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CC 1492

Active
Private limited companyfounded 20214 yrs activeBergstrasse 12, 4700 Eupen, BelgiumKBO/BCE: BE 0778.895.152
Summary

The computed 12-month bankruptcy probability of CC 1492 is 5.1% (elevated). The annual accounts of CC 1492 for fiscal year 2025 show a net loss of 63% of the equity at the start of that year. The 2025 annual accounts show equity of €4,420 and a net result of -€7,459. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 29% of 13683 sector peers (fiscal year 2025). The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability20▼-55
Solvency30▼-15
Growth52▼-26
Track record94
Bankruptcy probability, 12 months
5.1% Elevated
0%0.5%1.5%4%10%≥ 25%
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity short (current ratio 0.91 against 0.83 in 2024; short-term debt: 95.3% and cash: 58.9% of total assets), and 95.3% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 56
Relative position
BE, all sectors
reference
Food and beverage service activities (NACE 56)
about 206% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 4 years 0 10 y
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
4.7%
Return on assets
-8%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-09-2026, 53 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
53 d late
2024
56 d early
2023
1 d early
2022
33 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 9 days before the deadline; the sector median for financial year 2024 is 6 days after the deadline, and 53% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (3 of the last 4 filed years within 40 days of that day).
Companies Code · seven months
Position in the running window
30-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 21 December 2021, CC 1492 was incorporated as a Private limited company.1 Total assets went from EUR 61,559 in 2022 to EUR 93,759 in 2025 and headcount from 8.1 full-time equivalents in 2022 to 12.3 in 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2022, 2024 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€4,420▼ 62.8%
2024 · €11,879
Total assets
€93,759▲ 54.6%
2024 · €60,646
Net result
-€7,459
2024 · €2,985
Working capital
-€7,831▲ 4.2%
2024 · -€8,176
Trend over the years
In euros
In per cent
Ratio
In full-time equivalents (FTE)
In euros
No line ticked in this group.
In per cent
No line ticked in this group.
Ratio
No line ticked in this group.
In full-time equivalents (FTE)
No line ticked in this group.

Untick a line to hide it. Point at a year (or use the arrow keys on the chart) for the exact figures; the table below gives them all.Sector: the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings. Dashed line: the median. Available for Net result, Equity, Total assets, Working capital, Solvency, Current ratio, Return on assets (ROA).

Every figure with its change against the fiscal year before
favourable unfavourable
Line2022202320242025
Operating result€2,780-€8,466▲ 204%€5,832▼ 31.1%-€6,331
Net result€1,666within the sector's middle half-€5,229within the sector's middle half▲ 214%€2,985within the sector's middle half▼ 42.9%-€7,459below the sector's middle half
Equity€3,666within the sector's middle half-€8,895within the sector's middle half▲ 143%€11,879within the sector's middle half▲ 33.6%€4,420within the sector's middle half▼ 62.8%
Total assets€61,559within the sector's middle half-€72,328within the sector's middle half▲ 17.5%€60,646within the sector's middle half▼ 16.2%€93,759within the sector's middle half▲ 54.6%
Debt€57,893-€63,434▲ 9.6%€48,766▼ 23.1%€89,339▲ 83.2%
Working capital-€18,445within the sector's middle half--€12,480within the sector's middle half▲ 32.3%-€8,176within the sector's middle half▲ 34.5%-€7,831within the sector's middle half▲ 4.2%
Solvency6.0%within the sector's middle half-12.3%within the sector's middle half▲ 6.3pp19.6%within the sector's middle half▲ 7.3pp4.7%within the sector's middle half▼ 14.9pp
Current ratio0.68within the sector's middle half-0.80within the sector's middle half▲ 0.120.83within the sector's middle half▲ 0.030.91within the sector's middle half▲ 0.08
Return on assets (ROA)2.7%within the sector's middle half-7.2%within the sector's middle half▲ 4.5pp4.9%within the sector's middle half▼ 2.3pp-8.0%below the sector's middle half▼ 12.9pp
Staff (FTE)8.1-8.8▲ 8.6%12.3▲ 39.8%
above within below the middle half (P25 to P75) of NACE 56, Food and beverage service activities, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€10,000-€5,000€0€5,000€10,000Operating result 2022: €2,780€2,780Net result 2022: €1,666€1,666Operating result 2023: €8,466€8,466Net result 2023: €5,229€5,229Operating result 2024: €5,832€5,832Net result 2024: €2,985€2,985Operating result 2025: -€6,331-€6,331Net result 2025: -€7,459-€7,4592022202320242025-€10,000-€5,000€0€5,000€10,000Operating result 2023: €8,466€8,470Net result 2023: €5,229€5,230Operating result 2024: €5,832€5,830Net result 2024: €2,985€2,980Operating result 2025: -€6,331-€6,330Net result 2025: -€7,459-€7,460202320242025
The operating result turns negative in 2025: a loss of €6,331 after €5,832 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €93,759
Fixed assets €12,252 ▼ 38.9%
Current assets €81,508 ▲ 101%
Equity and liabilities €93,759
Equity €4,420 ▼ 62.8%
Debt €89,339 ▲ 83.2%
Debt's share of the balance-sheet total rises from 80.4% to 95.3%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€1,472▼
2024 · €13,387
Cash flow
€345▼
2024 · €10,540
Quick ratio
0.75▲
2024 · 0.53
Debt to equity
20.21▲
2024 · 4.11
ROE
-168.7%▼
2024 · 25.1%
Interest coverage
1.38▼
2024 · 21.01
Debt ≤ 1 year
€89,339▲
2024 · €48,766
Income taxes
€63▼
2024 · €2,241
Staff costs
€105,295▲
2024 · €91,668
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,301 companies that looked in July 2024 the way this one looks now, 5.5% went bankrupt within 24 months and 93% are still going.

  • Micro
  • 2 to 5 years old
  • solvency under 10%
  • a small loss
5.5% went bankrupt
1.6% stopped otherwise
93% still going

A further 0.3% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 5.1% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,340 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,301 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 41 lines
Balance sheet Code20242025
Assets
Total assets20/58€60,646€93,759▲
Fixed assets21/28€20,055€12,252▼
Tangible fixed assets22/27€20,055€12,252▼
Furniture and vehicles24€20,055€12,252▼
Current assets29/58€40,590€81,508▲
Stocks and contracts in progress3€14,610€14,661▲
Stocks30/36€14,610€14,661▲
Amounts receivable within one year40/41-€270
Trade receivables40-€270
Cash at bank and in hand54/58€24,848€55,181▲
Deferred charges and accrued income490/1€1,132€11,396▲
Equity and liabilities
Total equity and liabilities10/49€60,646€93,759▲
Equity10/15€11,879€4,420▼
Contributions10/11€2,000€2,000=
Reserves13€9,879€9,879=
Distributable reserves133€9,879€9,879=
Profit (loss) carried forward14--€7,459
Amounts payable17/49€48,766€89,339▲
Amounts payable within one year42/48€48,766€89,339▲
Trade debts44€2,677€6,366▲
Suppliers440/4€2,677€6,366▲
Taxes, remuneration and social security45€16,091€15,090▼
Taxes450/3€9,300€6,150▼
Remuneration and social security454/9€6,791€8,940▲
Other amounts payable47/48€29,998€67,883▲
Income statement Code20242025
Remuneration, social security and pensions62€91,668€105,295▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€7,555€7,804▲
Other operating charges640/8€2,114€2,263▲
Gross operating margin9900€107,170€109,031▲
Operating profit (loss)9901€5,832-€6,331▼
Financial income75/76B€30€6▼
Recurring financial income75€30€6▼
Financial charges65/66B€637€1,071▲
Recurring financial charges65€637€1,071▲
Profit (loss) for the period before taxes9903€5,225-€7,396▼
Income taxes67/77€2,241€63▼
Profit (loss) for the period9904€2,985-€7,459▼
Profit (loss) for the period to be appropriated9905€2,985-€7,459▼
Appropriation of the result
Profit (loss) to be appropriated9906€2,985-€7,459▼
Transfer to equity691/2€2,985-
To other reserves6921€2,985-

The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2022202320242025Change
Remuneration, social security and pensions62€66,922€77,581€91,668€105,295▲ 14.9%
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5,154€6,255€7,555€7,804▲ 3.3%
Other operating charges640/8€2,069€3,814€2,114€2,263▲ 7.0%
Gross operating margin9900€76,926€96,116€107,170€109,031▲ 1.7%
Operating profit (loss)9901€2,780€8,466€5,832-€6,331▼ 209%
Financial income75/76B--€30€6▼ 80.1%
Recurring financial income75--€30€6▼ 80.1%
Financial charges65/66B€148€715€637€1,071▲ 68.0%
Recurring financial charges65€148€715€637€1,071▲ 68.0%
Profit (loss) for the period before taxes9903€2,633€7,751€5,225-€7,396▼ 242%
Income taxes67/77€967€2,523€2,241€63▼ 97.2%
Profit (loss) for the period9904€1,666€5,229€2,985-€7,459▼ 350%
Profit (loss) for the period to be appropriated9905€1,666€5,229€2,985-€7,459▼ 350%
Line2022202320242025Change
Assets
Total assets20/58€61,559€72,328€60,646€93,759▲ 54.6%
Fixed assets21/28€22,266€21,375€20,055€12,252▼ 38.9%
Tangible fixed assets22/27€22,266€21,375€20,055€12,252▼ 38.9%
Furniture and vehicles24€22,266€21,375€20,055€12,252▼ 38.9%
Current assets29/58€39,293€50,953€40,590€81,508▲ 101%
Stocks and contracts in progress3€11,117€14,985€14,610€14,661▲ 0.3%
Stocks30/36€11,117€14,985€14,610€14,661▲ 0.3%
Amounts receivable within one year40/41---€270-
Trade receivables40---€270-
Cash at bank and in hand54/58€27,861€34,473€24,848€55,181▲ 122%
Deferred charges and accrued income490/1€315€1,495€1,132€11,396▲ 907%
Equity and liabilities
Total equity and liabilities10/49€61,559€72,328€60,646€93,759▲ 54.6%
Equity10/15€3,666€8,895€11,879€4,420▼ 62.8%
Contributions10/11€2,000€2,000€2,000€2,000=
Reserves13€1,666€6,895€9,879€9,879=
Distributable reserves133€1,666€6,895€9,879€9,879=
Profit (loss) carried forward14----€7,459-
Amounts payable17/49€57,893€63,434€48,766€89,339▲ 83.2%
Amounts payable within one year42/48€57,738€63,434€48,766€89,339▲ 83.2%
Trade debts44€1,586€6,114€2,677€6,366▲ 138%
Suppliers440/4€1,586€6,114€2,677€6,366▲ 138%
Taxes, remuneration and social security45€14,234€15,081€16,091€15,090▼ 6.2%
Taxes450/3€5,251€6,926€9,300€6,150▼ 33.9%
Remuneration and social security454/9€8,983€8,156€6,791€8,940▲ 31.6%
Other amounts payable47/48€41,918€42,238€29,998€67,883▲ 126%
Accrued charges and deferred income492/3€155----
Line2022202320242025Change
Profit (loss) for the period9904€1,666€5,229€2,985-€7,459▼ 350%
+ Depreciation and write-downs630€5,154€6,255€7,555€7,804▲ 3.3%
Operating cash flow (approximation)€6,820€11,483€10,540€345▼ 96.7%
Investment in fixed assets (approximation)--€5,364-€6,236€0▲ 100%
Change in cash-€6,612-€9,625€30,333▲ 415%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
22-09
NBB filing Annual accounts filed
fiscal year 2025 · micro schema · 53 days late
2025
31-12
Financial Weakest financial yearnet -€7,459
Net result drops to -€7,459, the lowest in the series.
05-06
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
30-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial Highest result since 2022net €5,229 ▲214%
Operating result €8,466, net result €5,229, both a record.
28-06
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts

We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Eupen · 1 establishment unit since 2022
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Bergstrasse 124700 Eupen
1 establishment unit
CC 1492
Bergstrasse 12, 4700 EupenCafés and bars
since 20222.329.394.919

Recognitions · licences · registrations

Food safety, FASFC

1 site
Eupen2.329.394.919
1 permission
Drankgelegenheid · since 01-01-2022

Similar companies · same sector, comparable size

Of 13,991 companies in sector 56301 we hold annual accounts for 4,896. 2,665 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded21-12-2021
Fiscal year end31-12
Activities, NACEBEL 2025
56301Cafés and bars
E-invoicing
Reachable via Peppol
Peppol ID 0208:0778895152
Also 9925:BE0778895152
Registered 08-01-2026

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 30 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.