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ERGOMAN

Active
Private limited companyfounded 20233 yrs activeCamiel Verstraetenstraat 9B, 9150 Beveren-Kruibeke-Zwijndrecht, BelgiumKBO/BCE: BE 0798.181.920
Summary

ERGOMAN has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €15k. Equity is growing by ~37.1% per year across the filed fiscal years. Its solvency ranks better than 52% of 2284 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.9% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability100▲+100
Solvency68▲+68
Growth78▲+46
Track record94
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity ample (current ratio 1.71 against 0.64 in 2024; short-term debt: 56.9% of total assets), but 56.9% of the assets are financed with debt.
Credit check for your own amount and term

Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
43.1%
Return on assets
74.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-06-2026, 56 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
56 d early
2024
51 d early
2023
43 d early
← before the deadline after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity
€9k
2024 · €-6k
Total assets
€20k▲ 158%
2024 · €8k
Net result
€15k
2024 · €-10k
Working capital
€8k
2024 · €-4k
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€-30-€-10k▼ 31,725%€18k
Net result€-1k-€-10k▼ 860%€15k
Equity€4k-€-6k€9k
Total assets€23k-€8k▼ 67.2%€20k▲ 158%
Debt€19k-€14k▼ 28.7%€11k▼ 18.7%
Working capital€12k-€-4k€8k
Staff (FTE)0-00
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€-10k€0€10k€20kOperating result 2023: €-30€-30Net result 2023: €-1k€-1kOperating result 2024: €-10k€-10kNet result 2024: €-10k€-10kOperating result 2025: €18k€18kNet result 2025: €15k€15k202320242025€-20k€-10k€0€10k€20kOperating result 2023: €-30€-30Net result 2023: €-1k€-1.1kOperating result 2024: €-10k€-9.7kNet result 2024: €-10k€-10kOperating result 2025: €18k€18kNet result 2025: €15k€15k202320242025
The operating result returns to profit in 2025: €18k after a loss of €10k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €20k
Fixed assets €499 ▼ 31.7%
Current assets €19k ▲ 178%
Equity and liabilities €20k
Equity €9k
Debt €11k
Debt finances 56.9% of the balance-sheet total.
Key figures and ratios
2025 value · change against 2024
EBITDA
€19k▲
2024 · €-9k
Cash flow
€15k▲
2024 · €-10k
Current ratio
1.71▲
2024 · 0.64
Debt to equity
1.32▲
2024 · -2.24
ROE
172.4%
ROA
74.3%▲
2024 · -132.0%
Interest coverage
18.88▲
2024 · -30.43
Debt ≤ 1 year
€11k▲
2024 · €11k
Debt > 1 year
€0▼
2024 · €3k
Income taxes
€3k▲
2024 · €105
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 46 lines
Balance sheet Code20242025
Assets
Total assets20/58€8k€20k▲
Fixed assets21/28€730€499▼
Tangible fixed assets22/27€730€499▼
Plant, machinery and equipment23€730€499▼
Current assets29/58€7k€19k▲
Amounts receivable within one year40/41€6k€18k▲
Trade receivables40€4k€17k▲
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€0-
Deferred charges and accrued income490/1€860€894▲
Equity and liabilities
Total equity and liabilities10/49€8k€20k▲
Equity10/15€-6k€9k▲
Contributions10/11€5k€5k=
Reserves13-€4k
Distributable reserves133-€4k
Profit (loss) carried forward14€-11k€0▲
Amounts payable17/49€14k€11k▼
Amounts payable after more than one year17€3k€0▼
Financial debts170/4€3k€0▼
Amounts payable within one year42/48€11k€11k▲
Financial debts43€5k€65▼
Credit institutions430/8€5k€65▼
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€5k€9k▲
Taxes450/3€2k€9k▲
Remuneration and social security454/9€3k€0▼
Other amounts payable47/48€5€0▼
Income statement Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€231€231=
Other operating charges640/8€490€797▲
Non-recurring operating charges66A€0-
Gross operating margin9900€-9k€19k▲
Operating profit (loss)9901€-10k€18k▲
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€311€982▲
Recurring financial charges65€311€982▲
Profit (loss) for the period before taxes9903€-10k€17k▲
Income taxes67/77€105€3k▲
Profit (loss) for the period9904€-10k€15k▲
Profit (loss) for the period to be appropriated9905€-10k€15k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-11k€4k▲
Profit (loss) brought forward from the previous period14P€-1k€-11k▼
Transfer to equity691/2-€4k
To other reserves6921-€4k
Social balance
Average headcount (FTE)90870.00.0=

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€195€231€231=
Other operating charges640/8€334€490€797▲ 62.6%
Non-recurring operating charges66A€90€0--
Gross operating margin9900€588€-9k€19k▲ 315%
Operating profit (loss)9901€-30€-10k€18k▲ 289%
Financial income75/76B-€0€0▼ 100%
Recurring financial income75-€0€0▼ 100%
Financial charges65/66B€202€311€982▲ 216%
Recurring financial charges65€202€311€982▲ 216%
Profit (loss) for the period before taxes9903€-233€-10k€17k▲ 273%
Income taxes67/77€821€105€3k▲ 2,422%
Profit (loss) for the period9904€-1k€-10k€15k▲ 245%
Profit (loss) for the period to be appropriated9905€-1k€-10k€15k▲ 245%
Line202320242025Change
Assets
Total assets20/58€23k€8k€20k▲ 158%
Fixed assets21/28€962€730€499▼ 31.7%
Tangible fixed assets22/27€962€730€499▼ 31.7%
Plant, machinery and equipment23€962€730€499▼ 31.7%
Current assets29/58€22k€7k€19k▲ 178%
Amounts receivable within one year40/41€8k€6k€18k▲ 202%
Trade receivables40€8k€4k€17k▲ 346%
Other amounts receivable41-€2k€2k▼ 24.7%
Cash at bank and in hand54/58€14k€0--
Deferred charges and accrued income490/1€880€860€894▲ 3.9%
Equity and liabilities
Total equity and liabilities10/49€23k€8k€20k▲ 158%
Equity10/15€4k€-6k€9k▲ 238%
Contributions10/11€5k€5k€5k=
Reserves13--€4k-
Distributable reserves133--€4k-
Profit (loss) carried forward14€-1k€-11k€0▲ 100%
Amounts payable17/49€19k€14k€11k▼ 18.7%
Amounts payable after more than one year17€9k€3k€0▼ 100%
Financial debts170/4€9k€3k€0▼ 100%
Amounts payable within one year42/48€10k€11k€11k▲ 3.8%
Financial debts43-€5k€65▼ 98.7%
Credit institutions430/8-€5k€65▼ 98.7%
Trade debts44€2k€1k€2k▲ 70.0%
Suppliers440/4€2k€1k€2k▲ 70.0%
Taxes, remuneration and social security45€7k€5k€9k▲ 94.0%
Taxes450/3€7k€2k€9k▲ 382%
Remuneration and social security454/9-€3k€0▼ 100%
Other amounts payable47/48€740€5€0▼ 100%
Line202320242025Change
Profit (loss) for the period9904€-1k€-10k€15k▲ 245%
+ Depreciation and write-downs630€195€231€231=
Operating cash flow (approximation)€-859€-10k€15k▲ 251%
Investment in fixed assets (approximation)-€0€0-
Change in cash-€-14k--

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
05-06
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
31-12
Financial Back to profitnet €15k
Net result €15k after 2 loss-making years.
31-12
Financial Liquidity triplescurrent ratio 1.71
Current ratio from 0.64 to 1.71.
10-06
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
31-12
Financial Weakest financial yearnet €-10k
Net result drops to €-10k, the lowest in the series; recovery starts the following year.
18-06
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren-Kruibeke-Zwijndrecht · 1 establishment unit since 2023
seat establishment The establishment unit on the map
Ground area
1,608 m²
Building footprint
236 m²
Volume, LiDAR
2,496 m³
Parcel 46001C0581/00H000, Flanders · tallest building 15.5 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
ERGOMAN
Camiel Verstraetenstraat 9B, 9150 Beveren-Kruibeke-ZwijndrechtAgents in non-specialised wholesale trade
since 20232.341.716.194
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
46001C0581/00H000 Flanders 1,608 m² 1 · 236 m² 15.5 m · 4 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 24,515 companies in sector 82990 we hold annual accounts for 9,408. 4,212 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded07-02-2023
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services

Scores and ratios are computed by Checked and are not a credit decision.