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Joly's dakwerken

Active
Private limited companyfounded 2023active for 2 yearsMolenstraat 47, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 1002.572.402
Summary

Joly's dakwerken has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,311 and a net result of €20,626. Its solvency ranks better than 44% of 34,946 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

Overview

Official details

Source: KBO
Status
Active since 23-11-2023 Normal situation
Activity
Roofing work NACE 43410
Joint committee
124 Paritair Comité voor het bouwbedrijf · annual accounts 2024
Establishment unit
2.352.476.167 2861 Sint-Katelijne-Waver, since 23-11-2023
Financial year end
31 December
Peppol
Reachable since 24-11-2025

Board and ownership

Board

Financial position

66 Healthy Checked score 2025
Bankruptcy probabilitywithin 12 months
1.1%
Annual accounts 2025
Gross margin
€60,081
▼ 21.4%
Turnover
≈ €260,000
estimated
Profit
€20,626
▼ 42.2%
Equity
€61,311
▲ 50.7%
Total assets
€149,259
▲ 125%
Score breakdownraises riskFounded in 2023Size: total assets €149,259Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.84, cash €27,965Show the evidence

Checked score

Score 2025
66 / 100
Healthy
Probability in this band: 0.55% to 1.5%
Financially stronger than 57% of micro companies in specialised construction (NACE 43)
Financial strength · tick: 2024
Strong
Solvency 66-20
equity 41.1% of total assets
Liquidity 43-38
short-term debt 58.9% · cash 18.7%
Profitability 86-14
return on assets 13.8%
Bankruptcy probability within 12 months
1.1% Low
0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)
Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.3%▲ +0.3 percentage points vs 02-2025 04-2025: 2.4%▲ +0.1 percentage points vs 03-2025 05-2025: 2.7%▲ +0.3 percentage points vs 04-2025highest value 06-2025: 2.7%● unchanged vs 05-2025highest value 07-2025: 0.6%▼ -2.1 percentage points vs 06-2025lowest value 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.7%▲ +0.1 percentage points vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.1 percentage points vs 09-2026 11-2026: 1.1%● unchanged vs 10-2026
Credit of up to €4,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.84 (1.61 in 2024), below 1. Short-term debt is 58.9% and cash 18.7% of total assets. 58.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro). It does better than 44% of them on solvency, 33% on liquidity, 70% on profitability and 83% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Founded in 2023
Companies of this age fail more often than older ones. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Liquidity: current ratio 0.84, cash €27,965
NBB · annual accounts
raises risk · Size: total assets €149,259
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Sector: Specialised construction activities (NACE 43)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.
NBB · 2 filings
Deviation from the deadline
2025
31 days early
2024
34 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 2 accounts on average 33 days before the deadline. In the sector (NACE 43), the median for financial year 2024 was 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Where today falls in the filing period
02-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2023.
KBO publications

Recent changes

  1. · Gazette deed IncorporationStarting capital €5,000 · Appointment: JOLY Danny (director)
All 3 events

Comparable companies

These companies have the same main activity as Joly's dakwerken: roofing work (NACE 43410). They are comparable in size and age: total assets between €143,000 and €166,000, founded between 2023 and 2024.

CompanyTotal assetsGross margin
Joly's dakwerken Sint-Katelijne-Waver€149,259€60,081
ALGEMENE DAKWERKEN MARIJNISSEN Merksplas€159,303€67,351
Dakwerken Reim Pelt€153,458€62,790
WOLF SOLUTIONS DAK- EN GEVELWERKEN Gent€142,802€67,004
JBR TOITURES Péruwelz€152,628€60,764
QM TOITURE Overijse€166,347€57,877
MS TOITURE Oupeye€146,853€51,754
Full comparison

Key facts about Joly's dakwerken

What is the company number of Joly's dakwerken?
The company number of Joly's dakwerken is 1002.572.402. The VAT number is the same number with BE in front: BE 1002.572.402.
Where is Joly's dakwerken based?
The registered office is at Molenstraat 47, 2861 Sint-Katelijne-Waver.Company details
What does Joly's dakwerken do?
According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of Joly's dakwerken?
The legal form of Joly's dakwerken is Private limited company (BV).
When was Joly's dakwerken founded?
Joly's dakwerken was founded on 23-11-2023.
Is Joly's dakwerken still active?
Yes, Joly's dakwerken is an active enterprise in the KBO register.
How many employees does Joly's dakwerken have?
Joly's dakwerken had an average of 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
Which joint committee does Joly's dakwerken fall under?
In its 2024 annual accounts, Joly's dakwerken states joint committee 124 (Paritair Comité voor het bouwbedrijf).
What is the turnover of Joly's dakwerken?
The turnover in financial year 2025 is ≈ €260,000. This figure is estimated from the gross margin of €60,081 and 30 comparable companies (NACE 434). It probably lies between €160,000 and €350,000.
Is Joly's dakwerken profitable?
In financial year 2025, Joly's dakwerken made a profit of €20,626.
Where can I find the annual accounts of Joly's dakwerken?
Joly's dakwerken filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Joly's dakwerken due?
Joly's dakwerken must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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