MINO GROUP
ActiveSummary
The computed 12-month bankruptcy probability of MINO GROUP is 3.7% (moderate). The 2025 annual accounts show equity of €45k and a net result of €40k. Equity is growing by ~26.7% per year across the filed fiscal years. Its solvency ranks better than 66% of 13417 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+49
Solvency73▲+5
Growth78=
Track record94
Bankruptcy probability, 12 months
3.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity tight (current ratio 1.3 against 2.18 in 2024; short-term debt: 27.5% and cash: 12.8% of total assets), and 51.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
48.4%
Return on assets
43%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-03-2026, 128 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
128 d early
2024
3 d early
2023
58 d early
2022
30 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€45k▲ 17.2%
2024 · €38k
2022: €6klowest in 4 years
2023: €35k▲ +482% vs 2022
2024: €38k▲ +9.7% vs 2023
2025: €45k▲ +17.2% vs 2024highest in 4 years
2022 → 2025
Total assets
€92k▲ 5.0%
2024 · €88k
2022: €26klowest in 4 years
2023: €54k▲ +104% vs 2022
2024: €88k▲ +64.1% vs 2023
2025: €92k▲ +5.0% vs 2024highest in 4 years
2022 → 2025
Net result
€40k▲ 1,073%
2024 · €3k
2022: €977lowest in 4 years
2023: €29k▲ +2850% vs 2022
2024: €3k▼ -88.2% vs 2023
2025: €40k▲ +1073% vs 2024highest in 4 years
2022 → 2025
Working capital
€8k▼ 73.2%
2024 · €28k
2022: €-14klowest in 4 years
2023: €13k▲ +189% vs 2022
2024: €28k▲ +122% vs 2023highest in 4 years
2025: €8k▼ -73.2% vs 2024
2022 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€6k-€35k▲ 482%€38k▲ 9.7%€45k▲ 17.2%
2022: €6klowest in 4 years
2023: €35k▲ +482% vs 2022
2024: €38k▲ +9.7% vs 2023
2025: €45k▲ +17.2% vs 2024highest in 4 years
Operating result€1k-€38k▲ 3,454%€5k▼ 86.3%€53k▲ 930%
2022: €1klowest in 4 years
2023: €38k▲ +3454% vs 2022
2024: €5k▼ -86.3% vs 2023
2025: €53k▲ +930% vs 2024highest in 4 years
Net result€977-€29k▲ 2,850%€3k▼ 88.2%€40k▲ 1,073%
2022: €977lowest in 4 years
2023: €29k▲ +2850% vs 2022
2024: €3k▼ -88.2% vs 2023
2025: €40k▲ +1073% vs 2024highest in 4 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 930% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €92k
Fixed assets
€60k ▲ 64.7%
Current assets
€33k ▼ 36.5%
Equity and liabilities €92k
Equity
€45k ▲ 17.2%
Debt
€48k ▼ 4.3%
Debt's share of the balance-sheet total falls from 56.6% to 51.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€64k▲
2024 · €10k
Cash flow
€51k▲
2024 · €9k
Current ratio
1.30▼
2024 · 2.18
Quick ratio
1.25▼
2024 · 2.14
Debt to equity
1.06▼
2024 · 1.30
ROE
88.8%▲
2024 · 8.9%
ROA
43.0%▲
2024 · 3.9%
Interest coverage
12.82▲
2024 · 3.25
Debt ≤ 1 year
€25k▲
2024 · €24k
Debt > 1 year
€22k▼
2024 · €26k
Income taxes
€10k▲
2024 · €776
Staff costs
€38k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€88k€92k▲
Formation expenses20€0-
Fixed assets21/28€36k€60k▲
Tangible fixed assets22/27€32k€55k▲
Plant, machinery and equipment23€6k€13k▲
Furniture and vehicles24€8k€12k▲
Other tangible fixed assets26€18k€27k▲
Assets under construction and advance payments27-€3k
Financial fixed assets28€4k€4k=
Current assets29/58€52k€33k▼
Stocks and contracts in progress3€980€1k▲
Stocks30/36€980€1k▲
Amounts receivable within one year40/41€30k€18k▼
Trade receivables40€11k-
Other amounts receivable41€19k€18k▼
Cash at bank and in hand54/58€21k€12k▼
Deferred charges and accrued income490/1€0€2k▲
Equity and liabilities
Total equity and liabilities10/49€88k€92k▲
Equity10/15€38k€45k▲
Contributions10/11€5k€5k=
Profit (loss) carried forward14€33k€40k▲
Amounts payable17/49€50k€48k▼
Amounts payable after more than one year17€26k€22k▼
Other amounts payable178/9€26k€22k▼
Amounts payable within one year42/48€24k€25k▲
Current portion of amounts payable after more than one year42€4k€3k▼
Trade debts44€9k€11k▲
Suppliers440/4€9k€11k▲
Taxes, remuneration and social security45€10k€11k▲
Taxes450/3€8k€6k▼
Remuneration and social security454/9€2k€5k▲
Accrued charges and deferred income492/3€225-
Income statement
Code20242025
Remuneration, social security and pensions62€16k€38k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€11k▲
Other operating charges640/8€185€655▲
Gross operating margin9900€27k€103k▲
Operating profit (loss)9901€5k€53k▲
Financial income75/76B€2k€2k▼
Recurring financial income75€2k€2k▼
Financial charges65/66B€3k€5k▲
Recurring financial charges65€3k€5k▲
Profit (loss) for the period before taxes9903€4k€50k▲
Income taxes67/77€776€10k▲
Profit (loss) for the period9904€3k€40k▲
Profit (loss) for the period to be appropriated9905€3k€40k▲
Appropriation of the result
Profit (loss) to be appropriated9906€33k€73k▲
Profit (loss) brought forward from the previous period14P€30k€33k▲
Profit to be distributed694/7-€33k
Return on contributions (dividend)694-€33k
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €5k | €9k | €16k | €38k | ▲ 138% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1k | €4k | €5k | €11k | ▲ 110% |
| Other operating charges640/8 | - | €697 | €185 | €655 | ▲ 255% |
| Gross operating margin9900 | €7k | €51k | €27k | €103k | ▲ 286% |
| Operating profit (loss)9901 | €1k | €38k | €5k | €53k | ▲ 930% |
| Financial income75/76B | €46 | €657 | €2k | €2k | ▼ 1.7% |
| Recurring financial income75 | €46 | €657 | €2k | €2k | ▼ 1.7% |
| Financial charges65/66B | €124 | €2k | €3k | €5k | ▲ 57.3% |
| Recurring financial charges65 | €124 | €2k | €3k | €5k | ▲ 57.3% |
| Profit (loss) for the period before taxes9903 | €977 | €36k | €4k | €50k | ▲ 1,099% |
| Income taxes67/77 | - | €7k | €776 | €10k | ▲ 1,216% |
| Profit (loss) for the period9904 | €977 | €29k | €3k | €40k | ▲ 1,073% |
| Profit (loss) for the period to be appropriated9905 | €977 | €29k | €3k | €40k | ▲ 1,073% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €26k | €54k | €88k | €92k | ▲ 5.0% |
| Formation expenses20 | €2k | €899 | €0 | - | - |
| Fixed assets21/28 | €18k | €21k | €36k | €60k | ▲ 64.7% |
| Tangible fixed assets22/27 | €15k | €18k | €32k | €55k | ▲ 73.6% |
| Plant, machinery and equipment23 | €5k | €7k | €6k | €13k | ▲ 103% |
| Furniture and vehicles24 | - | €2k | €8k | €12k | ▲ 54.9% |
| Other tangible fixed assets26 | €11k | €10k | €18k | €27k | ▲ 54.4% |
| Assets under construction and advance payments27 | - | - | - | €3k | - |
| Financial fixed assets28 | €3k | €3k | €4k | €4k | = |
| Current assets29/58 | €6k | €31k | €52k | €33k | ▼ 36.5% |
| Stocks and contracts in progress3 | €1k | €1k | €980 | €1k | ▲ 11.9% |
| Stocks30/36 | €1k | €1k | €980 | €1k | ▲ 11.9% |
| Amounts receivable within one year40/41 | €638 | €19k | €30k | €18k | ▼ 39.9% |
| Trade receivables40 | - | - | €11k | - | - |
| Other amounts receivable41 | €638 | €19k | €19k | €18k | ▼ 3.4% |
| Cash at bank and in hand54/58 | €4k | €11k | €21k | €12k | ▼ 43.0% |
| Deferred charges and accrued income490/1 | - | €600 | €0 | €2k | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €26k | €54k | €88k | €92k | ▲ 5.0% |
| Equity10/15 | €6k | €35k | €38k | €45k | ▲ 17.2% |
| Contributions10/11 | €5k | €5k | €5k | €5k | = |
| Profit (loss) carried forward14 | €977 | €30k | €33k | €40k | ▲ 19.7% |
| Amounts payable17/49 | €20k | €19k | €50k | €48k | ▼ 4.3% |
| Amounts payable after more than one year17 | - | - | €26k | €22k | ▼ 13.6% |
| Other amounts payable178/9 | - | - | €26k | €22k | ▼ 13.6% |
| Amounts payable within one year42/48 | €20k | €19k | €24k | €25k | ▲ 6.7% |
| Current portion of amounts payable after more than one year42 | - | - | €4k | €3k | ▼ 17.3% |
| Trade debts44 | €988 | €3k | €9k | €11k | ▲ 14.5% |
| Suppliers440/4 | €988 | €3k | €9k | €11k | ▲ 14.5% |
| Taxes, remuneration and social security45 | €711 | €9k | €10k | €11k | ▲ 9.5% |
| Taxes450/3 | - | €9k | €8k | €6k | ▼ 19.8% |
| Remuneration and social security454/9 | €711 | €595 | €2k | €5k | ▲ 110% |
| Other amounts payable47/48 | €19k | €6k | - | - | - |
| Accrued charges and deferred income492/3 | - | - | €225 | - | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €977 | €29k | €3k | €40k | ▲ 1,073% |
| + Depreciation and write-downs630 | €1k | €4k | €5k | €11k | ▲ 110% |
| Operating cash flow (approximation) | €2k | €33k | €9k | €51k | ▲ 494% |
| Investment in fixed assets (approximation) | - | €-7k | €-20k | €-34k | ▼ 71.0% |
| Change in cash | - | €7k | €10k | €-9k | ▼ 191% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €40k ▲1,073%
Operating result €53k, net result €40k, both a record.
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
03-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 5current ratio 1.67
Current ratio from 0.30 to 1.67; short-term debt falls from €20k to €19k.
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 2 acts read
About the unread acts
We know of 2 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Liège · 1 establishment unit since 2021
Ground area
43 m²
Building footprint
30 m²
Parcel 62063B0686/00A000, Wallonia. Linked by address, not a title deed.
1 establishment unit
CONSTANTIN
since 20212.326.813.729
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 62063B0686/00A000 | Wallonia | 43 m² | 1 · 30 m² | - |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteLiège2.326.813.729
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Of 14,009 companies in sector 56301 we hold annual accounts for 4,892. 4,092 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded02-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
56112Limited-service restaurants, excluding mobile food services
Contact
E-mail
minogroup21@gmail.comLiège
Scores and ratios are computed by Checked and are not a credit decision.