MIO CONSULTING
ActiveSummary
MIO CONSULTING has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €5k and a net result of €85k. Equity is shrinking by ~27.4% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 12% of 31694 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
66
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency29▲+3
Growth58=
Track record94
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
3.6%
Return on assets
61.8%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 31694 sector peers (2025).
NBB · sector comparisonPosition among 31694 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 20-03-2026, 133 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
133 d early
2024
117 d late
2023
36 d late
2022
35 d early
2021
18 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€5k=
2024 · €5k
2021: €82k
2022: €155k
2023: €238k
2024: €5k
2021 → 2025
Total assets
€138k▼ 63.1%
2024 · €374k
2021: €104k
2022: €215k
2023: €291k
2024: €374k
2021 → 2025
Net result
€85k▲ 3.3%
2024 · €82k
2021: €77k
2022: €73k
2023: €83k
2024: €82k
2021 → 2025
Working capital
€5k=
2024 · €5k
2021: €82k
2022: €155k
2023: €238k
2024: €5k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€82k-€155k▲ 88.3%€238k▲ 53.3%€5k▼ 97.9%€5k=
Operating result€97k-€93k▼ 4.4%€104k▲ 12.2%€108k▲ 3.0%€116k▲ 7.5%
Net result€77k-€73k▼ 6.0%€83k▲ 13.6%€82k▼ 0.4%€85k▲ 3.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 7% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €138k
Equity
€5k =
Debt
€133k ▼ 64.0%
Debt's share of the balance-sheet total falls from 98.7% to 96.4%. Debt is lower.
Key figures and ratios
Current ratio
1.04▲
2024 · 1.01
Debt to equity
26.55▼
2024 · 73.72
ROA
61.8%▲
2024 · 22.0%
Debt ≤ 1 year
€133k▼
2024 · €369k
Income taxes
€30k▲
2024 · €25k
A ratio outside any meaningful range has been withheld (balance sheet total €138k, equity €5k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 34 lines
Balance sheet
Code20242025
Assets
Total assets20/58€374k€138k▼
Fixed assets21/28€0-
Financial fixed assets28€0-
Current assets29/58€374k€138k▼
Amounts receivable within one year40/41€23k€21k▼
Trade receivables40€16k€12k▼
Other amounts receivable41€7k€10k▲
Cash at bank and in hand54/58€350k€116k▼
Equity and liabilities
Total equity and liabilities10/49€374k€138k▼
Equity10/15€5k€5k=
Contributions10/11€5k€5k=
Profit (loss) carried forward14€0€0=
Amounts payable17/49€369k€133k▼
Amounts payable within one year42/48€369k€133k▼
Trade debts44€6k€6k▲
Suppliers440/4€6k€6k▲
Taxes, remuneration and social security45€47k€40k▼
Taxes450/3€47k€40k▼
Other amounts payable47/48€316k€87k▼
Income statement
Code20242025
Other operating charges640/8€188€1k▲
Gross operating margin9900€108k€117k▲
Operating profit (loss)9901€108k€116k▲
Financial income75/76B€1€0▼
Recurring financial income75€1€0▼
Financial charges65/66B€241€115▼
Recurring financial charges65€241€115▼
Profit (loss) for the period before taxes9903€107k€116k▲
Income taxes67/77€25k€30k▲
Profit (loss) for the period9904€82k€85k▲
Profit (loss) for the period to be appropriated9905€82k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€315k€85k▼
Profit (loss) brought forward from the previous period14P€233k€0▼
Profit to be distributed694/7€315k€85k▼
Return on contributions (dividend)694€315k€85k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
20-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €85k ▲3.3%
Operating result €116k, net result €85k, both a record.
25-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 117 days late
2024
05-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 36 days late
2023
31-12
Financial
Equity above €200kEq €238k ▲53.3%
3 profitable years in a row build equity to €238k.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €73k ▼6%
Net result drops to €73k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €155k ▲88.3%
2 profitable years in a row build equity to €155k.
13-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ukkel · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
René Gobertlaan 461180 UkkelGround area
1.3 ha
Building footprint
2,440 m²
Volume, LiDAR
43,967 m³
2 parcels, Brussels · tallest building 23.5 m, ±6 floors. Linked by address, not a title deed.
1 establishment unit
MIO CONSULTING
since 20202.310.987.287
2 parcels
Brussels
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21612C0286/00K016 | Brussels | 1.3 ha | 1 · 2,303 m² | 23.5 m · 6 fl. |
| 21612C0161/00K004 | Brussels | 602 m² | 1 · 137 m² | 13.5 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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CM-ECREATE
BE 0666.930.329
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BE 0669.724.820
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Of 82,562 companies in sector 70200 we hold annual accounts for 52,574. 15,595 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-12-2020
Fiscal year end31-12
Activities, NACEBEL 2025
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.