Joly's dakwerken

Active

Private limited companyfounded 2023active for 2 yearsMolenstraat 47, 2861 Sint-Katelijne-Waver, BelgiumKBO/BCE: BE 1002.572.402

From the official registers: KBO 2 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Joly's dakwerken has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €61,311 and a net result of €20,626. Its solvency ranks better than 44% of 34,855 sector peers (NACE 43, financial year 2025). The computed 12-month bankruptcy probability is 1.1% (low).

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Joly's dakwerkenActiveChecked score 66/100

Risk analysis Report Compare

Official details

KBO

Status: Active since 23-11-2023 Normal situation
Legal form: Private limited company
Registered office: Molenstraat 47, 2861 Sint-Katelijne-Waver
Activity: Roofing work NACE 43410
Establishment unit: 2.352.476.167 2861 Sint-Katelijne-Waver, since 23-11-2023
Financial year end: 31 December
Peppol: Reachable since 24-11-2025

Company details

Who decides

Board

JOLY DannyDirector

Board & ownership

How it is doing

66 Healthy Checked score 2025

Bankruptcy probabilitywithin 12 months: 1.1%

Annual accounts 2025

Gross margin: €60,081; ▼ 21.4%
Turnover: ≈ €260,000; estimated
Profit: €20,626; ▼ 42.2%
Equity: €61,311; ▲ 50.7%
Total assets: €149,259; ▲ 125%

2025 accounts 31 days early

Filed on 30-06-2026at the National Bank

Financials

Why 66raises riskFounded in 2023Size: total assets €149,259Sector: Specialised construction activities (NACE 43)lowers riskLiquidity: current ratio 0.84, cash €27,965Show the evidence

Checked score

Score 2025

66 / 100

Healthy

Probability in this band: 0.55% to 1.5%

Financially better than 58% of its sector peers (NACE 43, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Strong

Solvency 66-20

equity 41.1% of total assets

Liquidity 43-38

short-term debt 58.9% · cash 18.7%

Profitability 86-14

return on assets 13.8%

Bankruptcy probability, 12 months

1.1% Low

0%0.5%1.5%4%10%≥ 25%

About 1 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.7% (47,675 companies, NACE 43, micro)

Last 24 months 12-2024: 1.9% 01-2025: 1.9%● unchanged vs 12-2024 02-2025: 2.0%▲ +0.1 percentage points vs 01-2025 03-2025: 2.3%▲ +0.3 percentage points vs 02-2025 04-2025: 2.4%▲ +0.1 percentage points vs 03-2025 05-2025: 2.7%▲ +0.3 percentage points vs 04-2025highest value 06-2025: 2.7%● unchanged vs 05-2025highest value 07-2025: 0.6%▼ -2.1 percentage points vs 06-2025lowest value 08-2025: 0.6%● unchanged vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.7%▲ +0.1 percentage points vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.7%● unchanged vs 02-2026 04-2026: 0.7%● unchanged vs 03-2026 05-2026: 0.7%● unchanged vs 04-2026 06-2026: 0.7%● unchanged vs 05-2026 07-2026: 0.8%▲ +0.1 percentage points vs 06-2026 08-2026: 1.0%▲ +0.2 percentage points vs 07-2026 09-2026: 1.2%▲ +0.2 percentage points vs 08-2026 10-2026: 1.1%▼ -0.1 percentage points vs 09-2026

Credit of up to €4,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.84, compared with 1.61 in 2024, below 1; short-term debt: 58.9% and cash: 18.7% of total assets), and 58.9% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 43, micro): better than 44% on solvency, 33% on liquidity, 70% on profitability and 83% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.

lowers riskraises riskneutral

Founded in 2023

Companies of this age fail more often than older ones; how much that weighs depends on the rest of its profile.

KBO

Liquidity: current ratio 0.84, cash €27,965

NBB · annual accounts

Size: total assets €149,259

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Specialised construction activities (NACE 43)

KBO

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-06-2026, 31 days ahead of the deadline.

NBB · 2 filings

Deviation from the deadline

2025

31 days early

2024

34 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 2 accounts on average 33 days before the deadline; the sector median (NACE 43) for financial year 2024 is 1 day before the deadline, and 43% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Where today falls in the filing period

01-11-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2023.

KBO publications · our coverage

Documents

Annual accounts at the NBB

Annual accounts 2025filed on 30-06-2026
Annual accounts 2024filed on 27-06-2025

Acts in the Belgian Official Gazette

Incorporationact of 27-11-2023

All publications in the Belgian Official Gazette

Articles and registers

Coordinated articles of associationnotaries' database
Entry in the KBO registerKBO Public Search
Check the withholding obligationwith enterprise number 1002.572.402

Key facts about Joly's dakwerken

What is the company number of Joly's dakwerken?: 1002.572.402. In Belgium the VAT number is the company number with BE in front: BE 1002.572.402.
Where is Joly's dakwerken based?: The registered office is at Molenstraat 47, 2861 Sint-Katelijne-Waver.Company details
What does Joly's dakwerken do?: According to the KBO register, the main activity is roofing work (NACE 43410).
What is the legal form of Joly's dakwerken?: Private limited company (BV).
When was Joly's dakwerken founded?: On 23-11-2023.
Is Joly's dakwerken still active?: Yes, Joly's dakwerken is an active enterprise in the KBO register.
How many employees does Joly's dakwerken have?: On average 0.5 full-time equivalents in financial year 2024, according to the filed annual accounts.Financials
What is the turnover of Joly's dakwerken?: ≈ €260,000 in financial year 2025. Estimated from the gross margin of €60,081: probably between €160,000 and €350,000, based on 30 comparable companies, NACE 434.
Is Joly's dakwerken profitable?: In financial year 2025, Joly's dakwerken made a profit of €20,626.
Where can I find the annual accounts of Joly's dakwerken?: Joly's dakwerken filed 2 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts at the National Bank
When are the next annual accounts of Joly's dakwerken due?: By 31-07-2027, for financial year 2026.Timeline