FABILO
ActiveSummary
FABILO has been active since 1992 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €658k and a net result of €9k. Equity is growing by ~10.8% per year across the filed fiscal years. Its solvency ranks better than 90% of 9194 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability70▼-1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.13 against 6.73 in 2024; short-term debt: 10.1% and cash: 3.8% of total assets), and 10.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89.9%
Return on assets
1.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 9 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
30 d late
2022
31 d late
2021
31 d late
2020
31 d late
2019
91 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€658k▲ 1.4%
2024 · €648k
2018: €204k
2019: €205k
2020: €217k
2021: €1.00M
2022: €1.00M
2023: €636k
2024: €648k
2018 → 2025
Total assets
€732k▲ 1.0%
2024 · €724k
2018: €464k
2019: €446k
2020: €449k
2021: €1.13M
2022: €1.12M
2023: €723k
2024: €724k
2018 → 2025
Net result
€9k▼ 24.4%
2024 · €12k
2018: €297
2019: €1k
2020: €12k
2021: €-10k
2022: €1k
2023: €10k
2024: €12k
2018 → 2025
Working capital
€453k▲ 4.8%
2024 · €433k
2018: €-13k
2019: €-18k
2020: €-1k
2021: €404k
2022: €390k
2023: €411k
2024: €433k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.00M-€1.00M▲ 0.1%€636k▼ 36.5%€648k▲ 1.9%€658k▲ 1.4%
Operating result€-12k-€3k€10k▲ 236%€12k▲ 17.9%€8k▼ 36.6%
Net result€-10k-€1k€10k▲ 675%€12k▲ 16.4%€9k▼ 24.4%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €732k
Fixed assets
€204k ▼ 5.4%
Current assets
€527k ▲ 3.8%
Equity and liabilities €732k
Equity
€658k ▲ 1.4%
Debt
€74k ▼ 2.1%
Debt's share of the balance-sheet total falls from 10.4% to 10.1%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€20k▼
2024 · €24k
Cash flow
€21k▼
2024 · €24k
Current ratio
7.13▲
2024 · 6.73
Debt to equity
0.11▼
2024 · 0.12
ROE
1.4%▼
2024 · 1.9%
ROA
1.2%▼
2024 · 1.7%
Interest coverage
84.93▼
2024 · 106.32
Debt ≤ 1 year
€74k▼
2024 · €76k
Income taxes
€3k▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 43 lines
Balance sheet
Code20242025
Assets
Total assets20/58€724k€732k▲
Fixed assets21/28€216k€204k▼
Tangible fixed assets22/27€216k€204k▼
Land and buildings22€216k€204k▼
Furniture and vehicles24-€396
Current assets29/58€508k€527k▲
Amounts receivable within one year40/41€493k€498k▲
Trade receivables40€1k€1k=
Other amounts receivable41€492k€497k▲
Cash at bank and in hand54/58€14k€28k▲
Deferred charges and accrued income490/1€1k€1k▼
Equity and liabilities
Total equity and liabilities10/49€724k€732k▲
Equity10/15€648k€658k▲
Contributions10/11€128k€128k=
Capital10€128k€128k=
Issued capital100€128k€128k=
Reserves13€227k€227k=
Non-distributable reserves130/1€13k€13k=
Legal reserve130€13k€13k=
Distributable reserves133€214k€214k=
Profit (loss) carried forward14€294k€303k▲
Amounts payable17/49€76k€74k▼
Amounts payable within one year42/48€76k€74k▼
Trade debts44€671€1k▲
Suppliers440/4€671€1k▲
Taxes, remuneration and social security45€5k€6k▲
Taxes450/3€5k€6k▲
Other amounts payable47/48€70k€67k▼
Accrued charges and deferred income492/3€23-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€12k€12k▲
Other operating charges640/8€5k€5k▼
Gross operating margin9900€29k€25k▼
Operating profit (loss)9901€12k€8k▼
Financial income75/76B€5k€5k▼
Recurring financial income75€5k€5k▼
Financial charges65/66B€224€232▲
Recurring financial charges65€224€232▲
Profit (loss) for the period before taxes9903€17k€12k▼
Income taxes67/77€5k€3k▼
Profit (loss) for the period9904€12k€9k▼
Profit (loss) for the period to be appropriated9905€12k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€294k€303k▲
Profit (loss) brought forward from the previous period14P€282k€294k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 31 days late
2024
31-12
Financial
Highest result since 2018net €12k ▲16.4%
Net result €12k, the highest in the series.
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
28-10
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Weakest financial yearnet €-10k ▼183%
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 5current ratio 5.40
Current ratio from 0.99 to 5.40; short-term debt falls from €188k to €92k.
31-12
Financial
Equity above €1MEq €1.00M ▲361%
Equity rises from €217k to €1.00M.
31-08
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 31 days late
Show earlier events
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 91 days late
2019
31-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
31-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brasschaat · 1 establishment unit since 1992
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Zegersdreef 122930 BrasschaatGround area
257 m²
Building footprint
230 m²
Volume, LiDAR
1,292 m³
Parcel 11322E0175/00C000, Flanders · tallest building 9.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
FABILO
since 19922.060.120.939
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11322E0175/00C000 | Flanders | 257 m² | 1 · 230 m² | 9.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CARVEL
BE 0447.555.426
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HIBEL
BE 0467.132.796
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IMMO KAMAR
BE 0465.575.848
Middelkerke · Eq €656,643
Of 11,747 companies in sector 68310 we hold annual accounts for 6,905. 4,264 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded02-12-1992
Fiscal year end31-12
Activities, NACEBEL 2025
68310Real estate agency activities
Sources
Crossroads Bank for EnterprisesNational Bank · 34 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.