DUO CONSULT
ActiveDUO CONSULT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €244k and a net result of €89. Equity is growing by ~68.7% per year across the filed fiscal years. Its solvency ranks better than 88% of 11297 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability69▼-31
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €21k at 30 days acceptable
Liquidity ample (current ratio 8.43 against 6.83 in 2024; short-term debt: 11% and cash: 48.7% of total assets), and 11% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
89%
Return on assets
0%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
5 d early
2023
3 d late
2022
61 d late
2021
1 d early
2019
73 d late
2018
22 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€244k=
2024 · €244k
2018: €-11k
2019: €18k
2021: €32k
2022: €55k
2023: €171k
2024: €244k
2018 → 2025
Total assets
€274k▼ 2.3%
2024 · €280k
2018: €39k
2019: €67k
2021: €87k
2022: €99k
2023: €227k
2024: €280k
2018 → 2025
Net result
€89▼ 99.9%
2024 · €73k
2018: €-13k
2019: €29k
2021: €14k
2022: €23k
2023: €116k
2024: €73k
2018 → 2025
Working capital
€224k▲ 4.6%
2024 · €214k
2018: €-29k
2019: €-4k
2021: €14k
2022: €9k
2023: €135k
2024: €214k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€32k-€55k▲ 73.5%€171k▲ 211%€244k▲ 42.9%€244k=
Operating result€29k-€42k▲ 42.6%€168k▲ 302%€106k▼ 37.2%€2k▼ 98.0%
Net result€14k-€23k▲ 70.4%€116k▲ 399%€73k▼ 36.8%€89▼ 99.9%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 98% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €274k
Fixed assets
€20k▼ 32.3%
Current assets
€254k▲ 1.3%
Equity and liabilities €274k
Equity
€244k=
Debt
€30k▼ 18.0%
The debt ratio falls from 13.1% to 11.0%. Debt is lower.
Key figures and ratios
EBITDA
€13k▼
2024 · €117k
Cash flow
€11k▼
2024 · €84k
Solvency
89.0%▲
2024 · 86.9%
Current ratio
8.43▲
2024 · 6.83
Quick ratio
8.27▲
2024 · 6.66
Debt / equity
0.12▼
2024 · 0.15
ROE
0.0%▼
2024 · 30.0%
ROA
0.0%▼
2024 · 26.1%
Interest coverage
12.83▼
2024 · 107.42
Debt
€30k▼
2024 · €37k
Debt ≤ 1 year
€30k▼
2024 · €37k
Income taxes
€5k▼
2024 · €33k
Staff costs
€58k▼
2024 · €70k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€280k€274k▼
Fixed assets21/28€30k€20k▼
Tangible fixed assets22/27€30k€20k▼
Plant, machinery and equipment23€1k€747▼
Furniture and vehicles24€19k€12k▼
Other tangible fixed assets26€10k€8k▼
Financial fixed assets28€50€50=
Current assets29/58€250k€254k▲
Stocks and contracts in progress3€6k€5k▼
Stocks30/36€6k€5k▼
Amounts receivable within one year40/41€98k€111k▲
Trade receivables40€30k€31k▲
Other amounts receivable41€69k€80k▲
Cash at bank and in hand54/58€143k€133k▼
Deferred charges and accrued income490/1€3k€4k▲
Equity and liabilities
Total equity and liabilities10/49€280k€274k▼
Equity10/15€244k€244k=
Contributions10/11€8k€8k=
Reserves13€225k€225k=
Distributable reserves133€225k€225k=
Profit (loss) carried forward14€11k€11k▲
Amounts payable17/49€37k€30k▼
Amounts payable within one year42/48€37k€30k▼
Trade debts44€13k€8k▼
Suppliers440/4€13k€8k▼
Taxes, remuneration and social security45€23k€18k▼
Taxes450/3€10k€5k▼
Remuneration and social security454/9€12k€13k▲
Other amounts payable47/48€875€4k▲
Income statement
Code20242025
Remuneration, social security and pensions62€70k€58k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€11k€11k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€3k€1k▼
Other operating charges640/8€439€417▼
Gross operating margin9900€190k€73k▼
Operating profit (loss)9901€106k€2k▼
Financial income75/76B€2k€4k▲
Recurring financial income75€2k€4k▲
Financial charges65/66B€1k€1k▼
Recurring financial charges65€1k€1k▼
Profit (loss) for the period before taxes9903€106k€5k▼
Income taxes67/77€33k€5k▼
Profit (loss) for the period9904€73k€89▼
Profit (loss) for the period to be appropriated9905€73k€89▼
Appropriation of the result
Profit (loss) to be appropriated9906€84k€11k▼
Profit (loss) brought forward from the previous period14P€11k€11k=
Transfer to equity691/2€73k-
To other reserves6921€73k-
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
25-04
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-09
Financial
Liquidity doublescurrent ratio 6.83
Current ratio from 3.40 to 6.83; short-term debt falls from €56k to €37k.
30-09
Financial
Equity above €200kEq €244k ▲42.9%
5 profitable years in a row build equity to €244k.
03-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 3 days late
2023
30-09
Financial
Highest result since 2018net €116k ▲399%
Operating result €168k, net result €116k, both a record.
30-09
Financial
Liquidity triplescurrent ratio 3.40
Current ratio from 1.21 to 3.40.
30-09
Financial
Equity above €150kEq €171k ▲211%
4 profitable years in a row build equity to €171k.
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 61 days late
2022
29-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
12-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 73 days late
2019
31-12
Financial
Back to profitnet €29k
Net result €29k after one loss-making year.
22-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 22 days late
2018
08-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
28-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
09-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 9 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Zaventem · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Leuvensesteenweg 5101932 ZaventemGround area
1,793 m²
Building footprint
752 m²
Volume, LiDAR
4,246 m³
2 parcels, Flanders · tallest building 13.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
DUO CONSULT
since 19892.044.181.364
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23002G0205/00V000 | Flanders | 1,313 m² | 1 · 537 m² | 11.2 m · 1 fl. |
| 23078C0089/00T000indicative | Flanders | 480 m² | 1 · 215 m² | 13.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
1 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
EYE ON FASHION
BE 0652.914.522
Antwerpen · Eq €244k
VENDREDI TREIZE
BE 0464.301.386
Sambreville · Eq €244k
WHAT'S LEFT
BE 0897.704.118
Antwerpen · Eq €246k
BRAX BELGIUM
BE 0682.754.294
Brussel · Eq €246k
D-LUX CONCEPT
BE 0886.617.612
Antwerpen · Eq €241k
Of 1,311 companies in sector 46423 we hold annual accounts for 812. 558 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-06-1989
Fiscal year end30-09
Activities, NACEBEL
46423Wholesale of clothing, excluding workwear and underwear
70200Business and other management consultancy
70220Business consulting
74131
73200Market research and public opinion polling
Sources
Crossroads Bank for EnterprisesNational Bank · 35 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:info@duoconsult.be