MINE Finance

Active

Private limited companyfounded 2022active for 4 yearsSchoolstraat 5, 1780 Wemmel, BelgiumKBO/BCE: BE 0780.594.335

Summary

MINE Finance has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103,979 and a net result of €80,006. Equity is growing by about 282% per year across the filed financial years. Its solvency ranks better than 16% of 15,714 sector peers (NACE 69, financial year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Risk analysisFollow Report Compare

MINE FinanceActiveChecked score 89/100

Risk analysis Report Compare

Activity

Certified accountants and tax accountants

NACE 69201

2 sites

Size

€775,367total assets 2025

Staff: 5 FTE
Equity: €103,979
Profit: €80,006

Turnover not published (micro format)

Financial health

89 Excellent Checked score 2025

Bankruptcy probabilitywithin 12 months: 0.2%

Structure

Parent: Neofin Belgium · 100%
Holdings: 1

2025 accounts 37 days early3 of 4 deeds summarised

Why 89raises risk1 change of registered office in 24 monthslowers riskSector: Legal and accounting activities (NACE 69)Figures for financial year 2025 (filed 24-06-2026)Size: total assets €775,367Show the evidence

Checked score

Score 2025

89 / 100

Excellent

Probability in this band: under 0.55%

Financially better than 42% of its sector peers (NACE 69, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Average

Solvency 38+9

equity 13.4% of total assets

Liquidity 39-7

short-term debt 43.1% · cash 7.5%

Profitability 82+17

return on assets 10.3%

Bankruptcy probability, 12 months

0.2% Very low

0%0.5%1.5%4%10%≥ 25%

About 2 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (20,063 companies, NACE 69, micro)

Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● unchanged vs 11-2024lowest value 01-2025: 0.1%● unchanged vs 12-2024lowest value 02-2025: 0.1%● unchanged vs 01-2025 03-2025: 0.1%● unchanged vs 02-2025 04-2025: 0.2%▲ +0.1 percentage points vs 03-2025 05-2025: 0.3%▲ +0.1 percentage points vs 04-2025 06-2025: 0.4%▲ +0.1 percentage points vs 05-2025 07-2025: 0.3%▼ -0.1 percentage points vs 06-2025 08-2025: 0.2%▼ -0.1 percentage points vs 07-2025 09-2025: 0.2%● unchanged vs 08-2025 10-2025: 0.2%● unchanged vs 09-2025 11-2025: 0.2%● unchanged vs 10-2025 12-2025: 0.2%● unchanged vs 11-2025 01-2026: 0.2%● unchanged vs 12-2025 02-2026: 0.2%● unchanged vs 01-2026 03-2026: 0.3%▲ +0.1 percentage points vs 02-2026 04-2026: 0.3%● unchanged vs 03-2026 05-2026: 0.3%● unchanged vs 04-2026 06-2026: 0.4%▲ +0.1 percentage points vs 05-2026highest value 07-2026: 0.2%▼ -0.2 percentage points vs 06-2026 08-2026: 0.2%● unchanged vs 07-2026 09-2026: 0.2%● unchanged vs 08-2026 10-2026: 0.2%● unchanged vs 09-2026

Credit of up to €9,000 on 30-day terms is acceptable

Liquidity insufficient (current ratio 0.52, compared with 0.54 in 2024, below 1; short-term debt: 43.1% and cash: 7.5% of total assets), and 86.6% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 69, micro): better than 17% on solvency, 14% on liquidity, 37% on profitability and 97% on growth.

The bankruptcy probability was computed on 27-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

Credit check for your own amount and term

Show the recommended maximum and see how the verdict changes with amount, term and advance.

Signals

Six signals.

lowers riskraises riskneutral

Sector: Legal and accounting activities (NACE 69)

KBO

1 change of registered office in 24 months

Belgian Official Gazette

Figures for financial year 2025 (filed 24-06-2026)

NBB · annual accounts

Size: total assets €775,367

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Weak solvency vs sector

Solvency (equity / total assets) is in the sector's weakest quartile: better than 16% of 15714 sector peers (2025).

NBB · sector comparison

Position among 15714 sector peers

Solvency

better than 16%

← weakest strongest →

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-06-2026, 37 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

37 days early

2024

43 days early

2023

56 days early

2022

19 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 39 days before the deadline; the sector median (NACE 69) for financial year 2024 is 9 days before the deadline, and 32% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (4 of the last 4 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

28-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since incorporation in 2022.

KBO publications · our coverage

24-06-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Equity above €100,000equity €103,979 ▲334%
01-10-2025 Capital & shares · Amendment of…Name clause · Merger ·…

Key points

Positive: Staff rose in 2025from 1.1 FTE to 5 FTE ▲ 355% View
Caution: Among the weakest 16% on solvencysector median 56.9% · 15,714 companies 13.4% View
Controlled by Neofin Belgiumultimately: Magnalia 100% View
Merger with Fiduciaire Gestionmerger on 06-10-2025 2025 View
Positive: Always filed on timeaccounts within the deadline every year 4 years View

By topic

Financials

Financial year: 2025
Total assets: €775,367
Profit: €80,006
Solvency: 13.4%

Total assets▲ 15.5%

Net result

20222025

Go to Financials

Board & ownership

Parent: Neofin Belgium · 100%

Go to Board & ownership

Network & group

Group: Magnalia
Subsidiaries: 1
Mergers and asset contributions: 1

1 subsidiary

Go to Network & group

Timeline

Events: 9
Since: 2023
Next accounts: by 31-07-2027

18-06-2025Annual accounts filed
01-04-2025Restructuring
06-03-2025Registered office

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Certified accountants and tax accountantsNACE 69201
Founded: 18-01-2022
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 5

Purpose: “De organisatie van de boekhoudkundige diensten en advies in deze materies; Het…” (deed in Dutch)

Go to Articles of association

Key facts about MINE Finance

What is the company number of MINE Finance?: 0780.594.335. In Belgium the VAT number is the company number with BE in front: BE 0780.594.335.
Where is MINE Finance based?: The registered office is at Schoolstraat 5, 1780 Wemmel.Company details
What does MINE Finance do?: According to the KBO register, the main activity is certified accountants and tax accountants (NACE 69201).
What is the legal form of MINE Finance?: Private limited company (BV).
When was MINE Finance founded?: On 18-01-2022.
Is MINE Finance still active?: Yes, MINE Finance is an active enterprise in the KBO register.
How many employees does MINE Finance have?: On average 5 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
What is the turnover of MINE Finance?: Not stated in the processed annual accounts. The abridged format for small companies does not require turnover.
Is MINE Finance profitable?: In financial year 2025, MINE Finance made a profit of €80,006.
Where can I find the annual accounts of MINE Finance?: MINE Finance filed 4 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of MINE Finance due?: By 31-07-2027, for financial year 2026.Timeline