR
311 m³
Parcel 31025I0169/00S000, Flanders · tallest building 7.5 m. Linked by address, not a title deed.
1 establishment unit
CYBERNITED
Velddamstraat 5, 8020 OostkampOther software publishing
since 20112.203.939.077
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
31025I0169/00S000 Flanders 1,225 m² 1 · 177 m² 7.5 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Legal Entity Identifier

5493000FX56P2LT8P134
live in the LEI register

Similar companies · same sector, comparable size

Of 30,000 companies in sector 62200 we hold annual accounts for 18,395. 10,442 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded28-10-2011
Fiscal year end31-12
Activities, NACEBEL
62020IT consultancy
62200Computer consultancy and computer facilities management
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
63100Computing infrastructure, data processing, hosting and related activities
63110Computing infrastructure, data processing, hosting and other information service activities
63920Other information service activities
63990Computing infrastructure, data processing, hosting and other information service activities
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.