Mindlab by BloomUp
ActiveMindlab by BloomUp has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €223k and a net result of €-57k. Equity is shrinking by ~7.9% per year across the filed fiscal years. Its solvency ranks better than 58% of 4544 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-28
Solvency73▼-22
Growth32▼-20
Stability94
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.63 against 4.75 in 2024), but 62% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
15 d early
2024
27 d late
2023
12 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€223k▼ 20.5%
2024 · €280k
2023: €265k
2024: €280k
2023 → 2025
Total assets
€587k▲ 3.2%
2024 · €569k
2023: €509k
2024: €569k
2023 → 2025
Net result
€-57k
2024 · €16k
2023: €82k
2024: €16k
2023 → 2025
Working capital
€216k▼ 48.9%
2024 · €423k
2023: €423k
2024: €423k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€265k-€280k▲ 6.0%€223k▼ 20.5%
Operating result€104k-€23k▼ 78.0%€-57k
Net result€82k-€16k▼ 80.7%€-57k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €57k after €23k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €587k
Fixed assets
€29k▼ 13.0%
Current assets
€558k▲ 4.2%
Equity and liabilities €587k
Equity
€223k▼ 20.5%
Debt
€364k▲ 26.2%
The debt ratio rises from 50.7% to 62.0%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€-53k▼
2024 · €27k
Cash flow
€-53k▼
2024 · €20k
Solvency
38.0%▼
2024 · 49.3%
Current ratio
1.63▼
2024 · 4.75
Quick ratio
1.63▼
2024 · 4.75
Debt / equity
1.63▲
2024 · 1.03
ROE
-25.7%▼
2024 · 5.6%
ROA
-9.8%▼
2024 · 2.8%
Interest coverage
-631.50▼
2024 · 44.87
Debt
€364k▲
2024 · €289k
Debt ≤ 1 year
€342k▲
2024 · €113k
Income taxes
€0▼
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€569k€587k▲
Fixed assets21/28€34k€29k▼
Intangible fixed assets21€34k€29k▼
Current assets29/58€535k€558k▲
Amounts receivable within one year40/41€474k€535k▲
Trade receivables40€48k€7k▼
Other amounts receivable41€425k€529k▲
Cash at bank and in hand54/58€62k€23k▼
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€569k€587k▲
Equity10/15€280k€223k▼
Contributions10/11€2k€2k=
Reserves13€263k€263k=
Distributable reserves133€263k€263k=
Profit (loss) carried forward14€16k€-42k▼
Amounts payable17/49€289k€364k▲
Amounts payable within one year42/48€113k€342k▲
Financial debts43€290€0▼
Other loans439€290€0▼
Trade debts44€79k€342k▲
Suppliers440/4€79k€342k▲
Taxes, remuneration and social security45€33k€342▼
Taxes450/3€33k€342▼
Other amounts payable47/48-€213
Accrued charges and deferred income492/3€176k€22k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€4k=
Other operating charges640/8€3k€120▼
Non-recurring operating charges66A€0-
Gross operating margin9900€31k€-53k▼
Operating profit (loss)9901€23k€-57k▼
Financial income75/76B€0€0▼
Recurring financial income75€0€0▼
Financial charges65/66B€608€84▼
Recurring financial charges65€608€84▼
Profit (loss) for the period before taxes9903€22k€-57k▼
Income taxes67/77€6k€0▼
Profit (loss) for the period9904€16k€-57k▼
Profit (loss) for the period to be appropriated9905€16k€-57k▼
Appropriation of the result
Profit (loss) to be appropriated9906€16k€-42k▼
Profit (loss) brought forward from the previous period14P-€16k
Transfer to equity691/2€0-
To other reserves6921€0-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
16-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €-57k ▼463%
Net result drops to €-57k, the lowest in the series.
27-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 27 days late
2024
19-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 directors, no change since 2024
BloomUp
CurrentNon-statutory director · since 18-01-2024 · Legal entity · perm. rep.: SIX Clovis
18-01-2024
BloomUp: Resigned as Manager
18-01-2024
BloomUp: Appointed as Non-statutory director
18-01-2024
BloomUp: Appointed as Permanent representative
17-11-2023
DE CASTER Sare: Resigned as Manager
17-11-2023
DE CASTER Sare Mieke Erik Anita Mark: Resigned as Manager
17-11-2023
LAZEURE Jan Albert Cornelius: Resigned as Manager
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Molenbergstraat 102000 AntwerpenGround area
1,888 m²
Building footprint
457 m²
Volume, LiDAR
23,820 m³
Parcel 11802B1460/00E000, Flanders · tallest building 79.3 m, ±23 floors. Linked by address, not a title deed.
1 establishment unit
Mindlab
since 20202.310.969.768
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11802B1460/00E000 | Flanders | 1,888 m² | 1 · 457 m² | 79.3 m · 23 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 1,260 EUR awarded · 1,260 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 1,260 EUR | 1,260 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 7,001 companies in sector 96999 we hold annual accounts for 600. 376 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded22-12-2020
Fiscal year end31-12
Activities, NACEBEL
96999Other personal services
58290Other software publishing
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.