J.C.D.D.
ActiveSummary
J.C.D.D. has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €22k and a net result of €627. Equity is growing by ~46.4% per year across the filed fiscal years. Its solvency ranks better than 91% of 15865 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2024
Axes · tick = 2023
Profitability72▼-22
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1.5k at 30 days acceptable
Liquidity ample (current ratio 9.12 against 4.57 in 2023; short-term debt: 10.2% and cash: 4% of total assets), and 10.2% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Wholesale trade (NACE 46)
about 21% more bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
89.8%
Return on assets
2.5%
Age of the figures
21 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
27 d late
2022
58 d late
2021
31 d late
2020
30 d late
2019
61 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2024, micro schema
Equity
€22k▲ 2.9%
2023 · €22k
2018: €-8klowest in 7 years
2019: €-2k▲ +75.3% vs 2018
2020: €5k▲ +339% vs 2019
2021: €13k▲ +171% vs 2020
2022: €16k▲ +29.6% vs 2021
2023: €22k▲ +32.7% vs 2022
2024: €22k▲ +2.9% vs 2023highest in 7 years
2018 → 2024
Total assets
€25k▼ 7.7%
2023 · €27k
2018: €13k
2019: €10k▼ -19.1% vs 2018lowest in 7 years
2020: €15k▲ +44.8% vs 2019
2021: €22k▲ +44.9% vs 2020
2022: €25k▲ +13.4% vs 2021
2023: €27k▲ +8.5% vs 2022highest in 7 years
2024: €25k▼ -7.7% vs 2023
2018 → 2024
Net result
€627▼ 88.2%
2023 · €5k
2018: €15khighest in 7 years
2019: €6k▼ -60.3% vs 2018
2020: €7k▲ +11.2% vs 2019
2021: €8k▲ +20.5% vs 2020
2022: €4k▼ -53.1% vs 2021
2023: €5k▲ +43.2% vs 2022
2024: €627▼ -88.2% vs 2023lowest in 7 years
2018 → 2024
Working capital
€20k▲ 10.0%
2023 · €18k
2018: €-16klowest in 7 years
2019: €-6k▲ +62.0% vs 2018
2020: €3k▲ +151% vs 2019
2021: €11k▲ +274% vs 2020
2022: €15k▲ +29.7% vs 2021
2023: €18k▲ +26.0% vs 2022
2024: €20k▲ +10.0% vs 2023highest in 7 years
2018 → 2024
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€5k-€13k▲ 171%€16k▲ 29.6%€22k▲ 32.7%€22k▲ 2.9%
2020: €5klowest in 5 years
2021: €13k▲ +171% vs 2020
2022: €16k▲ +29.6% vs 2021
2023: €22k▲ +32.7% vs 2022
2024: €22k▲ +2.9% vs 2023highest in 5 years
Operating result€9k-€11k▲ 28.9%€6k▼ 50.5%€7k▲ 27.4%€1k▼ 80.8%
2020: €9k
2021: €11k▲ +28.9% vs 2020highest in 5 years
2022: €6k▼ -50.5% vs 2021
2023: €7k▲ +27.4% vs 2022
2024: €1k▼ -80.8% vs 2023lowest in 5 years
Net result€7k-€8k▲ 20.5%€4k▼ 53.1%€5k▲ 43.2%€627▼ 88.2%
2020: €7k
2021: €8k▲ +20.5% vs 2020highest in 5 years
2022: €4k▼ -53.1% vs 2021
2023: €5k▲ +43.2% vs 2022
2024: €627▼ -88.2% vs 2023lowest in 5 years
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 81% below 2023 and is the lowest result in the available series.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €25k
Fixed assets
€2k ▼ 40.4%
Current assets
€23k ▼ 3.5%
Equity and liabilities €25k
Equity
€22k ▲ 2.9%
Debt
€3k ▼ 51.7%
Debt's share of the balance-sheet total falls from 19.4% to 10.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€3k▼
2023 · €9k
Cash flow
€2k▼
2023 · €7k
Current ratio
9.12▲
2023 · 4.57
Debt to equity
0.11▼
2023 · 0.24
ROE
2.8%▼
2023 · 24.7%
ROA
2.5%▼
2023 · 19.9%
Interest coverage
7.46▼
2023 · 56.74
Debt ≤ 1 year
€3k▼
2023 · €5k
Income taxes
€415▼
2023 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2024 against 2023 · 37 lines
Balance sheet
Code20232024
Assets
Total assets20/58€27k€25k▼
Fixed assets21/28€3k€2k▼
Tangible fixed assets22/27€3k€2k▼
Furniture and vehicles24€3k€2k▼
Current assets29/58€24k€23k▼
Amounts receivable within one year40/41€23k€22k▼
Trade receivables40€1k-
Other amounts receivable41€22k€22k▲
Cash at bank and in hand54/58€588€984▲
Equity and liabilities
Total equity and liabilities10/49€27k€25k▼
Equity10/15€22k€22k▲
Contributions10/11€6k€6k=
Reserves13€29k€30k▲
Distributable reserves133€29k€30k▲
Profit (loss) carried forward14€-14k€-14k=
Amounts payable17/49€5k€3k▼
Amounts payable within one year42/48€5k€3k▼
Trade debts44€638€266▼
Suppliers440/4€638€266▼
Taxes, remuneration and social security45€5k€2k▼
Taxes450/3€5k€2k▼
Income statement
Code20232024
Non-recurring operating income76A-€1
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2k€1k▼
Other operating charges640/8€584€2k▲
Non-recurring operating charges66A€205€108▼
Gross operating margin9900€10k€5k▼
Operating profit (loss)9901€7k€1k▼
Financial charges65/66B€160€350▲
Recurring financial charges65€160€350▲
Profit (loss) for the period before taxes9903€7k€1k▼
Income taxes67/77€2k€415▼
Profit (loss) for the period9904€5k€627▼
Profit (loss) for the period to be appropriated9905€5k€627▼
Appropriation of the result
Profit (loss) to be appropriated9906€-9k€-13k▼
Profit (loss) brought forward from the previous period14P€-14k€-14k=
Transfer to equity691/2€5k€627▼
To other reserves6921€5k€627▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Non-recurring operating income76A | - | - | - | - | €1 | - |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €1k | €2k | €2k | €1k | ▼ 33.8% |
| Other operating charges640/8 | - | €583 | €498 | €584 | €2k | ▲ 288% |
| Non-recurring operating charges66A | - | €341 | €399 | €205 | €108 | ▼ 47.4% |
| Gross operating margin9900 | €14k | €13k | €8k | €10k | €5k | ▼ 49.4% |
| Operating profit (loss)9901 | €9k | €11k | €6k | €7k | €1k | ▼ 80.8% |
| Financial income75/76B | - | €0 | - | - | - | - |
| Recurring financial income75 | - | €0 | - | - | - | - |
| Financial charges65/66B | - | €208 | €124 | €160 | €350 | ▲ 119% |
| Recurring financial charges65 | €350 | €208 | €124 | €160 | €350 | ▲ 119% |
| Profit (loss) for the period before taxes9903 | €9k | €11k | €6k | €7k | €1k | ▼ 85.3% |
| Income taxes67/77 | €2k | €3k | €2k | €2k | €415 | ▼ 76.5% |
| Profit (loss) for the period9904 | €7k | €8k | €4k | €5k | €627 | ▼ 88.2% |
| Profit (loss) for the period to be appropriated9905 | €7k | €8k | €4k | €5k | €627 | ▼ 88.2% |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €15k | €22k | €25k | €27k | €25k | ▼ 7.7% |
| Fixed assets21/28 | €3k | €1k | €3k | €3k | €2k | ▼ 40.4% |
| Tangible fixed assets22/27 | €3k | €1k | €3k | €3k | €2k | ▼ 40.4% |
| Furniture and vehicles24 | - | €1k | €3k | €3k | €2k | ▼ 40.4% |
| Current assets29/58 | €12k | €20k | €22k | €24k | €23k | ▼ 3.5% |
| Amounts receivable within one year40/41 | €5k | €5k | €21k | €23k | €22k | ▼ 5.3% |
| Trade receivables40 | - | €5k | €995 | €1k | - | - |
| Other amounts receivable41 | - | - | €20k | €22k | €22k | ▲ 0.9% |
| Cash at bank and in hand54/58 | €8k | €16k | €1k | €588 | €984 | ▲ 67.3% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €15k | €22k | €25k | €27k | €25k | ▼ 7.7% |
| Equity10/15 | €5k | €13k | €16k | €22k | €22k | ▲ 2.9% |
| Contributions10/11 | - | €6k | €6k | €6k | €6k | = |
| Reserves13 | €6k | €20k | €24k | €29k | €30k | ▲ 2.1% |
| Distributable reserves133 | - | €20k | €24k | €29k | €30k | ▲ 2.1% |
| Profit (loss) carried forward14 | €-7k | €-14k | €-14k | €-14k | €-14k | = |
| Amounts payable17/49 | €10k | €9k | €8k | €5k | €3k | ▼ 51.7% |
| Amounts payable within one year42/48 | €9k | €9k | €7k | €5k | €3k | ▼ 51.7% |
| Trade debts44 | €57 | €733 | €760 | €638 | €266 | ▼ 58.3% |
| Suppliers440/4 | - | €733 | €760 | €638 | €266 | ▼ 58.3% |
| Taxes, remuneration and social security45 | - | €7k | €7k | €5k | €2k | ▼ 50.8% |
| Taxes450/3 | - | €7k | €7k | €5k | €2k | ▼ 50.8% |
| Other amounts payable47/48 | - | €809 | - | - | - | - |
| Accrued charges and deferred income492/3 | - | €300 | €1k | - | - | - |
| Line | 2020 | 2021 | 2022 | 2023 | 2024 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €7k | €8k | €4k | €5k | €627 | ▼ 88.2% |
| + Depreciation and write-downs630 | €4k | €1k | €2k | €2k | €1k | ▼ 33.8% |
| Operating cash flow (approximation) | €11k | €9k | €5k | €7k | €2k | ▼ 74.2% |
| Investment in fixed assets (approximation) | - | €0 | €-3k | €-2k | €0 | ▲ 100% |
| Change in cash | - | €8k | €-14k | €-842 | €396 | ▲ 147% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €627 ▼88.2%
Net result drops to €627, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
27-09
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 58 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
30-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial
Liquidity triplescurrent ratio 1.32
Current ratio from 0.52 to 1.32; short-term debt falls from €12k to €9k.
30-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 61 days late
2019
27-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 27 days late
2018
27-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 27 days late
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 23 days late
2016
31-08
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 31 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 6 acts read
About the unread acts
We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Saint-Ghislain · 1 establishment unit since 2009
Ground area
2,848 m²
Building footprint
169 m²
Volume, LiDAR
522 m³
2 parcels, Wallonia · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
MG Cycles
since 20092.175.306.657
2 parcels
Wallonia
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 53001B0343/00A000 | Wallonia | 2,137 m² | 1 · 90 m² | 7.6 m · 2 fl. |
| 53073B1332/00P002 | Wallonia | 712 m² | 1 · 79 m² | - |
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 537 companies in sector 46120 we hold annual accounts for 304. 138 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded06-01-2009
Fiscal year end31-12
Activities, NACEBEL 2025
46120Wholesale trade
47830Retail sale of motorcycles and motorcycle parts and accessories
Scores and ratios are computed by Checked and are not a credit decision.