MINDCRUX
ActiveSummary
MINDCRUX has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €15k and a net result of €10k. Its solvency ranks better than 55% of 16618 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).
Checked score
Score 2025
Axes
Profitability100
Solvency93
Growth-
Track record67
Bankruptcy probability, 12 months
0.1%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity ample (current ratio 3.51; short-term debt: 23% and cash: 34.9% of total assets), and 32% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Human health activities (NACE 86)
about 87% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
68%
Return on assets
44.5%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2025
23 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
Financials · fiscal year 2025, micro schema
Equity
€15k
Total assets
€21k
Net result
€10k
Working capital
€12k
Turnover and EBIT margin not published: the micro schema does not require them.
Balance-sheet composition
Assets €21k
Fixed assets
€4k
Current assets
€17k
Equity and liabilities €21k
Equity
€15k
Debt
€7k
Debt finances 32.0% of the balance-sheet total.
Key figures and ratios
EBITDA
€14k
Cash flow
€10k
Current ratio
3.51
Debt to equity
0.47
ROE
65.5%
ROA
44.5%
Interest coverage
8.40
Debt ≤ 1 year
€5k
Income taxes
€3k
Filed annual accounts As filed with the NBB · 2025 · 35 lines
Balance sheet
Code2025
Assets
Total assets20/58€21k
Fixed assets21/28€4k
Tangible fixed assets22/27€4k
Plant, machinery and equipment23€4k
Current assets29/58€17k
Amounts receivable within one year40/41€10k
Other amounts receivable41€10k
Cash at bank and in hand54/58€7k
Equity and liabilities
Total equity and liabilities10/49€21k
Equity10/15€15k
Contributions10/11€5k
Reserves13€10k
Distributable reserves133€10k
Amounts payable17/49€7k
Amounts payable within one year42/48€5k
Trade debts44€2k
Suppliers440/4€2k
Taxes, remuneration and social security45€3k
Taxes450/3€3k
Accrued charges and deferred income492/3€2k
Income statement
Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€150
Other operating charges640/8€951
Gross operating margin9900€15k
Operating profit (loss)9901€14k
Financial income75/76B€217
Recurring financial income75€217
Financial charges65/66B€2k
Recurring financial charges65€2k
Profit (loss) for the period before taxes9903€12k
Income taxes67/77€3k
Profit (loss) for the period9904€10k
Profit (loss) for the period to be appropriated9905€10k
Appropriation of the result
Profit (loss) to be appropriated9906€10k
Transfer to equity691/2€10k
To other reserves6921€10k
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2025 |
|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €150 |
| Other operating charges640/8 | €951 |
| Gross operating margin9900 | €15k |
| Operating profit (loss)9901 | €14k |
| Financial income75/76B | €217 |
| Recurring financial income75 | €217 |
| Financial charges65/66B | €2k |
| Recurring financial charges65 | €2k |
| Profit (loss) for the period before taxes9903 | €12k |
| Income taxes67/77 | €3k |
| Profit (loss) for the period9904 | €10k |
| Profit (loss) for the period to be appropriated9905 | €10k |
| Line | 2025 | |
|---|---|---|
| Assets | ||
| Total assets20/58 | €21k | |
| Fixed assets21/28 | €4k | |
| Tangible fixed assets22/27 | €4k | |
| Plant, machinery and equipment23 | €4k | |
| Current assets29/58 | €17k | |
| Amounts receivable within one year40/41 | €10k | |
| Other amounts receivable41 | €10k | |
| Cash at bank and in hand54/58 | €7k | |
| Equity and liabilities | ||
| Total equity and liabilities10/49 | €21k | |
| Equity10/15 | €15k | |
| Contributions10/11 | €5k | |
| Reserves13 | €10k | |
| Distributable reserves133 | €10k | |
| Amounts payable17/49 | €7k | |
| Amounts payable within one year42/48 | €5k | |
| Trade debts44 | €2k | |
| Suppliers440/4 | €2k | |
| Taxes, remuneration and social security45 | €3k | |
| Taxes450/3 | €3k | |
| Accrued charges and deferred income492/3 | €2k | |
| Line | 2025 |
|---|---|
| Profit (loss) for the period9904 | €10k |
| + Depreciation and write-downs630 | €150 |
| Operating cash flow (approximation) | €10k |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts
We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Mechelen · 1 establishment unit since 2025
Ground area
328 m²
Building footprint
68 m²
Volume, LiDAR
572 m³
Parcel 12037B0079/00S000, Flanders · tallest building 10.5 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
MINDCRUX
since 20252.369.531.638
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12037B0079/00S000 | Flanders | 328 m² | 1 · 68 m² | 10.4 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 5,525 companies in sector 86931 we hold annual accounts for 550. 410 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded30-01-2025
Fiscal year end31-12
Activities, NACEBEL 2025
86931Psychology services
70200Business and other management consultancy
85599Other education
Scores and ratios are computed by Checked and are not a credit decision.