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MINET'OITURE

Active
Private limited companyfounded 2023active for 3 yearsRue Croix-Maron(SUR) 7, 5600 Philippeville, BelgiumKBO/BCE: BE 1000.653.483
Summary

MINET'OITURE has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €53,667 and a net result of €20,532. Equity has been growing by about 39% per year since 2023. Its solvency ranks better than 33% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.2% (low).

Overview

Official details

Source: KBO
Status
Active since 03-10-2023 Normal situation
Activity
Roofing work NACE 43410and 2 others
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2023
Establishment unit
2.350.636.038 5600 Philippeville, since 06-10-2023
Financial year end
31 December
Peppol
Reachable since 20-08-2025

Board and ownership

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.2%
Annual accounts 2025
Gross margin
€54,032
▲ 75.8%
Turnover
≈ €230,000
estimated
Profit
€20,532
▲ 297%
Equity
€53,667
▲ 62.0%
Total assets
€169,456
▲ 190%
Staff
≈ 0.3 FTE
estimated
Score breakdownraises riskFounded in 2023Size: total assets €169,456Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 1.58, cash €25,299Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 62% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 57-25
equity 31.7% of total assets
Liquidity 65-13
short-term debt 15.6% · cash 14.9%
Profitability 84+4
return on assets 12.1%
Bankruptcy probability within 12 months
1.2% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.9%▲ +0.2 percentage points vs 12-2024 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.1%▲ +0.1 percentage points vs 02-2025 04-2025: 2.2%▲ +0.1 percentage points vs 03-2025 05-2025: 2.4%▲ +0.2 percentage points vs 04-2025 06-2025: 2.4%● unchanged vs 05-2025 07-2025: 2.5%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.7%▼ -1.8 percentage points vs 07-2025lowest value 09-2025: 0.7%● unchanged vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.8%▲ +0.1 percentage points vs 04-2026 06-2026: 0.8%● unchanged vs 05-2026 07-2026: 0.8%● unchanged vs 06-2026 08-2026: 1.2%▲ +0.4 percentage points vs 07-2026 09-2026: 1.2%● unchanged vs 08-2026 10-2026: 1.2%● unchanged vs 09-2026 11-2026: 1.2%● unchanged vs 10-2026
Credit of up to €3,500 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 1.58 (1.42 in 2024), above the usual 1.5. Short-term debt is 15.6% and cash 14.9% of total assets. However, 68.3% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 33% of them on solvency, 64% on liquidity, 67% on profitability and 86% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 1.58, cash €25,299
NBB · annual accounts
raises risk · Size: total assets €169,456
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 03-07-2026, 28 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
28 days early
2024
7 days early
2023
26 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 20 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 July (3 of the last 3 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €4,000 · Appointment: MINET Gilles Laurent (director)
All 5 events

Comparable companies

These companies have the same main activity as MINET'OITURE: roofing work (NACE 43410). They are comparable in size and age: total assets between €147,000 and €181,000, founded in 2023.

CompanyTotal assetsGross margin
MINET'OITURE Philippeville€169,456€54,032
QM TOITURE Overijse€166,347€57,877
VANDERMEULEN TOITURES Herve€180,775€52,927
MS TOITURE Oupeye€146,853€51,754
Joly's dakwerken Sint-Katelijne-Waver€149,259€60,081
Dakwerken Vandeweghe Wingene€147,841€50,236
Dakwerken Reim Pelt€153,458€62,790
Full comparison

Key facts about MINET'OITURE

What is the company number of MINET'OITURE?
The company number of MINET'OITURE is 1000.653.483. The VAT number is the same number with BE in front: BE 1000.653.483.
Where is MINET'OITURE based?
The registered office is at Rue Croix-Maron(SUR) 7, 5600 Philippeville.Company details
What does MINET'OITURE do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of MINET'OITURE?
The legal form of MINET'OITURE is Private limited company (BV).
When was MINET'OITURE founded?
MINET'OITURE was founded on 03-10-2023.
Is MINET'OITURE still active?
Yes, MINET'OITURE is an active enterprise in the KBO register.
How many employees does MINET'OITURE have?
MINET'OITURE had an average of 1 full-time equivalents in financial year 2023, according to the filed annual accounts.Financials
Which joint committee does MINET'OITURE fall under?
In its 2023 annual accounts, MINET'OITURE states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of MINET'OITURE?
The turnover in financial year 2025 is ≈ €230,000. This figure is estimated from the gross margin of €54,032 and 30 comparable companies (NACE 434). It probably lies between €140,000 and €310,000.
Is MINET'OITURE profitable?
In financial year 2025, MINET'OITURE made a profit of €20,532.
Where can I find the annual accounts of MINET'OITURE?
MINET'OITURE filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MINET'OITURE due?
MINET'OITURE must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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