MINERAL CONSULT
ActiveSummary
MINERAL CONSULT has been active since 2006 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show negative equity (€-44k) and a net result of €9k. Equity is growing by ~4.4% per year across the filed fiscal years. Its solvency ranks better than 5% of 15869 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2024
46
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability100=
Solvency0=
Growth78▲+20
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.18 against 0.08 in 2023; short-term debt: 480.2% of total assets), and equity is negative.
Credit check for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
-397.6%
Return on assets
80.9%
Age of the figures
21 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 15869 sector peers (2024).
NBB · sector comparisonPosition among 15869 sector peers
Solvency
better than 5%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 23-06-2025, 38 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
38 d early
2023
37 d early
2022
14 d early
2021
17 d early
2020
19 d early
2019
14 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€-44k▲ 16.9%
2023 · €-53k
2018: €-48k
2019: €-63k
2020: €-69k
2021: €-73k
2022: €-59k
2023: €-53k
2018 → 2024
Total assets
€11k▲ 39.6%
2023 · €8k
2018: €42k
2019: €23k
2020: €8k
2021: €6k
2022: €12k
2023: €8k
2018 → 2024
Net result
€9k▲ 32.8%
2023 · €7k
2018: €-8k
2019: €-15k
2020: €-6k
2021: €-4k
2022: €14k
2023: €7k
2018 → 2024
Working capital
€-44k▲ 21.8%
2023 · €-56k
2018: €-55k
2019: €-73k
2020: €-73k
2021: €-73k
2022: €-59k
2023: €-56k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€-69k-€-73k▼ 5.5%€-59k▲ 18.8%€-53k▲ 11.3%€-44k▲ 16.9%
Operating result€-4k-€-3k▲ 37.9%€15k€7k▼ 53.0%€10k▲ 32.4%
Net result€-6k-€-4k▲ 37.3%€14k€7k▼ 51.4%€9k▲ 32.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 32% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €11k
Fixed assets
€2k ▼ 43.1%
Current assets
€9k ▲ 92.4%
Key figures and ratios
EBITDA
€11k▲
2023 · €8k
Cash flow
€10k▲
2023 · €8k
Solvency
-397.6%▲
2023 · -668.1%
Current ratio
0.18▲
2023 · 0.08
Debt to equity
-1.25▼
2023 · -1.15
ROA
80.9%▼
2023 · 85.0%
Interest coverage
23.38▲
2023 · 20.90
Debt
€55k▼
2023 · €60k
Debt ≤ 1 year
€53k▼
2023 · €60k
Debt > 1 year
€2k
Income taxes
€171▲
2023 · €110
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 35 lines
Balance sheet
Code20232024
Assets
Total assets20/58€8k€11k▲
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€5k€9k▲
Amounts receivable within one year40/41€2k€9k▲
Trade receivables40€1k€7k▲
Other amounts receivable41€628€2k▲
Cash at bank and in hand54/58€3k-
Deferred charges and accrued income490/1€185€489▲
Equity and liabilities
Total equity and liabilities10/49€8k€11k▲
Equity10/15€-53k€-44k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-71k€-62k▲
Amounts payable17/49€60k€55k▼
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€60k€53k▼
Trade debts44€2k€3k▲
Suppliers440/4€2k€3k▲
Taxes, remuneration and social security45€375€280▼
Taxes450/3€375€280▼
Other amounts payable47/48€58k€50k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€935€1k▲
Other operating charges640/8€862€126▼
Gross operating margin9900€9k€11k▲
Operating profit (loss)9901€7k€10k▲
Financial charges65/66B€389€464▲
Recurring financial charges65€389€464▲
Profit (loss) for the period before taxes9903€7k€9k▲
Income taxes67/77€110€171▲
Profit (loss) for the period9904€7k€9k▲
Profit (loss) for the period to be appropriated9905€7k€9k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-71k€-62k▲
Profit (loss) brought forward from the previous period14P€-78k€-71k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
23-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Back to profitnet €14k
Net result €14k after 4 loss-making years.
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
17-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €-15k
Net result drops to €-15k, the lowest in the series; recovery starts the following year.
14-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
22-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
2016
07-07
NBB filing
Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Yvoir
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Place du Monument 85530 YvoirGround area
237 m²
Building footprint
152 m²
Volume, LiDAR
2,078 m³
Parcel 91141B0193/00N000, Wallonia · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 91141B0193/00N000 | Wallonia | 237 m² | 1 · 152 m² | 13.3 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
D & D Inverco
BE 0828.029.315
Kruisem · Eq €2,652
F.O. Company
BE 0459.902.041
Dilsen-Stokkem · Eq €2,648
TRADILUC
BE 0785.773.937
Oostende · Eq €2,373
AXEL GLOBAL TRADING
BE 1010.364.569
Liège · Eq €2,352
O Cœur Minéral
BE 0722.579.130
Beloeil · Eq €3,664
Of 537 companies in sector 46120 we hold annual accounts for 303. 50 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-04-2006
Fiscal year end31-12
Activities, NACEBEL 2025
46120Wholesale trade
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.