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MINEO INVEST CONSTRUCT

Active
Private limited companyfounded 2014active for 11 yearsRUe de la Légia 9, 4430 Ans, BelgiumKBO/BCE: BE 0505.770.965
Summary

The computed 12-month bankruptcy probability of MINEO INVEST CONSTRUCT is 5.3% (elevated). The 2025 annual accounts show equity of €53,610 and a net result of €8,177. Equity is growing by about 58% per year across the filed financial years. Its solvency ranks better than 44% of 9,117 sector peers (NACE 41, financial year 2025). The company has been active since 2014 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Activity
General construction of residential buildings
NACE 41001Bricklaying and masonry work NACE 43910
1 site
Size
€220,935turnover 2025
Equity
€53,610
Profit
€8,177
Financial health
36 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
5.3%
Structure
Accounts filed 21 days late4 of 9 deeds read
Why 36raises risk3 changes of registered office in 24 monthsLiquidity: current ratio 1.59, cash €0, halvedSize: turnover €220,935, total assets €141,499Sector: Construction of residential and non-residential buildings (NACE 41)Show the evidence

Checked score

Score 2025
36 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially better than 33% of its sector peers (NACE 41, micro)
Financial strength · tick = 2024
Weak
Solvency 63+1
equity 37.9% of total assets
Liquidity 17-11
short-term debt 62.1% · cash 0.0%
Profitability 66+3
return on assets 5.8%
Bankruptcy probability, 12 months
5.3% Elevated
0%0.5%1.5%4%10%≥ 25%

About 5 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,406 companies, NACE 41, micro)
Last 24 months 11-2024: 1.2%lowest value 12-2024: 4.4%▲ +3.2 percentage points vs 11-2024 01-2025: 4.4%● unchanged vs 12-2024 02-2025: 4.4%● unchanged vs 01-2025 03-2025: 4.7%▲ +0.3 percentage points vs 02-2025 04-2025: 4.8%▲ +0.1 percentage points vs 03-2025 05-2025: 4.4%▼ -0.4 percentage points vs 04-2025 06-2025: 4.3%▼ -0.1 percentage points vs 05-2025 07-2025: 4.4%▲ +0.1 percentage points vs 06-2025 08-2025: 5.8%▲ +1.4 percentage points vs 07-2025 09-2025: 7.7%▲ +1.9 percentage points vs 08-2025highest value 10-2025: 4.1%▼ -3.6 percentage points vs 09-2025 11-2025: 3.9%▼ -0.2 percentage points vs 10-2025 12-2025: 3.9%● unchanged vs 11-2025 01-2026: 3.9%● unchanged vs 12-2025 02-2026: 3.9%● unchanged vs 01-2026 03-2026: 4.1%▲ +0.2 percentage points vs 02-2026 04-2026: 4.4%▲ +0.3 percentage points vs 03-2026 05-2026: 4.4%● unchanged vs 04-2026 06-2026: 4.3%▼ -0.1 percentage points vs 05-2026 07-2026: 4.4%▲ +0.1 percentage points vs 06-2026 08-2026: 6.3%▲ +1.9 percentage points vs 07-2026 09-2026: 5.3%▼ -1.0 percentage point vs 08-2026 10-2026: 5.3%● unchanged vs 09-2026
Credit of up to €1,500 on 30-day terms, only on tighter conditions: elevated estimated bankruptcy probability calls for adjusted credit terms
Liquidity ample (current ratio 1.59, compared with 1.56 in 2024, above the usual 1.5; short-term debt: 62.1% and cash: 0% of total assets), but 62.1% of the assets are financed with debt and provisions.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro): better than 45% on solvency, 14% on liquidity, 37% on profitability and 36% on growth.

The bankruptcy probability was computed on 15-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
raises riskneutral
raises risk · 3 changes of registered office in 24 months
Belgian Official Gazette
raises risk · Liquidity: current ratio 1.59, cash €0, halved
NBB · annual accounts
raises risk · Size: turnover €220,935, total assets €141,499
Companies of this size fail more often; how much that weighs depends on the rest of its profile.
NBB · annual accounts
raises risk · Sector: Construction of residential and non-residential buildings (NACE 41)
KBO
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-08-2026, 21 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 10 filings
Deviation from the deadline
2025
21 days late
2024
29 days late
2023
30 days late
2021
30 days late
2020
48 days late
2019
178 days late
2018
30 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 52 days after the deadline; the sector median (NACE 41) for financial year 2024 is on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 30 August (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Where today falls in the filing period
16-10-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2025 · micro…
  2. Registered office · Amendment of the…Registered-office move
  3. Annual accounts filedfinancial year 2024 · micro…

Key points

  • Caution: Turnover fell in 2025from €440,805 to €220,935 ▼ 49.9% View
  • Positive: 5 profitable years in a rowprofit 2025: €8,177 5 years View
  • Turnover 20254 financial years filed €220,935 View

By topic

Financials

Financial year
2025
Turnover
€220,935
Profit
€8,177
Solvency
37.9%
Turnover▼ 49.9%
Net result
20182025
Go to Financials

Timeline

Events
16
Since
2016
Next accounts
by 31-07-2027
  1. 25-06-2025Resignation: Nadjafi Erfan (director)
  2. 14-11-2024Resignations: Mario MINEO (manager) and Natacha DANTHINE…
  3. 30-08-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
General construction of residential buildingsNACE 41001
Founded
28-11-2014
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

Articles of association

Provisions read
15
Who signs
Each director alone
Annual meeting
30 June at 18:00
Purpose
“L'étude et la réalisation de tous travaux de construction, publics et privés, en qualité…” (deed in French)
Go to Articles of association

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