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Complete company report
Generated 02-09-2026
Active BE 0723.944.355Private limited company

MINDGAP

Frankrijklei 115 ·2000 Antwerpen, Belgium· 7 yrs active
Sector: Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies (70200)
Conclusion Checked

The computed 12-month bankruptcy probability of MINDGAP is 0.4% (very low). The 2025 annual accounts show equity of €2.72M and a net result of €655k. The company has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 1 annual account.
Key figures
Equity €2.72M
Net result €655k
Staff (FTE) 19.9
Active 7 yrs
Financial profile 4 of 5 axes measured · computed by Checked
Health93Profitability100Solvency100Growth-Stability85
94 / 100

Strong profile, led by profitability.

Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.

Health 93
Profitability 100
Solvency 100
Growth -
Stability 85
Bankruptcy probability (12 mo) Checked model v1 · free
0.4% Very low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector −Young company +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2019, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Health barometer FY 2025 · computed
93 / 100 Excellent
050100
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →
Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Financial overview6 NBB filings
Annual accounts filed on 28-04-2026 with the NBB · fiscal year 2025 · verkort
Fiscal year2025
Depositverkort
Revenue-
EBITDA€968k
Net profit€655k
Cash flow€670k
Staff costs€1.16M
Income taxes€236k
Dividends€360k
Total assets€3.54M
Equity€2.72M
Debt€814k
of which ≤ 1y€814k
of which > 1y-
Working capital€2.66M
Employees (FTE)19.9
Ratios (computed)
2025
Current ratio4.26
Quick ratio4.26
Working capital ratio75.1%
Solvency77.0%
Debt / equity0.30
Long-term debt ratio-
Interest coverage14.48
Gross margin-
Net margin-
ROA18.5%
ROE24.0%
EBITDA margin-
Days sales outstanding-
Days payable outstanding-
Inventory turnover-
Days inventory (DSI)-
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2025
Balance sheet, Assets
TOTAL ASSETS 20/58€3.54M
Fixed assets 21/28€67k
Tangible fixed assets 22/27€67k
Current assets 29/58€3.47M
Amounts receivable within one year 40/41€2.00M
Investments 50/53€385k
Cash & bank 54/58€1.09M
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€3.54M
Equity 10/15€2.72M
Contributions / capital 10/11€20k
Reserves 13€385k
Accumulated profits (losses) 14€2.32M
Amounts payable 17/49€814k
Amounts payable within one year 42/48€814k
Trade debts payable within one year 44€264k
Income statement
Gross operating margin 9900€2.13M
Operating result 9901€953k
Financial income 75€5k
Financial charges 65€67k
Result before taxes 9903€891k
Income taxes 67/77€236k
Net result for the period 9904€655k
Result to be appropriated 9905€655k
Ratios computed by Checked.
Directors & mandates 4 directors
Current directors & mandates
  • Schincariol Marjorie
    Director
    State Gazette act 23063249 (11-05-2023)
    Current
    02-03-2023 → present
  • Maccagnani Claudio
    Director
    State Gazette act 22049163 (19-04-2022)
    Current
    11-03-2022 → present
    2 events
    • 01-08-2024 Resigned· Director
    • 11-03-2022 Appointed· Director
Former directors (2)
  • Macs Consulting BVLegal entity
    Director
    State Gazette act 23063249 (11-05-2023)
    Former
    - → 02-03-2023
  • Christian Montag
    Director
    State Gazette act 22049163 (19-04-2022)
    Former
    - → 11-03-2022
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.This list is read straight from this company's published acts, not from the officer register.
Legal Structure
NACE primary Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies(70200)
Legal form Private limited company(610)
Incorporation02-04-2019
StatusActive
Postal code2000
Establishment units 1 location
MINDGAP
Frankrijklei 115, 2000 AntwerpenOntwerpen en programmeren van computerprogramma's
since 20192.288.550.593
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11808H1206/00B009 Flanders 1,296 m² 1 · 1,127 m² 29.7 m · 8 fl.
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 9 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
28-04-2026
NBB filing Annual accounts filed
fiscal year 2025 · verkort
2025
03-06-2025
NBB filing Annual accounts filed
fiscal year 2024 · verkort
2024
18-11-2024
State Gazette act Director changes
23-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · verkort
2023
27-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · verkort
11-05-2023
State Gazette act Director changes
2022
04-07-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
19-04-2022
State Gazette act Director changes
2021
02-07-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
Belgian State Gazette reading coverage 0 of 6 acts read

We know of 6 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

Belgisch Staatsblad, acts 3 acts
All acts · 3 updated 1 year ago
2024
18-11-2024 CLAUDIO MACCAGNANI resigns as director Director changes
  • CLAUDIO MACCAGNANI, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "CLAUDIO MACCAGNANI",
        "address": "Via San Marina 6 bus 2, 40010 Bentivoglio, IT",
        "birth_date": null,
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        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": "niet_statutair",
      "compensated": null,
      "effective_date": "2024-08-01",
      "evidence_quote": "De algemene vergadering beslist tot het ontslag van CLAUDIO MACCAGNANI, met woonplaats te 40010 Bentivoglio, IT, Via San Marina 6 bus 2, als niet-statutaire bestuurder, en dit met ingang op 01/08/2024. De algemene vergadering verleent deze persoon kwijting voor de uitoefening van diens mandaat.",
      "decharge_status": "granted",
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2024-11-18",
    "filing_date": "2024-11-04",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "algemene_vergadering",
      "date": "2024-07-31",
      "unanimous": null
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0723.944.355",
    "name_full": "MINDGA\u0420",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Marjorie Schincariol",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [
    "de notulen van de algemene vergadering dd. 31/07/2024"
  ],
  "corrected_publication_numac": null
}
2023
11-05-2023 1 director appointed, 1 resigning Director changes
  • Schincariol Marjorie, Bestuurder
  • Macs Consulting BV, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": null,
      "reason": "de_plein_droit_dissolution",
      "subkind": "regular",
      "via_org": {
        "kbo": "0739.549.378",
        "name": "Macs Consulting BV",
        "address": "Frankrijklei 115 bus 2, K-3, 2000 Antwerpen",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-02",
      "evidence_quote": "werd met \u00E9\u00E9riparigheid van stemmen het ontslag van de verinootschap Macs Consulting BV, met ondernemingsnummer 0739.549.378, zetel te Frankrijklei 115 bus 2, K-3 te 2000 Antwerpen, en vertegenwoordigd door mevrouw Schincariol Marjorie, aanvaard",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "84.04.12-350.15",
        "name": "Schincariol Marjorie",
        "address": "Via San Marina 6/2, 40010 Bentivoglio, Itali\u00EB",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": "regular",
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2023-03-02",
      "evidence_quote": "Tevens werd met \u00E9\u00E9nparigheid van stemmen de benoeming van mevrouw Schincariol Marjorie, nationaal nummer 84.04.12-350.15, en wonende te Via San Marina 6/2 te 40010 Bentivoglio, Itali\u00EB, aanvaard en dit vanaf 02/03/2023",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "until_date",
        "value": "2023-03-02"
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    },
    {
      "kind": "substantive_delegation",
      "role": "dagelijks_bestuur",
      "person": null,
      "reason": null,
      "subkind": null,
      "via_org": {
        "kbo": null,
        "name": "De Voeght Consulting BV",
        "address": "2280 Grobbendonk, Floris Primsstraat 41 bus 003",
        "country": "BE",
        "legal_form": "BV"
      },
      "statutory": null,
      "compensated": null,
      "effective_date": null,
      "evidence_quote": "De bestuurder geeft volmacht aan De Voeght Consulting BV, vertegenwoordigd door dhr. Luc De Voeght, met vestiging te 2280 Grobbendonk, Floris Primsstraat 41 bus 003, om de wijziging in de KBO te registreren, evenals alle formaliteiten en publicaties te vervullen die zouden nuttig of noodzakelijk zij",
      "decharge_status": null,
      "mandate_duration": {
        "kind": "indefinite",
        "value": null
      },
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": null,
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2023-05-11",
    "filing_date": "2023-04-27",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2023-03-02",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0723.944.355",
    "name_full": "Mindgap",
    "legal_form": "BV"
  },
  "publication_proxy": {
    "kind": "org",
    "org_kbo": null,
    "org_name": "De Voeght Consulting BV",
    "person_name": null,
    "org_rep_person_name": "Luc De Voeght",
    "person_role_at_subject": null
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
2022
19-04-2022 1 director appointed, 1 resigning Director changes
  • Maccagnani Claudio, Bestuurder
  • Christian Montag, Bestuurder
Technical details 
{
  "events": [
    {
      "kind": "director_out",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "Christian Montag",
        "address": null,
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": "de_plein_droit_dissolution",
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-03-11",
      "evidence_quote": "werd met \u00E9\u00E9nparigheid van stemmen het ontslag van de vennootschap Delta Mo BV, met ondernemingsnummer 0839.746.717, zetel te 2547 Lint, Groenstraat 83, en vertegenwoordigd door de heer Christian Montag aanvaard.",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": null
    },
    {
      "kind": "director_in",
      "role": "bestuurder",
      "person": {
        "rrn": "83.05.14-413.72",
        "name": "Maccagnani Claudio",
        "address": "2600 Berchem, Reeboklaan 10",
        "birth_date": null,
        "profession": null,
        "birth_place": null
      },
      "reason": null,
      "subkind": null,
      "via_org": null,
      "statutory": null,
      "compensated": null,
      "effective_date": "2022-03-11",
      "evidence_quote": "Tevens werd met \u00E9\u00E9nparigheid van stemmen de benoeming van de heer Maccagnani Claudio, nationaal nummer 83.05.14-413.72 en wonende te 2600 Berchem, Reeboklaan 10, aanvaard en dit vanaf 11/03/2022",
      "decharge_status": null,
      "mandate_duration": null,
      "rep_rotation_new_rep": null,
      "rep_rotation_old_rep": null,
      "effective_date_qualifier": "immediate"
    }
  ],
  "notary": {
    "name": null,
    "firm_city": null,
    "firm_name": null,
    "office_city": "Antwerpen",
    "is_associated": false
  },
  "act_meta": {
    "language": "nl",
    "pub_date": "2022-04-19",
    "filing_date": "2022-04-05",
    "act_kind_objet": "Onderwerp akte:"
  },
  "decisions": [
    {
      "body": "bijzondere_algemene_vergadering",
      "date": "2022-03-11",
      "unanimous": true
    }
  ],
  "is_correction": false,
  "subject_company": {
    "kbo": "0723.944.355",
    "name_full": "Mindgap",
    "legal_form": "BV",
    "_kbo_filled_from_list": true
  },
  "publication_proxy": {
    "kind": "person",
    "org_kbo": null,
    "org_name": null,
    "person_name": "Schincariol Marjorie",
    "org_rep_person_name": null,
    "person_role_at_subject": "Bestuurder"
  },
  "co_filed_documents": [],
  "corrected_publication_numac": null
}
Credit advice verdict per customer and amount

May this customer buy amount X on invoice? Enter the amount and the payment term. This page computes a GREEN, AMBER or RED verdict from them, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
Company registry (CBE) Crossroads Bank
Activities
Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige technische testen en toetsen71209Activiteiten van reclamebureaus73110Adviesbureaus op het gebied van public relations en communicatie70210Markt- en opinieonderzoek73200Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300Overige gespecialiseerde wetenschappelijke en technische activiteiten74909Overige activiteiten van vrije beroepen en andere wetenschappelijke en technische activiteiten, neg74999Activiteiten van callcenters82200Overige zakelijke dienstverlening, neg82990
Primary activity highlighted.
Names & trade names
Legal nameNL MINDGAP
Registered office
Frankrijklei 115 bus 2-K3
2000 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative