MINDBYTE
ActiveMINDBYTE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €19k and a net result of €59k. Equity is shrinking by ~3.8% per year across the filed fiscal years. Its solvency ranks better than 12% of 16922 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability100=
Solvency9▼-2
Growth58=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €1k at 30 days acceptable
Liquidity short (current ratio 0.74 against 0.77 in 2024), and 94.1% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
5.9%
Return on assets
18.7%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16922 sector peers (2025).
NBB · sector comparisonPosition among 16922 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-05-2026, 63 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
63 d early
2024
6 d late
2023
1 d late
2022
3 d late
2021
11 d late
2020
2 d early
2019
7 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€19k▼ 9.1%
2024 · €20k
2018: €53k
2019: €100k
2020: €20k
2021: €20k
2022: €20k
2023: €20k
2024: €20k
2018 → 2025
Total assets
€316k▲ 8.0%
2024 · €293k
2018: €224k
2019: €223k
2020: €280k
2021: €353k
2022: €393k
2023: €318k
2024: €293k
2018 → 2025
Net result
€59k▲ 0.5%
2024 · €59k
2018: €32k
2019: €48k
2020: €73k
2021: €85k
2022: €76k
2023: €76k
2024: €59k
2018 → 2025
Working capital
€-62k▲ 0.9%
2024 · €-63k
2018: €-5k
2019: €39k
2020: €-31k
2021: €-52k
2022: €-58k
2023: €-60k
2024: €-63k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€20k=€20k=€20k=€19k▼ 9.1%
Operating result€109k-€98k▼ 10.6%€98k▲ 0.3%€76k▼ 22.6%€79k▲ 4.6%
Net result€85k-€76k▼ 10.8%€76k▲ 0.8%€59k▼ 22.8%€59k▲ 0.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €316k
Fixed assets
€137k▲ 64.5%
Current assets
€180k▼ 14.4%
Equity and liabilities €316k
Equity
€19k▼ 9.1%
Debt
€298k▲ 9.3%
The debt ratio rises from 93.0% to 94.1%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€108k▼
2024 · €108k
Cash flow
€88k▼
2024 · €91k
Solvency
5.9%▼
2024 · 7.0%
Current ratio
0.74▼
2024 · 0.77
Quick ratio
0.74▼
2024 · 0.77
Debt / equity
16.01▲
2024 · 13.32
ROE
318.2%▲
2024 · 287.7%
ROA
18.7%▼
2024 · 20.1%
Interest coverage
30.33▼
2024 · 145.90
Debt
€298k▲
2024 · €273k
Debt ≤ 1 year
€242k▼
2024 · €273k
Debt > 1 year
€56k▲
2024 · €0
Income taxes
€16k▲
2024 · €16k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€293k€316k▲
Fixed assets21/28€83k€137k▲
Tangible fixed assets22/27€82k€136k▲
Land and buildings22€38k€33k▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€41k€100k▲
Financial fixed assets28€960€960=
Current assets29/58€210k€180k▼
Amounts receivable within one year40/41€20k€51k▲
Trade receivables40€16k€47k▲
Other amounts receivable41€4k€4k▼
Cash at bank and in hand54/58€189k€128k▼
Deferred charges and accrued income490/1€2k€756▼
Equity and liabilities
Total equity and liabilities10/49€293k€316k▲
Equity10/15€20k€19k▼
Contributions10/11€19k€19k=
Reserves13€2k€0▼
Distributable reserves133€2k€0▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€273k€298k▲
Amounts payable after more than one year17€0€56k▲
Financial debts170/4€0€56k▲
Amounts payable within one year42/48€273k€242k▼
Current portion of amounts payable after more than one year42€25k€24k▼
Trade debts44€924€0▼
Suppliers440/4€924€0▼
Taxes, remuneration and social security45€12k€13k▲
Taxes450/3€10k€11k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€234k€204k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€32k€29k▼
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A-€449
Gross operating margin9900€109k€111k▲
Operating profit (loss)9901€76k€79k▲
Financial charges65/66B€740€4k▲
Recurring financial charges65€740€4k▲
Profit (loss) for the period before taxes9903€75k€76k▲
Income taxes67/77€16k€16k▲
Profit (loss) for the period9904€59k€59k▲
Profit (loss) for the period to be appropriated9905€59k€59k▲
Appropriation of the result
Profit (loss) to be appropriated9906€59k€59k▲
Transfer from equity791/2-€2k
Profit to be distributed694/7€59k€61k▲
Return on contributions (dividend)694€59k€61k▲
The notes to these accounts (13 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 6 days late
2024
01-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 1 day late
2023
03-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 3 days late
2022
11-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 11 days late
2021
31-12
Financial
Highest result since 2018net €85k ▲16.2%
Operating result €109k, net result €85k, both a record.
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
07-08
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 7 days late
2019
22-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
16-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-08
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 23 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Sint-Katelijne-Waver · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kuikenstraat 472860 Sint-Katelijne-WaverGround area
166 m²
Building footprint
141 m²
Volume, LiDAR
670 m³
Parcel 12035E0154/00Y000, Flanders · tallest building 10.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mindbyte
since 20142.233.295.138
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12035E0154/00Y000 | Flanders | 166 m² | 1 · 141 m² | 10.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 16,811 companies in sector 62100 we hold annual accounts for 8,749. 5,663 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-07-2014
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
70200Business and other management consultancy
70210Activities of head offices; management consultancy activities
70220Business consulting
73300Public relations and communication consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.