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COGITAS

Active
Private limited companyfounded 201313 yrs activerue de la Maitrise 5, 1400 Nivelles, BelgiumKBO/BCE: BE 0502.519.089
Summary

COGITAS has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €6,200 and a net result of €67,996. Equity is growing by ~14.7% per year across the filed fiscal years. Its solvency ranks better than 5% of 4027 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).

Risk analysisWatch ReportCompare
COGITASActiveChecked score 81/100
Risk analysis ReportCompare

Overview

Activity
Certified accountants and tax accountants
NACE 69201
1 site
Size
€662,806total assets 2025
Staff
4.4 FTE
Equity
€6,200
Profit
€67,996
Financial health
81 Excellent Checked score 2025
Bankruptcy chance 12 m
0.3%
Structure
Parent
Magnalia · 100%
Holdings
1
Accounts 5 d early0 of 6 deeds read
Why 81- 1 change of registered office in 24 months- Equity €6,200 (0.9% of total assets)+ Sector Legal and accounting activities (NACE 69)+ Figures for FY 2025 (filed 26-07-2026)Show the evidence

Checked score

Score 2025
81 / 100
Excellent
Probability in this band: under 0.55%
Better than 19% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
Every signal that weighs is under Signals.
Financial strength · tick = 2024
Weak
Solvency 26=
equity 0.9% of total assets
Liquidity 19-31
short-term debt 69.9% · cash 5.5%
Profitability 82+42
return on assets 10.3%
Bankruptcy probability, 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%

About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (19,836 companies)
Last 24 months 11-2024: 0.1% 12-2024: 0.1%● 0.0% vs 11-2024 01-2025: 0.1%● 0.0% vs 12-2024 02-2025: 0.1%● 0.0% vs 01-2025 03-2025: 0.1%▲ +11.6% vs 02-2025 04-2025: 0.1%▲ +2.6% vs 03-2025 05-2025: 0.1%▼ -2.5% vs 04-2025 06-2025: 0.1%▲ +19.5% vs 05-2025 07-2025: 0.1%▲ +29.3% vs 06-2025 08-2025: 0.2%▲ +58.0% vs 07-2025 09-2025: 0.1%▼ -66.0% vs 08-2025lowest value 10-2025: 0.1%● 0.0% vs 09-2025lowest value 11-2025: 0.2%▲ +139% vs 10-2025 12-2025: 0.2%● 0.0% vs 11-2025 01-2026: 0.2%● 0.0% vs 12-2025 02-2026: 0.2%● 0.0% vs 01-2026 03-2026: 0.2%▲ +11.8% vs 02-2026 04-2026: 0.2%▲ +1.8% vs 03-2026 05-2026: 0.2%▲ +4.6% vs 04-2026 06-2026: 0.2%▲ +12.1% vs 05-2026 07-2026: 0.2%▲ +21.1% vs 06-2026 08-2026: 0.3%▲ +38.5% vs 07-2026highest value 09-2026: 0.3%● 0.0% vs 08-2026highest value 10-2026: 0.3%● 0.0% vs 09-2026highest value
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Equity €6,200 (0.9% of total assets) raises the probability
  • Figures for FY 2025 (filed 26-07-2026) lowers the probability
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.23 against 1.03 in 2024; short-term debt: 69.9% and cash: 5.5% of total assets), and 99.1% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 5%, liquidity 4%, profitability 37%, growth against the median 31%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
raises risk · Equity €6,200 (0.9% of total assets)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Figures for FY 2025 (filed 26-07-2026)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 5% of 4027 sector peers (2025).
NBB · sector comparison
Position among 4027 sector peers
Solvency
better than 5%
← weakest strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 26-07-2026, 5 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
5 d early
2024
27 d late
2023
54 d early
2022
11 d early
2021
47 d early
2020
58 d early
2019
49 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 28 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 20 July (4 of the last 5 filed years within 38 days of that day).
Companies Code · seven months
Position in the running window
04-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. General meeting · Director resignationOther statement · Power of…
  2. Declaration · Founding capitalName clause · Registered office…
  3. General meeting · Statutes amendmentOther statement

Key points

  • Positive: Result rose in 2025from €5,488 to €67,996 ▲ 1,139% View
  • Caution: Among the weakest 5% on equitysector median €271,568 · 4,027 companies €6,200 View
  • Positive: 8 profitable years in a rowprofit 2025: €67,996 8 years View
  • Controlled by Magnaliaitself parent of 3 companies 100% View

By topic

Financials

Fiscal year
2025
Total assets
€662,806
Profit
€67,996
Solvency
0.9%
Total assets▲ 20.5%
Net result
20182025
Go to Financials

Timeline

Events
23
Since
2017
Next accounts
by 31-07-2027
  1. 28-09-2026General meeting · Director resignation
  2. 18-09-2026Declaration · Founding capital
  3. 27-08-2026General meeting · Statutes amendment
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Certified accountants and tax accountantsNACE 69201
Founded
16-01-2013
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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