MINDY
ActiveSummary
MINDY has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (-€12,972) and a net result of €13,422. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 7% of 7794 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100▲+42
Solvency0=
Growth58=
Track record94
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity tight (current ratio 1.49; short-term debt: 66.2% and cash: 5.4% of total assets), and equity is negative.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-62.4%
Return on assets
64.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 7% of 7794 sector peers (2025).
NBB · sector comparisonPosition among 7794 sector peers
Solvency
better than 7%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 13-05-2026, 79 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
79 d early
2024
31 d late
2023
55 d late
2022
301 d late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
This company filed its last 4 accounts on average 77 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 35% of the sector filed late.
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
26-09-2026 today31-12-2026 close31-07-2027 deadline
History
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How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file What other support did companies like this one receive, and it did not?Subsidy mirror How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed
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Financials · fiscal year 2025, micro schema
Equity
-€12,972▲ 50.9%
2024 · -€26,395
Total assets
€20,774▲ 389%
2024 · €4,251
Net result
€13,422▲ 1,573%
2024 · €802
Working capital
€6,704
2024 · -€2,192
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line2022202320242025
Operating result-€5,722--€21,548▼ 277%€2,555€16,919▲ 562%
Net result-€5,772--€23,425▼ 306%€802€13,422▲ 1,573%
Equity-€3,772--€27,197▼ 621%-€26,395▲ 2.9%-€12,972▲ 50.9%
Total assets€4,200-€2,294▼ 45.4%€4,251▲ 85.3%€20,774▲ 389%
Debt€7,971-€29,491▲ 270%€30,646▲ 3.9%€33,746▲ 10.1%
Working capital-€3,772--€27,763▼ 636%-€2,192▲ 92.1%€6,704
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 562% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20,774
Fixed assets
€324 ▼ 59.3%
Current assets
€20,450 ▲ 492%
Key figures and ratios
EBITDA
€17,392▲
2024 · €3,003
Cash flow
€13,895▲
2024 · €1,250
Solvency
-62.4%
Current ratio
1.49
Debt to equity
-2.60
ROA
64.6%
Interest coverage
14.47▲
2024 · 1.91
Debt ≤ 1 year
€13,746▲
2024 · €5,646
Debt > 1 year
€20,000▼
2024 · €25,000
Income taxes
€2,297▲
2024 · €178
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €201 | €448 | €473 | ▲ 5.5% |
| Other operating charges640/8 | €283 | €611 | €618 | €991 | ▲ 60.3% |
| Gross operating margin9900 | -€5,439 | -€20,736 | €3,621 | €18,383 | ▲ 408% |
| Operating profit (loss)9901 | -€5,722 | -€21,548 | €2,555 | €16,919 | ▲ 562% |
| Financial income75/76B | €0 | €35 | €0 | €2 | ▲ 1,125% |
| Recurring financial income75 | €0 | €35 | €0 | €2 | ▲ 1,125% |
| Financial charges65/66B | €49 | €1,730 | €1,575 | €1,202 | ▼ 23.7% |
| Recurring financial charges65 | €49 | €1,730 | €1,575 | €1,202 | ▼ 23.7% |
| Profit (loss) for the period before taxes9903 | -€5,772 | -€23,243 | €980 | €15,719 | ▲ 1,504% |
| Income taxes67/77 | - | €182 | €178 | €2,297 | ▲ 1,190% |
| Profit (loss) for the period9904 | -€5,772 | -€23,425 | €802 | €13,422 | ▲ 1,573% |
| Profit (loss) for the period to be appropriated9905 | -€5,772 | -€23,425 | €802 | €13,422 | ▲ 1,573% |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Assets | |||||
| Total assets20/58 | €4,200 | €2,294 | €4,251 | €20,774 | ▲ 389% |
| Fixed assets21/28 | - | €566 | €797 | €324 | ▼ 59.3% |
| Tangible fixed assets22/27 | - | €566 | €797 | €324 | ▼ 59.3% |
| Plant, machinery and equipment23 | - | - | €477 | €251 | ▼ 47.4% |
| Furniture and vehicles24 | - | €566 | €320 | €74 | ▼ 77.0% |
| Current assets29/58 | €4,200 | €1,727 | €3,454 | €20,450 | ▲ 492% |
| Amounts receivable within one year40/41 | €3,245 | €1,714 | €1,057 | €18,918 | ▲ 1,689% |
| Trade receivables40 | €2,995 | €824 | €73 | €16,252 | ▲ 22,240% |
| Other amounts receivable41 | €250 | €890 | €985 | €2,666 | ▲ 171% |
| Cash at bank and in hand54/58 | €615 | €14 | €2,397 | €1,115 | ▼ 53.5% |
| Deferred charges and accrued income490/1 | €340 | - | - | €417 | - |
| Equity and liabilities | |||||
| Total equity and liabilities10/49 | €4,200 | €2,294 | €4,251 | €20,774 | ▲ 389% |
| Equity10/15 | -€3,772 | -€27,197 | -€26,395 | -€12,972 | ▲ 50.9% |
| Contributions10/11 | €2,000 | €2,000 | €2,000 | €2,000 | = |
| Profit (loss) carried forward14 | -€5,772 | -€29,197 | -€28,395 | -€14,972 | ▲ 47.3% |
| Amounts payable17/49 | €7,971 | €29,491 | €30,646 | €33,746 | ▲ 10.1% |
| Amounts payable after more than one year17 | - | - | €25,000 | €20,000 | ▼ 20.0% |
| Other amounts payable178/9 | - | - | €25,000 | €20,000 | ▼ 20.0% |
| Amounts payable within one year42/48 | €7,971 | €29,491 | €5,646 | €13,746 | ▲ 143% |
| Current portion of amounts payable after more than one year42 | - | - | - | €675 | - |
| Trade debts44 | €446 | €2,391 | €1,248 | €243 | ▼ 80.5% |
| Suppliers440/4 | €446 | €2,391 | €1,248 | €243 | ▼ 80.5% |
| Taxes, remuneration and social security45 | €343 | €708 | €829 | €5,647 | ▲ 581% |
| Taxes450/3 | €343 | €708 | €829 | €4,147 | ▲ 400% |
| Remuneration and social security454/9 | - | - | - | €1,500 | - |
| Other amounts payable47/48 | €7,182 | €26,392 | €3,569 | €7,181 | ▲ 101% |
| Accrued charges and deferred income492/3 | - | - | - | €0 | - |
| Line | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|
| Profit (loss) for the period9904 | -€5,772 | -€23,425 | €802 | €13,422 | ▲ 1,573% |
| + Depreciation and write-downs630 | - | €201 | €448 | €473 | ▲ 5.5% |
| Operating cash flow (approximation) | -€5,772 | -€23,225 | €1,250 | €13,895 | ▲ 1,012% |
| Investment in fixed assets (approximation) | - | - | -€678 | €0 | ▲ 100% |
| Change in cash | - | -€601 | €2,383 | -€1,283 | ▼ 154% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2022net €13,422 ▲1,573%
Operating result €16,919, net result €13,422, both a record.
31-12
Financial
Liquidity doublescurrent ratio 1.49
Current ratio from 0.61 to 1.49.
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Back to profitnet €802
Net result €802 after 2 loss-making years.
24-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 55 days late
27-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 301 days late
2023
31-12
Financial
Weakest financial yearnet -€23,425
Net result drops to -€23,425, the lowest in the series; recovery starts the following year.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Tessenderlo-Ham · 1 establishment unit since 2022
Ground area
1,009 m²
Building footprint
577 m²
Volume, LiDAR
4,331 m³
Parcel 71362B1163/00B002, Flanders · tallest building 10.6 m, ±2 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
1 establishment unit
MINDY
since 20222.334.503.354
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71362B1163/00B002 | Flanders | 1,009 m² | 1 · 577 m² | 10.6 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 38 EUR awarded · 38 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 38 EUR | 38 EUR |
Recognitions · licences · registrations
Legal Entity Identifier
699400QIELZXTSY9XE59
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This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector and the region. Of 24,517 companies in sector 82990 we hold annual accounts for 9,412. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded05-08-2022
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Scores and ratios are computed by Checked and are not a credit decision.