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LCM Management

Active
Private limited companyfounded 201015 yrs activeDendermondesteenweg 629, 9070 Destelbergen, BelgiumKBO/BCE: BE 0832.076.589

LCM Management has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €276k and a net result of €35k. Equity is growing by ~12.1% per year across the filed fiscal years. Its solvency ranks better than 81% of 6162 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.5% (low).

Checked score

Score 2024
87 / 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79=
Solvency92▲+6
Growth78=
Track record100
Bankruptcy probability, 12 months
0.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €24k at 30 days acceptable
Liquidity ample (current ratio 7.7 against 5.95 in 2023; short-term debt: 9.7% and cash: 57.8% of total assets), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Three signals. The signal on the left, the evidence on the right.
lowers riskneutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 15 years 0 20 y
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 10-07-2025, 21 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
21 d early
2023
30 d early
2022
27 d early
2021
23 d early
2020
15 d early
2019
8 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€276k▲ 9.7%
2023 · €252k
2018: €134k 2019: €132k 2020: €163k 2021: €212k 2022: €237k 2023: €252k
2018 → 2024
Total assets
€414k▲ 0.2%
2023 · €413k
2018: €345k 2019: €349k 2020: €359k 2021: €402k 2022: €407k 2023: €413k
2018 → 2024
Net result
€35k▲ 2.1%
2023 · €34k
2018: €10k 2019: €9k 2020: €32k 2021: €51k 2022: €50k 2023: €34k
2018 → 2024
Working capital
€270k▲ 10.2%
2023 · €245k
2018: €121k 2019: €125k 2020: €163k 2021: €216k 2022: €234k 2023: €245k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€163k-€212k▲ 30.5%€237k▲ 11.6%€252k▲ 6.2%€276k▲ 9.7%
Operating result€52k-€78k▲ 50.9%€78k▼ 0.7%€57k▼ 26.6%€55k▼ 3.2%
Net result€32k-€51k▲ 58.1%€50k▼ 3.0%€34k▼ 31.8%€35k▲ 2.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€0€20k€40k€60k€80kOperating result 2020: €52k€52kNet result 2020: €32k€32kOperating result 2021: €78k€78kNet result 2021: €51k€51kOperating result 2022: €78k€78kNet result 2022: €50k€50kOperating result 2023: €57k€57kNet result 2023: €34k€34kOperating result 2024: €55k€55kNet result 2024: €35k€35k20202021202220232024
The operating result has fallen three years in a row; 2024 is 3% below 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €414k
Fixed assets €103k▼ 12.8%
Current assets €311k▲ 5.4%
Equity and liabilities €414k
Equity €276k▲ 9.7%
Debt €137k▼ 14.7%
The debt ratio falls from 39.0% to 33.2%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€79k
2023 · €78k
Cash flow
€58k
2023 · €55k
Solvency
66.8%
2023 · 61.0%
Current ratio
7.70
2023 · 5.95
Quick ratio
7.70
2023 · 5.95
Debt / equity
0.50
2023 · 0.64
ROE
12.5%
2023 · 13.5%
ROA
8.4%
2023 · 8.2%
Interest coverage
10.50
2023 · 10.32
Debt
€137k
2023 · €161k
Debt ≤ 1 year
€40k
2023 · €50k
Debt > 1 year
€96k
2023 · €110k
Income taxes
€15k
2023 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€413k€414k
Fixed assets21/28€118k€103k
Tangible fixed assets22/27€118k€103k
Land and buildings22€99k€94k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€14k€6k
Other tangible fixed assets26€3k€1k
Current assets29/58€295k€311k
Amounts receivable after more than one year29€45k€45k=
Other amounts receivable291€45k€45k=
Amounts receivable within one year40/41€36k€22k
Trade receivables40€34k€22k
Other amounts receivable41€3k€0
Cash at bank and in hand54/58€209k€239k
Deferred charges and accrued income490/1€4k€4k
Equity and liabilities
Total equity and liabilities10/49€413k€414k
Equity10/15€252k€276k
Contributions10/11€19k€19k=
Reserves13€233k€258k
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€233k€258k
Profit (loss) carried forward14€0€0=
Amounts payable17/49€161k€137k
Amounts payable after more than one year17€110k€96k
Financial debts170/4€110k€96k
Amounts payable within one year42/48€50k€40k
Current portion of amounts payable after more than one year42€14k€15k
Financial debts43€10k€10k
Credit institutions430/8€10k€10k
Trade debts44€2k€791
Suppliers440/4€2k€791
Taxes, remuneration and social security45€24k€14k
Taxes450/3€24k€14k
Other amounts payable47/48€0€1k
Accrued charges and deferred income492/3€2k€2k=
Income statement Code20232024
Non-recurring operating income76A-€10k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€21k€23k
Other operating charges640/8€3k€3k
Non-recurring operating charges66A€0-
Gross operating margin9900€81k€81k
Operating profit (loss)9901€57k€55k
Financial income75/76B€2k€2k
Recurring financial income75€2k€2k
Financial charges65/66B€8k€7k
Recurring financial charges65€8k€7k
Profit (loss) for the period before taxes9903€52k€49k
Income taxes67/77€18k€15k
Profit (loss) for the period9904€34k€35k
Profit (loss) for the period to be appropriated9905€34k€35k
Appropriation of the result
Profit (loss) to be appropriated9906€34k€35k
Transfer from equity791/2€19k€10k
Transfer to equity691/2€34k€35k
To other reserves6921€34k€35k
Profit to be distributed694/7€19k€10k
Return on contributions (dividend)694€19k€10k

The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

2025
10-07
NBB filing Annual accounts filed
fiscal year 2024 · micro schema
2024
01-07
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
04-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
08-07
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Highest result since 2018net €51k ▲58.1%
Operating result €78k, net result €51k, both a record.
31-12
Financial Equity above €200kEq €212k ▲30.5%
4 profitable years in a row build equity to €212k.
16-07
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Equity above €150kEq €163k ▲23.3%
3 profitable years in a row build equity to €163k.
23-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial Weakest financial yearnet €9k ▼8.2%
Net result drops to €9k, the lowest in the series; recovery starts the following year.
28-06
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
31-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
24-08
NBB filing Annual accounts filed
fiscal year 2016 · micro schema · 24 days late
2016
28-07
NBB filing Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Destelbergen · 1 establishment unit since 2011
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Dendermondesteenweg 6299070 Destelbergen
Ground area
1,827 m²
Building footprint
323 m²
Volume, LiDAR
3 m³
Parcel 44013B0343/00D000, Flanders · tallest building 0.2 m. Linked by address, not a title deed.
1 establishment unit
LCM
Dendermondesteenweg 629, 9070 DestelbergenWholesale of clothing, excluding workwear and underwear
since 20112.194.614.112
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
44013B0343/00D000 Flanders 1,827 m² 1 · 323 m² 0.2 m
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 7,006 companies in sector 96999 we hold annual accounts for 602. 367 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded21-12-2010
Fiscal year end31-12
Activities, NACEBEL
96999Other personal services
62010Computer programming, consultancy and related activities
62030Computer programming, consultancy and related activities
62900Other information technology and computer services
62100Computer programming
62200Computer consultancy and computer facilities management
64200Holdings
64210Activities of holding companies
93199Other sports activities
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.