MIROG
ActiveMIROG has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €686k and a net result of €58k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 86% of 19357 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
85
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability60▲+34
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €55k at 30 days acceptable
Liquidity ample (current ratio 3.66 against 3.28 in 2023; short-term debt: 17.6% and cash: 29.8% of total assets), and 17.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
82.4%
Return on assets
6.9%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 30-09-2025, 61 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
61 d late
2023
54 d late
2022
31 d late
2021
61 d late
2020
88 d late
2019
70 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€686k▲ 2.9%
2023 · €666k
2018: €502k
2019: €540k
2020: €590k
2021: €565k
2022: €619k
2023: €666k
2018 → 2024
Total assets
€832k▼ 0.3%
2023 · €835k
2018: €664k
2019: €708k
2020: €792k
2021: €744k
2022: €803k
2023: €835k
2018 → 2024
Net result
€58k▲ 21.5%
2023 · €47k
2018: €40k
2019: €38k
2020: €62k
2021: €-25k
2022: €54k
2023: €47k
2018 → 2024
Working capital
€389k▲ 1.1%
2023 · €385k
2018: €249k
2019: €278k
2020: €323k
2021: €265k
2022: €323k
2023: €385k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€590k-€565k▼ 4.3%€619k▲ 9.6%€666k▲ 7.6%€686k▲ 2.9%
Operating result€82k-€-3k€97k€-23k€-2k▲ 92.5%
Net result€62k-€-25k€54k€47k▼ 13.0%€58k▲ 21.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €23k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €832k
Fixed assets
€297k▲ 5.5%
Current assets
€535k▼ 3.3%
Equity and liabilities €832k
Equity
€686k▲ 2.9%
Debt
€146k▼ 13.1%
The debt ratio falls from 20.2% to 17.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2023 · €-9k
Cash flow
€77k▲
2023 · €62k
Solvency
82.4%▲
2023 · 79.8%
Current ratio
3.66▲
2023 · 3.28
Quick ratio
3.66▲
2023 · 3.28
Debt / equity
0.21▼
2023 · 0.25
ROE
8.4%▲
2023 · 7.1%
ROA
6.9%▲
2023 · 5.7%
Interest coverage
3.86▲
2023 · -2.65
Debt
€146k▼
2023 · €169k
Debt ≤ 1 year
€146k▼
2023 · €169k
Income taxes
€6k▲
2023 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€835k€832k▼
Fixed assets21/28€282k€297k▲
Tangible fixed assets22/27€210k€226k▲
Land and buildings22€209k€210k▲
Plant, machinery and equipment23€764€2k▲
Furniture and vehicles24€588€15k▲
Financial fixed assets28€71k€71k=
Current assets29/58€553k€535k▼
Amounts receivable within one year40/41€56k€33k▼
Trade receivables40€6k€6k=
Other amounts receivable41€50k€27k▼
Current investments50/53€239k€244k▲
Cash at bank and in hand54/58€249k€248k▼
Deferred charges and accrued income490/1€10k€10k▲
Equity and liabilities
Total equity and liabilities10/49€835k€832k▼
Equity10/15€666k€686k▲
Contributions10/11€19k€19k=
Reserves13€430k€447k▲
Tax-exempt reserves132€63k€63k=
Distributable reserves133€367k€384k▲
Profit (loss) carried forward14€217k€220k▲
Amounts payable17/49€169k€146k▼
Amounts payable within one year42/48€169k€146k▼
Trade debts44€1k€124▼
Suppliers440/4€1k€124▼
Taxes, remuneration and social security45€29k€8k▼
Taxes450/3€29k€8k▼
Other amounts payable47/48€138k€138k=
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€20k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€-7k€20k▲
Operating profit (loss)9901€-23k€-2k▲
Financial income75/76B€79k€70k▼
Recurring financial income75€79k€70k▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€52k€63k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€47k€58k▲
Profit (loss) for the period to be appropriated9905€47k€58k▲
Appropriation of the result
Profit (loss) to be appropriated9906€257k€275k▲
Profit (loss) brought forward from the previous period14P€210k€217k▲
Transfer from equity791/2-€38k
Transfer to equity691/2€40k€55k▲
To other reserves6921€40k€55k▲
Profit to be distributed694/7-€38k
Return on contributions (dividend)694-€38k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
30-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 61 days late
2024
23-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 54 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 31 days late
2022
31-12
Financial
Back to profitnet €54k
Net result €54k after one loss-making year.
30-09
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 61 days late
2021
31-12
Financial
Weakest financial yearnet €-25k ▼141%
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
27-10
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 88 days late
2020
31-12
Financial
Highest result since 2018net €62k ▲62.4%
Net result €62k, the highest in the series.
09-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 70 days late
2019
19-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 50 days late
2018
19-09
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 50 days late
2017
22-09
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 53 days late
2016
29-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 60 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Neufstraat 72100 AntwerpenGround area
226 m²
Building footprint
144 m²
Volume, LiDAR
1,457 m³
Parcel 11344A0541/00P002, Flanders · tallest building 14.7 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MIROG BVBA
since 19932.060.237.042
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11344A0541/00P002 | Flanders | 226 m² | 1 · 144 m² | 14.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
875500NJ2YCSTJS8GM72
Similar companies · same sector, comparable size
Smart Property
BE 0663.971.829
Aalst · Eq €686k
Het Huiskantoor
BE 0629.893.056
Lommel · Eq €686k
OPRES
BE 0879.680.132
Diksmuide · Eq €686k
CST PROPERTIES
BE 0843.137.856
Elsene · Eq €686k
VEKA
BE 0444.481.912
Bree · Eq €685k
Of 11,750 companies in sector 68310 we hold annual accounts for 6,908. 4,209 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-1992
Fiscal year end31-12
Activities, NACEBEL
68310Real estate agency activities
68311Real estate activities
70311
Sources
Crossroads Bank for EnterprisesNational Bank · 32 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.