MINI'ON
ActiveSummary
For MINI'ON, one filing cycle of the annual accounts is missing. The 2024 annual accounts show equity of €129,185 and a net result of €10,785. Equity is growing by ~18% per year across the filed fiscal years. Its solvency ranks better than 82% of 26049 sector peers (fiscal year 2024). The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
No current score
Figures too old
The available figures for FY 2024 are too old to assess current financial health.
Filing: One filing cycle is missing
Axes, FY 2024 · tick = 2022
Profitability76▲+8
Solvency97▲+28
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit check for your own amount and term
Show the recommended maximum : and see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
+raises risk
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
72.3%
Return on assets
6%
Age of the figures
26 mo
raises risk · Annual accounts not filed
The financial year that closed on 31-07-2025 was due at the National Bank by 28-02-2026. Nothing is on record, 212 days later.
NBB · 7 filingsPosition against the passed deadline
31-07-2025 close28-02-2026 deadline28-09-2026 today
raises risk · Filed more than 90 days late
The financial year that closed on 31-07-2024 was due by 28-02-2025 and was filed on 02-06-2025, 94 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 7 filingsDeviation from the deadline
2025
not filed
2024
94 d late
2022
273 d late
2020
920 d late
2019
349 d late
2018
56 d late
2017
421 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 6 accounts on average 352 days after the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.
Checked, nothing found (1)
History
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Financials · fiscal year 2024, micro schema
Equity
€129,185▲ 24.2%
2022 · €103,973
Total assets
€178,763▼ 24.2%
2022 · €235,878
Net result
€10,785▲ 45.2%
2022 · €7,426
Working capital
€115,352▲ 26.2%
2022 · €91,377
Trend over the years
Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings. Dashed line: the median.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2019202020222024
Operating result€20,276-€16,879▼ 16.8%€12,121-€16,160-
Net result€17,870-€11,051within the sector's middle half▼ 38.2%€7,426within the sector's middle half-€10,785within the sector's middle half-
Equity€57,484-€61,541within the sector's middle half▲ 7.1%€103,973within the sector's middle half-€129,185above the sector's middle half-
Total assets€84,257-€102,687within the sector's middle half▲ 21.9%€235,878within the sector's middle half-€178,763within the sector's middle half-
Debt€26,773-€41,146▲ 53.7%€131,905-€49,577-
Working capital€41,773-€61,002within the sector's middle half▲ 46.0%€91,377above the sector's middle half-€115,352above the sector's middle half-
Solvency68.2%-59.9%above the sector's middle half▼ 8.3pp44.1%within the sector's middle half-72.3%above the sector's middle half-
Current ratio2.56-2.48within the sector's middle half▼ 0.081.93within the sector's middle half-3.89above the sector's middle half-
Return on assets (ROA)21.2%-10.8%within the sector's middle half▼ 10.4pp3.1%within the sector's middle half-6.0%within the sector's middle half-
Staff (FTE)0.5-1within the sector's middle half▲ 100%
above
within
below
the middle half (P25 to P75) of NACE 47, Retail trade, each year against the same schema; no band under 30 filings.
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result is €16,160 in 2024, compared with €12,121 in 2022. Comparable figures for the intervening years are unavailable.
Balance-sheet composition
2024 in colour, 2022 as the grey bar beneath
Assets €178,763
Fixed assets
€23,546 ▼ 48.9%
Current assets
€155,217 ▼ 18.2%
Equity and liabilities €178,763
Equity
€129,185 ▲ 24.2%
Debt
€49,577 ▼ 62.4%
Debt's share of the balance-sheet total falls from 55.9% to 27.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€27,436▲
2022 · €23,504
Cash flow
€22,061▲
2022 · €18,809
Quick ratio
0.06▼
2022 · 0.11
Debt to equity
0.38▼
2022 · 1.27
ROE
8.3%▲
2022 · 7.1%
Interest coverage
15.38▲
2022 · 5.38
Debt ≤ 1 year
€39,864▼
2022 · €98,404
Debt > 1 year
€9,713▼
2022 · €33,502
Income taxes
€3,592▲
2022 · €330
Staff costs
€43,010▲
2022 · €42,307
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2019 | 2020 | 2022 | 2024 | Change |
|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | - | €15,572 | €42,307 | €43,010 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €1,534 | €1,373 | €11,383 | €11,276 | - |
| Other operating charges640/8 | - | €1,854 | €2,803 | €510 | - |
| Non-recurring operating charges66A | - | - | €2,402 | - | - |
| Gross operating margin9900 | €40,534 | €35,678 | €71,016 | €70,956 | - |
| Operating profit (loss)9901 | €20,276 | €16,879 | €12,121 | €16,160 | - |
| Financial income75/76B | - | €69 | €0 | - | - |
| Recurring financial income75 | €27 | €69 | €0 | - | - |
| Financial charges65/66B | - | €1,441 | €4,365 | €1,784 | - |
| Recurring financial charges65 | €2,064 | €1,441 | €4,365 | €1,784 | - |
| Profit (loss) for the period before taxes9903 | €18,238 | €15,507 | €7,756 | €14,377 | - |
| Income taxes67/77 | €369 | €4,456 | €330 | €3,592 | - |
| Profit (loss) for the period9904 | €17,870 | €11,051 | €7,426 | €10,785 | - |
| Profit (loss) for the period to be appropriated9905 | €17,870 | €11,051 | €7,426 | €10,785 | - |
| Line | 2019 | 2020 | 2022 | 2024 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €84,257 | €102,687 | €235,878 | €178,763 | - |
| Fixed assets21/28 | €15,711 | €539 | €46,098 | €23,546 | - |
| Tangible fixed assets22/27 | €1,911 | €539 | €46,098 | €23,546 | - |
| Plant, machinery and equipment23 | - | €294 | - | - | - |
| Furniture and vehicles24 | - | €245 | €3,195 | €1,209 | - |
| Other tangible fixed assets26 | - | - | €42,903 | €22,337 | - |
| Financial fixed assets28 | €13,800 | - | - | - | - |
| Current assets29/58 | €68,546 | €102,148 | €189,780 | €155,217 | - |
| Stocks and contracts in progress3 | €62,360 | €97,319 | €179,311 | €152,890 | - |
| Stocks30/36 | - | €97,319 | €179,311 | €152,890 | - |
| Amounts receivable within one year40/41 | - | - | €5,300 | - | - |
| Other amounts receivable41 | - | - | €5,300 | - | - |
| Cash at bank and in hand54/58 | €6,186 | €4,829 | €5,169 | €2,327 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €84,257 | €102,687 | €235,878 | €178,763 | - |
| Equity10/15 | €57,484 | €61,541 | €103,973 | €129,185 | - |
| Contributions10/11 | €30,000 | €30,000 | €30,000 | €30,000 | - |
| Profit (loss) carried forward14 | €27,484 | €31,541 | €73,973 | €99,185 | - |
| Amounts payable17/49 | €26,773 | €41,146 | €131,905 | €49,577 | - |
| Amounts payable after more than one year17 | - | - | €33,502 | €9,713 | - |
| Financial debts170/4 | - | - | €33,502 | €9,713 | - |
| Amounts payable within one year42/48 | €26,773 | €41,146 | €98,404 | €39,864 | - |
| Current portion of amounts payable after more than one year42 | - | €2,747 | €11,885 | €11,891 | - |
| Trade debts44 | €3,228 | €3,932 | €5,195 | €4,241 | - |
| Suppliers440/4 | - | €3,932 | €5,195 | €4,241 | - |
| Taxes, remuneration and social security45 | - | €17,101 | €81,323 | €11,842 | - |
| Taxes450/3 | - | €15,833 | €75,977 | €9,631 | - |
| Remuneration and social security454/9 | - | €1,268 | €5,346 | €2,212 | - |
| Other amounts payable47/48 | - | €17,366 | - | €11,890 | - |
| Line | 2019 | 2020 | 2022 | 2024 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €17,870 | €11,051 | €7,426 | €10,785 | - |
| + Depreciation and write-downs630 | €1,534 | €1,373 | €11,383 | €11,276 | - |
| Operating cash flow (approximation) | €19,404 | €12,424 | €18,809 | €22,061 | - |
| Investment in fixed assets (approximation) | - | €13,799 | - | - | - |
| Change in cash | - | -€1,357 | - | - | - |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 94 days late
2024
31-07
Financial
Liquidity doublescurrent ratio 3.89
Current ratio from 1.93 to 3.89; short-term debt falls from €98,404 to €39,864.
2023
28-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 273 days late
06-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 920 days late
2022
31-07
Financial
Weakest financial yearnet €7,426 ▼32.8%
Net result drops to €7,426, the lowest in the series; recovery starts the following year.
31-07
Financial
Equity above €100,000Eq €103,973 ▲68.9%
3 profitable years in a row build equity to €103,973.
2021
12-02
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 349 days late
2019
25-04
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 56 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 421 days late
25-04
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 786 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Namur · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pl. des Jardins de Baseilles(EP) 95101 Namur1 establishment unit
MINI'ON
since 20152.257.948.479
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Of 504 companies in sector 47713 we hold annual accounts for 195. 146 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company (pre-2019)
Founded06-07-2015
Fiscal year end31-07
Activities, NACEBEL 2025
47713Retail trade
47554Retail trade
E-invoicing
Reachable via Peppol
Peppol ID
0208:0633570445
Registered
05-01-2026
If you follow this company, Checked tells you the day it leaves the Peppol register.
Register as of 28 September 2026 · Peppol Directory
Scores and ratios are computed by Checked and are not a credit decision.