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MINI

Active Private limited companyfounded 1990active for 36 yearsKruipstraat 61, 1850 GrimbergenKBO/BCE: BE 0440.206.190

Lifetime

19 annual accounts with figures on one time axis, 35 filings since 1990
peak €134,628 (2023)
€65,955▲ 137%
lowest -€3,168 (2022)
€28,190▲ 126%
peak €182,430 (2025)
€182,430▲ 18.3%
€113,520▲ 208%
Board2 names since 2020
1 directorDM - TURBO
Documentsfilings and deeds
30-04-2026on the last day
2025micro format
Gross margin from €27,839 to €65,955Result from €12,453 to €28,190Equity from €154,240 to €182,430Debts from €36,869 to €113,520Investments €46,169Cash from €38,159 to €147,579

Key points

from the 2025 annual accounts

Equity

€182,430 ▲ 18.3%

MINI has made a profit without a break since 2023.

Turnover

≈ €140,000 estimated

The micro format states no turnover.

Debts

€113,520 ▲ 208%
Suppliers
+50,212
Taxes and wages
+25,231
Other debts
+1,209

Debts rose by €76,651 in 2025.

Investments

€46,169 3.5 × depreciation
20212022202320242025

Green is investment, beige is depreciation. Machinery stands 246.3% higher than in 2024.

Liquidity

2.25 was 4.98 in 2024

Short-term debts rose from €36,869 to €113,520.

Filings

35 annual accounts since 1990
deadline1990200020102020

Six of the last ten came late. The 2019 accounts came latest: 52 days after the end of the period.

Checked score

95
Excellent
Financially stronger than 61% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

The dashed line is the sector median: 0.1% across 48,570 companies (NACE 70, micro).

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026highest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026lowest value 09-2026: < 0.1%● unchanged vs 08-2026lowest value 10-2026: < 0.1%● unchanged vs 09-2026lowest value 11-2026: < 0.1%● unchanged vs 10-2026lowest value

Financial strength
Strong

87-13equity 61.6% of total assets
82+13short-term debt 38.4% · cash 49.9%
81+4return on assets 9.5%

Score breakdown

lowers risk
Liquidity: current ratio 2.25, cash €147,579
Size: total assets €295,950
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €182,430 (61.6% of total assets)
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 57% of them on solvency, 74% on liquidity, 48% on profitability and 65% on growth.

The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 30-09-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

Comparable companies, two years later

In July 2024, 31,368 companies had the same profile as MINI has now. Each dot stands for 79 companies, two years later.

93.5%
were still trading
5.9%
stopped another way
0.5%
went bankrupt
  • Micro
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more

Another 0.1% stopped without a precise date, possibly only after those two years.

That fits the bankruptcy probability of MINI itself: < 0.1% within 12 months.

Test of the method

The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.

The companies in ten equal groups, from the lowest to the highest expected share
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 0.9%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.8%
9 3.0% 3.1%
10 5.6% 6.2%

A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.

This is an observation about 31,368 companies, not a prediction for MINI. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.

Credit verdict

Credit of up to €17,000 on 30-day terms is acceptable

Liquidity is ample, with a current ratio of 2.25 (4.98 in 2024), above the usual 1.5. Short-term debt is 38.4% and cash 49.9% of total assets. 38.4% of the assets are financed with debt and provisions.

Credit check for an amount and term of your choice

Show the recommended maximum and see how the verdict changes with amount, term and advance.

The scores and ratios are Checked's own calculations, not a credit decision.

Signals

5 signals, none raises the risk
Five signals.
lowers riskneutral
lowers risk · Liquidity: current ratio 2.25, cash €147,579
NBB · annual accounts
lowers risk · Size: total assets €295,950
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
lowers risk · Sector: Activities of head offices; management consultancy activities (NACE 70)
KBO
lowers risk · Equity €182,430 (61.6% of total assets)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
1 day early
2023
4 days early
2022
3 days early
2021
6 days late
2019
52 days late
2018
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 11 days after the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-09-2026 is due by 30-04-2027. Nothing is late today. The company usually files around 29 April (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-09-2026 year end10-11-2026 today30-04-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Board and ownership

Board & ownership

Recent changes

Registered in the Peppol Directory Reachable for e-invoices through 0208:0440206190
New director DM-TURBO appointed, Michel De Malsche resigned · Permanent representative: Michel De Malsche · “Het verlenen van advies- en of dienstenfuncties op het vlak rendementsstudies,technische studies,het…” (deed in Dutch) · General meeting of 21-12-2020 · Gazette deed
First establishment Kruipstraat 61, Grimbergen
Incorporation published on 18-04-1990 · Gazette deed
All 46 events

Comparable companies

same main activity, similar in size and age
Company
MINI Grimbergen €295,950 €65,955 61.6% -
DUO CONSULT Zaventem €273,874 €72,800 89.0% -
DORENCO Zaventem €274,541 €75,158 19.1% -
De Lork Leuven €309,120 €54,139 -1.5% -
Au Fond Halle €310,621 €70,622 89.4% -
L.V.C. Zemst €271,061 €53,187 84.5% -
UNITED SOLUTIONS Grimbergen €281,336 €58,172 80.0% -

These companies have the same main activity as MINI: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €271,000 and €311,000, founded between 1989 and 1995.

Official details

Source: KBO
Status
Active since 22-03-1990Normal situation
Activity
Business and other management consultancyNACE 70200
Establishment unit
2.047.932.0961850 Grimbergen, since 19-04-1990
Financial year end
30 September
Peppol
Reachable since 18-09-2025
Company details

Annual accounts to 30-09-2025

€295,950▲ 54.9%
Filing
Filed on 30-04-2026, on the last day of the filing period
Financials

Insights on MINI

MINI files the micro format. That format states no turnover. The gross margin rose from €3,872 in 2006 to €65,955 in 2025.

Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.

Key facts about MINI

What is the company number of MINI?
The company number of MINI is 0440.206.190. The VAT number is the same number with BE in front: BE 0440.206.190.
Where is MINI based?
The registered office is at Kruipstraat 61, 1850 Grimbergen.Company details
What does MINI do?
According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
What is the legal form of MINI?
MINI is a private limited company (BV).
When was MINI founded?
MINI was founded on 22-03-1990.
Is MINI still active?
Yes, MINI is an active enterprise in the KBO register.
What is the turnover of MINI?
The turnover in financial year 2025 is ≈ €140,000. This figure is estimated from the gross margin of €65,955 and 120 comparable companies (NACE 70200). It probably lies between €100,000 and €170,000.Financials
Is MINI profitable?
In financial year 2025, MINI made a profit of €28,190.
Where can I find the annual accounts of MINI?
MINI filed 35 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MINI due?
MINI must file the annual accounts for financial year 2026 by 30-04-2027.Timeline

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