MINDE
ActiveMINDE has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €9k and a net result of €49k. Equity is growing by ~4.5% per year across the filed fiscal years. Its solvency ranks better than 20% of 31584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
70
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+25
Solvency40▼-47
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.8 against 1.03 in 2024; short-term debt: 73.6% and cash: 15.9% of total assets), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
15.3%
Return on assets
84.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 20% of 31584 sector peers (2025).
NBB · sector comparisonPosition among 31584 sector peers
Solvency
better than 20%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
18 d late
2023
28 d late
2022
15 d late
2021
22 d late
2020
9 d late
2019
31 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€9k▼ 58.7%
2024 · €21k
2018: €7k
2019: €19k
2020: €15k
2021: €19k
2022: €18k
2023: €20k
2024: €21k
2018 → 2025
Total assets
€58k▲ 68.0%
2024 · €34k
2018: €23k
2019: €32k
2020: €31k
2021: €25k
2022: €30k
2023: €35k
2024: €34k
2018 → 2025
Net result
€49k▲ 2,951%
2024 · €2k
2018: €5k
2019: €12k
2020: €-5k
2021: €4k
2022: €-623
2023: €2k
2024: €2k
2018 → 2025
Working capital
€-9k
2024 · €430
2018: €1k
2019: €4k
2020: €220
2021: €5k
2022: €5k
2023: €5k
2024: €430
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€19k-€18k▼ 3.4%€20k▲ 11.0%€21k▲ 8.0%€9k▼ 58.7%
Operating result€8k-€968▼ 87.4%€5k▲ 405%€3k▼ 38.2%€70k▲ 2,218%
Net result€4k-€-623€2k€2k▼ 18.7%€49k▲ 2,951%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 2,218% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €58k
Fixed assets
€24k▲ 13.3%
Current assets
€34k▲ 154%
Equity and liabilities €58k
Equity
€9k▼ 58.7%
Debt
€49k▲ 277%
The debt ratio rises from 37.7% to 84.7%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€78k▲
2024 · €12k
Cash flow
€56k▲
2024 · €10k
Solvency
15.3%▼
2024 · 62.3%
Current ratio
0.80▼
2024 · 1.03
Quick ratio
0.80▼
2024 · 1.03
Debt / equity
5.53▲
2024 · 0.61
ROE
550.7%▲
2024 · 7.4%
ROA
84.3%▲
2024 · 4.6%
Interest coverage
45.47▲
2024 · 28.68
Debt
€49k▲
2024 · €13k
Debt ≤ 1 year
€43k▲
2024 · €13k
Debt > 1 year
€6k
Income taxes
€20k▲
2024 · €2k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€34k€58k▲
Fixed assets21/28€21k€24k▲
Intangible fixed assets21-€10k
Tangible fixed assets22/27€21k€14k▼
Furniture and vehicles24€18k€12k▼
Other tangible fixed assets26€3k€2k▼
Financial fixed assets28€50€50=
Current assets29/58€13k€34k▲
Amounts receivable within one year40/41€9k€15k▲
Trade receivables40-€15k
Other amounts receivable41€9k-
Cash at bank and in hand54/58€4k€9k▲
Deferred charges and accrued income490/1€995€10k▲
Equity and liabilities
Total equity and liabilities10/49€34k€58k▲
Equity10/15€21k€9k▼
Contributions10/11€6k€100▼
Reserves13€2k-
Distributable reserves133€2k-
Profit (loss) carried forward14€13k€9k▼
Amounts payable17/49€13k€49k▲
Amounts payable after more than one year17-€6k
Financial debts170/4-€6k
Amounts payable within one year42/48€13k€43k▲
Current portion of amounts payable after more than one year42€6k€7k▲
Trade debts44€4k€3k▼
Suppliers440/4€4k€3k▼
Taxes, remuneration and social security45€3k€27k▲
Taxes450/3€3k€27k▲
Other amounts payable47/48-€6k
Accrued charges and deferred income492/3-€3
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€8k€8k▼
Other operating charges640/8€387€400▲
Gross operating margin9900€12k€78k▲
Operating profit (loss)9901€3k€70k▲
Financial income75/76B€661€1▼
Recurring financial income75€661€1▼
Financial charges65/66B€401€2k▲
Recurring financial charges65€401€2k▲
Profit (loss) for the period before taxes9903€3k€68k▲
Income taxes67/77€2k€20k▲
Profit (loss) for the period9904€2k€49k▲
Profit (loss) for the period to be appropriated9905€2k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€13k€62k▲
Profit (loss) brought forward from the previous period14P€12k€13k▲
Transfer from equity791/2-€2k
Profit to be distributed694/7-€55k
Return on contributions (dividend)694-€55k
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
31-12
Financial
Highest result since 2018net €49k ▲2951%
Operating result €70k, net result €49k, both a record.
18-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 18 days late
2024
28-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 28 days late
2023
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
15-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 15 days late
2022
22-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 22 days late
2021
31-12
Financial
Back to profitnet €4k
Net result €4k after one loss-making year.
09-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 9 days late
2020
31-12
Financial
Weakest financial yearnet €-5k ▼137%
Net result drops to €-5k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 31 days late
2019
20-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 20 days late
2018
23-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 23 days late
2017
19-07
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Braine-l'Alleud · 1 establishment unit since 2015
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Route du Lion 2491420 Braine-l'AlleudGround area
926 m²
Building footprint
98 m²
Volume, LiDAR
591 m³
Parcel 25742B0071/00A000, Wallonia · tallest building 6.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Route du Lion 249, 1420 Braine-l'Alleud
since 20152.243.678.294
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25742B0071/00A000 | Wallonia | 926 m² | 1 · 98 m² | 6.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,546 companies in sector 70200 we hold annual accounts for 52,574. 21,594 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2015
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.