ZANAKA
ActiveZANAKA has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €67k and a net result of €-782. Equity is growing by ~47% per year across the filed fiscal years. Its solvency ranks better than 47% of 26056 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability0=
Solvency49▲+3
Growth78=
Stability100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity tight (current ratio 1.17 against 1.2 in 2023), and 71.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
28.9%
Return on assets
-0.3%
Age of the figures
20 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 25-09-2025, 56 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
56 d late
2023
20 d late
2022
29 d late
2021
13 d early
2020
33 d early
2019
17 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-782▲ 65.6%
2023 · €-2k
2019: €-75k
2020: €33k
2021: €216k
2022: €-45k
2023: €-2k
2019 → 2024
Working capital
€26k▼ 18.8%
2023 · €32k
2019: €-274k
2020: €-211k
2021: €95k
2022: €37k
2023: €32k
2019 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-101k-€115k€70k▼ 38.9%€68k▼ 3.2%€67k▼ 1.2%
Operating result€35k-€258k▲ 628%€-40k€2k€3k▲ 35.0%
Net result€33k-€216k▲ 556%€-45k€-2k▲ 94.9%€-782▲ 65.6%
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 35% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €232k
Fixed assets
€51k▼ 8.7%
Current assets
€181k▼ 7.7%
Equity and liabilities €232k
Equity
€67k▼ 1.2%
Debt
€165k▼ 10.4%
The debt ratio falls from 73.1% to 71.1%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€8k▼
2023 · €10k
Cash flow
€5k▼
2023 · €6k
Solvency
28.9%▲
2023 · 26.9%
Current ratio
1.17▼
2023 · 1.20
Quick ratio
0.69▼
2023 · 0.83
Debt / equity
2.46▼
2023 · 2.72
ROE
-1.2%▲
2023 · -3.3%
ROA
-0.3%▲
2023 · -0.9%
Interest coverage
2.43▼
2023 · 2.57
Debt
€165k▼
2023 · €185k
Debt ≤ 1 year
€155k▼
2023 · €164k
Debt > 1 year
€10k▼
2023 · €20k
Income taxes
€41▼
2023 · €342
Staff costs
€115k▼
2023 · €116k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€253k€232k▼
Fixed assets21/28€56k€51k▼
Tangible fixed assets22/27€36k€31k▼
Land and buildings22€32k€28k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€897€1k▲
Financial fixed assets28€20k€20k=
Current assets29/58€196k€181k▼
Stocks and contracts in progress3€60k€75k▲
Stocks30/36€60k€75k▲
Amounts receivable within one year40/41€23k€67k▲
Trade receivables40€20k€18k▼
Other amounts receivable41€3k€49k▲
Cash at bank and in hand54/58€94k€39k▼
Deferred charges and accrued income490/1€20k-
Equity and liabilities
Total equity and liabilities10/49€253k€232k▼
Equity10/15€68k€67k▼
Contributions10/11€22k€22k=
Reserves13€90k€90k=
Distributable reserves133€90k€90k=
Profit (loss) carried forward14€-44k€-44k▼
Amounts payable17/49€185k€165k▼
Amounts payable after more than one year17€20k€10k▼
Financial debts170/4€20k€10k▼
Amounts payable within one year42/48€164k€155k▼
Current portion of amounts payable after more than one year42€10k€10k▲
Trade debts44€119k€117k▼
Suppliers440/4€119k€117k▼
Taxes, remuneration and social security45€35k€28k▼
Taxes450/3€33k€23k▼
Remuneration and social security454/9€2k€5k▲
Other amounts payable47/48€13€13=
Income statement
Code20232024
Remuneration, social security and pensions62€116k€115k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€6k▼
Other operating charges640/8€2k€12k▲
Gross operating margin9900€128k€135k▲
Operating profit (loss)9901€2k€3k▲
Financial income75/76B€74€125▲
Recurring financial income75€74€125▲
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€-2k€-742▲
Income taxes67/77€342€41▼
Profit (loss) for the period9904€-2k€-782▲
Profit (loss) for the period to be appropriated9905€-2k€-782▲
Appropriation of the result
Profit (loss) to be appropriated9906€-44k€-44k▼
Profit (loss) brought forward from the previous period14P€-41k€-44k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
25-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 56 days late
2024
20-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 20 days late
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
18-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Highest result since 2019net €216k ▲556%
Operating result €258k, net result €216k, both a record.
31-12
Financial
Liquidity quadruplescurrent ratio 1.85
Current ratio from 0.43 to 1.85; short-term debt falls from €367k to €112k.
31-12
Financial
Equity above €100kEq €115k
2 profitable years in a row build equity to €115k.
2020
28-08
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
29-02
Financial
Back to profitnet €33k
Net result €33k after one loss-making year.
2019
13-09
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2018
11-09
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2017
28-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2016
16-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2015
28-09
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mouscron · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pater Damiaanstraat 87700 MouscronGround area
5.5 ha
Building footprint
8,181 m²
Parcel 54007B0685/00D000, Wallonia. Linked by address, not a title deed.
1 establishment unit
ZANAKA
since 20132.219.064.545
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 54007B0685/00D000 | Wallonia | 5.5 ha | 1 · 8,181 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
ANM
BE 0861.621.108
Court-Saint-Etienne · Eq €67k
‘t SPROOKJESBOS
BE 0779.336.107
Aalter · Eq €67k
Pip & Flo
BE 0645.946.655
Peer · Eq €68k
Beline
BE 0826.831.958
Lochristi · Eq €67k
KIDS STAR
BE 0534.550.964
Schaarbeek · Eq €68k
Of 500 companies in sector 47713 we hold annual accounts for 196. 160 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-04-2013
Fiscal year end31-12
Activities, NACEBEL
47713Retail trade
47554Retail trade
47715Retail trade
47721Retail sale of footwear
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryPhone:0473/611.202