De Zwaluw
ActiveFrom the official registers: KBO 36 annual accounts at the National Bank publications in the Belgian Official Gazette
Summary
De Zwaluw has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €27. Equity has been growing by about 11% per year since 2018. Its solvency ranks better than 81% of 5,036 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Overview
Official details
KBO- Status
- Active since 29-03-1990 Normal situation
- Activity
- Retail sale of bicycles NACE 47632and 1 other
- Establishment unit
- 2.048.044.934 2840 Rumst, since 27-04-1990
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Board and ownership
- Martin Investment Group BVDirector · since 01-01-2024
- Martin PatrickDirector
Financial position
- Bankruptcy probabilitywithin 12 months
- 0.2%
- Gross margin
- €558,183
- ▲ 5.9%
- Turnover
- ≈ €3.8m
- estimated
- Profit
- €27
- Equity
- €1.4m
- =
- Total assets
- €2.0m
- ▼ 10.5%
- Staff
- 6.6 FTE
- ▼ 12.0%
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskFounded in 1990Equity €1.4m (68.5% of total assets)Legal form: public limited companyShow the evidence
Checked score
About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 80% of them on solvency, 36% on liquidity, 29% on profitability and 39% on growth.
The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
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Signals
The company filed its last 7 accounts on average 7 days before the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.
Searched, nothing found (2)
Key points
- Positive: Higher solvency than 80% of companies in retail tradesector median 36.1% · 5,036 companies 68.5% View
Comparable companies
These companies have the same main activity as De Zwaluw: retail sale of bicycles (NACE 47632). They are comparable in size and age: total assets between €1.6m and €2.5m, founded between 1989 and 2000.
| Company | Total assets | Gross margin |
|---|---|---|
| De Zwaluw Rumst | €2.0m | €0.6m |
| NXT Gear Essen | €2.4m | €0.4m |
| Black and Bike Mons Mons | €1.6m | €0.6m |
| MOTORSPORT MABBE Wielsbeke | €1.7m | €0.6m |
| MINNE Ieper | €2.5m | €0.7m |
| RIJWIELCENTER HERMANS Malle | €2.3m | €0.8m |
| FIETSEN SAMAN Wuustwezel | €1.7m | €0.7m |
Documents
Annual accounts at the NBB
- Annual accounts 2025filed on 25-06-2026
- Annual accounts 2024filed on 30-07-2025
- Annual accounts 2023filed on 03-07-2024
- Annual accounts 2022filed on 07-08-2023
Acts in the Belgian Official Gazette
All publications in the Belgian Official GazetteArticles and registers
- Coordinated articles of associationnotaries' database
- Entry in the KBO registerKBO Public Search
Key facts about De Zwaluw
- What is the company number of De Zwaluw?
- The company number of De Zwaluw is 0440.476.604. The VAT number is the same number with BE in front: BE 0440.476.604.
- Where is De Zwaluw based?
- The registered office is at Laarstraat 41, 2840 Rumst.Company details
- What does De Zwaluw do?
- According to the KBO register, the main activity is retail sale of bicycles (NACE 47632).
- What is the legal form of De Zwaluw?
- The legal form of De Zwaluw is Public limited company (NV).
- When was De Zwaluw founded?
- De Zwaluw was founded on 29-03-1990.
- Is De Zwaluw still active?
- Yes, De Zwaluw is an active enterprise in the KBO register.
- How many employees does De Zwaluw have?
- De Zwaluw had an average of 6.6 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
- What is the turnover of De Zwaluw?
- The turnover in financial year 2025 is ≈ €3.8m. This figure is estimated from the gross margin of €558,183 and 219 comparable companies (NACE 47). It probably lies between €2.1m and €5.9m.
- Is De Zwaluw profitable?
- In financial year 2025, De Zwaluw made a profit of €27.
- Where can I find the annual accounts of De Zwaluw?
- De Zwaluw filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
- When are the next annual accounts of De Zwaluw due?
- De Zwaluw must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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