MINTJENS
ActiveMINTJENS has been active since 1990 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €413k and a net result of €4k. Equity remains stable across the filed fiscal years (±0.1% per year). Its solvency ranks better than 37% of 10242 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).
Checked score
Score 2025
61
/ 100
Healthy▲ +10 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability4=
Solvency47▲+14
Growth32=
Stability100
Bankruptcy probability, 12 months
0.9%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €25k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.2 in 2024), and 74.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
25.8%
Return on assets
0.2%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 09-07-2026, 22 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
22 d early
2024
48 d early
2023
41 d early
2022
56 d early
2021
54 d early
2020
57 d early
2019
36 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
14-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€413k▲ 0.9%
2024 · €410k
2018: €578k
2019: €401k
2020: €361k
2021: €357k
2022: €361k
2024: €410k
2018 → 2025
Total assets
€1.60M▼ 16.2%
2024 · €1.91M
2018: €2.33M
2019: €2.22M
2020: €2.12M
2021: €2.02M
2022: €2.07M
2024: €1.91M
2018 → 2025
Net result
€4k▼ 0.1%
2024 · €4k
2018: €32k
2019: €-177k
2020: €195k
2021: €316k
2022: €104k
2024: €4k
2018 → 2025
Working capital
€313k▲ 33.2%
2024 · €235k
2018: €349k
2019: €325k
2020: €151k
2021: €179k
2022: €356k
2024: €235k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220242025Trend
Equity€361k-€357k▼ 1.1%€361k▲ 1.2%€410k▲ 13.4%€413k▲ 0.9%
Operating result€211k-€412k▲ 95.6%€143k▼ 65.4%€54k▼ 61.8%€38k▼ 30.7%
Net result€195k-€316k▲ 62.1%€104k▼ 67.0%€4k▼ 96.6%€4k▼ 0.1%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 31% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.60M
Fixed assets
€352k▼ 32.1%
Current assets
€1.25M▼ 10.3%
Equity and liabilities €1.60M
Equity
€413k▲ 0.9%
Debt
€1.19M▼ 20.8%
The debt ratio falls from 78.6% to 74.2%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€177k▼
2024 · €218k
Cash flow
€143k▼
2024 · €167k
Solvency
25.8%▲
2024 · 21.4%
Current ratio
1.33▲
2024 · 1.20
Quick ratio
0.22▲
2024 · 0.18
Debt / equity
2.88▼
2024 · 3.66
ROE
0.9%▼
2024 · 0.9%
ROA
0.2%▲
2024 · 0.2%
Interest coverage
3.59▲
2024 · 3.54
Debt
€1.19M▼
2024 · €1.50M
Debt ≤ 1 year
€937k▼
2024 · €1.16M
Debt > 1 year
€244k▼
2024 · €331k
Income taxes
€6k▲
2024 · €3k
Staff costs
€692k▼
2024 · €697k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.91M€1.60M▼
Fixed assets21/28€518k€352k▼
Tangible fixed assets22/27€495k€337k▼
Land and buildings22€433k€296k▼
Plant, machinery and equipment23€5k€3k▼
Furniture and vehicles24€33k€21k▼
Other tangible fixed assets26€24k€17k▼
Financial fixed assets28€23k€15k▼
Current assets29/58€1.39M€1.25M▼
Stocks and contracts in progress3€1.18M€1.05M▼
Stocks30/36€1.18M€1.05M▼
Amounts receivable within one year40/41€15k€20k▲
Trade receivables40€107€20k▲
Other amounts receivable41€15k€0▼
Current investments50/53€29k€29k=
Cash at bank and in hand54/58€95k€90k▼
Deferred charges and accrued income490/1€70k€62k▼
Equity and liabilities
Total equity and liabilities10/49€1.91M€1.60M▼
Equity10/15€410k€413k▲
Contributions10/11€225k€225k=
Reserves13€185k€188k▲
Distributable reserves133€185k€188k▲
Amounts payable17/49€1.50M€1.19M▼
Amounts payable after more than one year17€331k€244k▼
Financial debts170/4€331k€244k▼
Amounts payable within one year42/48€1.16M€937k▼
Current portion of amounts payable after more than one year42€209k€45k▼
Financial debts43€675k€661k▼
Credit institutions430/8€675k€661k▼
Trade debts44€191k€144k▼
Suppliers440/4€191k€144k▼
Advances received on contracts in progress46€6k€5k▼
Taxes, remuneration and social security45€77k€71k▼
Taxes450/3€21k€14k▼
Remuneration and social security454/9€56k€57k▲
Other amounts payable47/48€65€10k▲
Accrued charges and deferred income492/3€12k€8k▼
Income statement
Code20242025
Non-recurring operating income76A€349€19k▲
Remuneration, social security and pensions62€697k€692k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€163k€140k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-1k€0▲
Other operating charges640/8€9k€5k▼
Non-recurring operating charges66A€120€0▼
Gross operating margin9900€922k€875k▼
Operating profit (loss)9901€54k€38k▼
Financial income75/76B€14k€21k▲
Recurring financial income75€14k€21k▲
Financial charges65/66B€62k€49k▼
Recurring financial charges65€62k€49k▼
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€3k€6k▲
Profit (loss) for the period9904€4k€4k▼
Profit (loss) for the period to be appropriated9905€4k€4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€4k€4k▼
Transfer to equity691/2€4k€4k▼
To other reserves6921€4k€4k▼
Social balance
Average headcount (FTE)908711.911.6▼
The notes to these accounts (33 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
09-07
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
13-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
20-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
05-06
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
31-12
Financial
Highest result since 2018net €316k ▲62.1%
Operating result €412k, net result €316k, both a record.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Back to profitnet €195k
Net result €195k after one loss-making year.
25-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-12
Financial
Weakest financial yearnet €-177k ▼647%
Net result drops to €-177k, the lowest in the series; recovery starts the following year.
24-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
19-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schilde · 4 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kerkstraat 212970 SchildeGround area
3,434 m²
Building footprint
919 m²
Volume, LiDAR
5,464 m³
4 parcels, Flanders · tallest building 11.3 m, ±3 floors. Linked by address, not a title deed.
4 establishment units
MINTJENS
since 19902.047.319.612
MINTJENS
since 20062.153.752.168
MINTJENS
since 20132.227.901.740
MINTJENS
since 20152.249.908.961
4 parcels
Flanders
4
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46002A1032/00H000indicative | Flanders | 2,191 m² | 1 · 182 m² | 8.1 m · 1 fl. |
| 11041A0353/00R000 | Flanders | 469 m² | 1 · 258 m² | 11.3 m · 1 fl. |
| 11902G0037/00C004 | Flanders | 422 m² | 1 · 299 m² | 9.6 m · 3 fl. |
| 11042A0124/00M006 | Flanders | 352 m² | 1 · 180 m² | 10.7 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 3
3 of 4 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,295 EUR awarded · 2,295 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,295 EUR | 2,295 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 1,451 companies in sector 47632 we hold annual accounts for 721. 584 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-02-1990
Fiscal year end31-12
Activities, NACEBEL
47632Retail sale of bicycles
47785Retail trade
52492
Sources
Crossroads Bank for EnterprisesNational Bank · 36 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.