Turnover
≈ €63,000 estimated
The micro format states no turnover.
MIND8
Overview
Lifetime
2 annual accounts with figures on one time axispeak €13,380 (2025)
€13,380▲ €14,631
lowest -€17,896 (2024)
€1,352▲ €19,248
peak €5,956 (2025)
€5,956▲ 29.4%
€62,088▼ 8.0%
Board2 names since 2023
1 directorMOREAU Frederik Filip Julia
Documentsfilings and deeds
22-07-20269 days before the deadline
2025micro format
Gross margin from -€1,252 to €13,380Back to profit: €1,352Equity from €4,604 to €5,956Cash from €902 to €281
Key points
from the 2025 annual accountsDebts
€62,088 91% of the balance sheet
After one year 67%Within one year 33%
Of this, €20,222 falls due within a year.
Public support
€50,000 awarded from 2023 to 2025
Flemish support: Kmo-groeisubsidie: steun voor groeitrajecten bij kmo's (stopgezet).
Checked score
52
Fair
Financially stronger than 44% of micro companies in personal services (NACE 96)
Probability in this band: 1.5% to 4.2%
Bankruptcy probability within 12 months
2.5% Moderate
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.7% across 7,626 companies (NACE 96, micro).
About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 2.4%lowest value
01-2025: 2.4%● unchanged vs 12-2024lowest value
02-2025: 2.6%▲ +0.2 percentage points vs 01-2025
03-2025: 2.7%▲ +0.1 percentage points vs 02-2025
04-2025: 2.5%▼ -0.2 percentage points vs 03-2025
05-2025: 2.6%▲ +0.1 percentage points vs 04-2025
06-2025: 2.9%▲ +0.3 percentage points vs 05-2025
07-2025: 2.9%● unchanged vs 06-2025highest value
08-2025: 2.9%● unchanged vs 07-2025highest value
09-2025: 2.8%▼ -0.1 percentage points vs 08-2025
10-2025: 2.8%● unchanged vs 09-2025
11-2025: 2.8%● unchanged vs 10-2025
12-2025: 2.8%● unchanged vs 11-2025
01-2026: 2.8%● unchanged vs 12-2025
02-2026: 2.6%▼ -0.2 percentage points vs 01-2026
03-2026: 2.4%▼ -0.2 percentage points vs 02-2026
04-2026: 2.5%▲ +0.1 percentage points vs 03-2026
05-2026: 2.6%▲ +0.1 percentage points vs 04-2026
06-2026: 2.5%▼ -0.1 percentage points vs 05-2026
07-2026: 2.6%▲ +0.1 percentage points vs 06-2026
08-2026: 2.4%▼ -0.2 percentage points vs 07-2026
09-2026: 2.4%● unchanged vs 08-2026
10-2026: 2.5%▲ +0.1 percentage points vs 09-2026
11-2026: 2.5%● unchanged vs 10-2026
Financial strengthWeak
Score breakdown
raises risk
Founded in 2023
Liquidity: current ratio 0.19, cash €281, halved
Size: total assets €68,044
Equity €5,956 (8.8% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 96, micro). It does better than 36% of them on solvency, 30% on liquidity, 38% on profitability and 73% on growth.
The bankruptcy probability was computed on 08-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the moderate class on 30-06-2025, 2.4% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,135 companies had the same profile as MIND8 has now. Each dot stands for 6 companies, two years later.
92.1%
were still trading
2.3%
stopped another way
5.2%
went bankrupt
Another 0.3% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of MIND8 itself: 2.5% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,135 companies, not a prediction for MIND8. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
raises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
9 days early
2024
27 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 2 accounts on average 9 days after the deadline. In the sector (NACE 96), the median for financial year 2024 was on the deadline day, and 48% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsWhere today falls in the filing period
09-11-2026 today31-12-2026 year end31-07-2027 deadline
Board and ownership
- BOUSSE Veronique Huguette Ludwig 7,500 sharesdeed of 30-06-2023
- VANNIEUWENHUYZE Michaël André Helvina 7,500 sharesdeed of 30-06-2023
- MOREAU Frederik Filip Julia 7,500 sharesdeed of 30-06-2023
Recent changes
Incorporation
Founding capital of €22,500, 22,500 shares · Founders: BOUSSE Veronique Huguette Ludwig, VANNIEUWENHUYZE Michaël André Helvina and MOREAU Frederik Filip Julia · Appointments: Moreau Frederic (statutory director) and MOREAU Frederik Filip Julia (statutory director) · published on 30-06-2023 · Gazette deed
First establishment
Gentsestraat 36, Harelbeke
Comparable companies
same main activity, similar in size and ageThese companies have the same main activity as MIND8: other personal services (NACE 96999). They are comparable in size and age: total assets between €48,100 and €84,500, founded between 2021 and 2023.
Official details
Source: KBO- Status
- Active since 28-06-2023Normal situation
- Activity
- Other personal servicesNACE 96999
- Establishment unit
- 2.347.098.0138530 Harelbeke, since 28-06-2023
- Financial year end
- 31 December
- Peppol
- Not found in the Peppol Directory
Annual accounts 2025
- €13,380
- €1,352
- €5,956▲ 29.4%
- €68,044▼ 5.6%
- Filing
- Filed on 22-07-2026, 9 days before the end of the filing period
Insights on MIND8
The computed 12-month bankruptcy probability of MIND8 is 2.5% (moderate). The 2025 annual accounts show equity of €5,956 and a net result of €1,352.
Its solvency ranks better than 36% of 5,752 sector peers (NACE 96, financial year 2025). The company has been active since 2023 and the Belgian Official Gazette contains no insolvency or warning signals.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette.
Financials
Annual accounts 2025
micro format, filed on 22-07-2026, 9 days before the deadline€13,380
▲ €14,631
€4,750
▲ €18,926
€1,352
▲ €19,248
-€16,289
▲ €50,241
8.8%
▲ 2.4 percentage points
0.19
▲ 0.18
Turnover and EBIT margin are not published. The micro format does not require them. The turnover shown is an estimate from the gross margin.
Turnover ≈ €63,000. Estimated: probably between €30,000 and €170,000.
Balance sheet
balance sheet total €68,044 on 31-12-2025What the company ownsHow it is paid for
in euro
in euro
Position in the sector
8.8%
Higher than 36% of 5,752 companies in 2025.
0.19
Higher than 10% of 5,318 companies in 2025.
2.0%
Higher than 41% of 5,362 companies in 2025.
MIND8
Middle half of the sector
80% of the sector
Micro accounts in personal services (NACE 96)
Net result: middle half · Equity: middle half · Balance sheet total: middle half · Working capital: middle half
Filed annual accounts
as filed with the National Bank, click a year to choose it| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| Balance sheet: assets | |||
20/58 |
68,044 | 72,068 | |
21/28 |
64,111 | 71,134 | |
21 |
64,111 | 71,134 | |
29/58 |
3,933 | 934 | |
40/41 |
3,652 | 32 | |
40 |
3,464 | - | |
41 |
188 | 32 | |
54/58 |
281 | 902 | |
| Balance sheet: equity and liabilities | |||
10/49 |
68,044 | 72,068 | |
10/15 |
5,956 | 4,604 | |
10/11 |
22,500 | 22,500 | |
14 |
-16,544 | -17,896 | |
17/49 |
62,088 | 67,464 | |
17 |
41,866 | - | |
170/4 |
41,866 | - | |
42/48 |
20,222 | 67,464 | |
42 |
10,986 | 10,826 | |
44 |
0 | 53,347 | |
440/4 |
0 | 53,347 | |
46 |
1,236 | - | |
47/48 |
8,000 | 3,292 | |
| Income statement | |||
9900 |
13,380 | -1,252 | |
62 |
0 | 264 | |
630 |
8,504 | 12,661 | |
640/8 |
126 | - | |
9901 |
4,750 | -14,176 | |
75/76B |
0 | 0 | |
75 |
0 | 0 | |
65/66B |
3,397 | 3,720 | |
65 |
3,397 | 3,720 | |
9903 |
1,352 | -17,896 | |
9904 |
1,352 | -17,896 | |
9905 |
1,352 | -17,896 | |
| Appropriation of the result | |||
9906 |
-16,544 | -17,896 | |
14P |
-17,896 | - | |
| Document | |||
The notes to these accounts have 15 items, including the statement of assets and debts, the cost breakdown and rights and commitments. You find them in the accounts filed with the NBB.
Source: Annual accounts 2025 at the NBB, filed on 22-07-2026.
Filings
each dot is a set of accounts, on the day it reached the National BankSubsidies and aid
Flemish government 2023 to 2025, 4 entries, €50,000 awarded, €25,000 paid
| Year | Entries | Awarded | Paid |
|---|---|---|---|
| 2025 | 2 | €0 | €12,500 |
| 2024 | 1 | €0 | €12,500 |
| 2023 | 1 | €50,000 | €0 |
Key figures and ratios
per financial year, computed from the annual accounts| Line | Trend | 2025 | 2024 |
|---|---|---|---|
| 13,254 | -1,515 | ||
| 9,856 | -5,235 | ||
| 1,481 | 83,795 | ||
| -621 | - | ||
| -16,289 | -66,530 | ||
| 8.8% | 6.4% | ||
| 0.19 | 0.01 | ||
| 10.42 | 14.65 | ||
| 22.7% | -388.7% | ||
| 2.0% | -24.8% | ||
| 3.90 | -0.41 |
A Belgian filing has no cash-flow statement. Cash flow is therefore an approximation, derived from the income statement. Investment is the acquisitions in the notes and, without them, the balance-sheet move.
Investments
fixed assets acquired| Item | 2025 | 2024 |
|---|---|---|
| Intangible fixed assets | €1,481 | €83,795 |
| Financial fixed assets | €0 | - |
| €8,504 | €12,661 |
Source: notes to the 2024 to 2025 annual accounts (statement of fixed assets)
Insights on MIND8
The operating result for 2025 is a profit of €4,750, after a loss of €14,176 in 2024.
Debt's share of the balance-sheet total falls from 93.6% to 91.2%. Equity is higher and debt is lower.
Board & ownership
Board
1 director, since incorporationStatutory director
appointed by deed of 30-06-2023
term without a fixed end
also on the board of 1 other company
listed in the 2025 annual accounts, filed on 22-07-2026
- Signing authorityThe articles say who may bind the company, for example by signing a contract.
- Each director alone“Het bestuursorgaan mag bijzondere volmachten verlenen aan één of meer personen. De vennootschap wordt geldig vertegenwoordigd door deze…”deed of 30-06-2023
Full text
Het bestuursorgaan mag bijzondere volmachten verlenen aan één of meer personen. De vennootschap wordt geldig vertegenwoordigd door deze bijzondere volmachtdragers binnen de grenzen van hun volmacht. Wanneer de vennootschap optreedt als bestuurder van andere vennootschappen, wordt de vennootschap enkel rechtsgeldig vertegenwoordigd door de vaste vertegenwoordiger die alleen handelt. Algemene vergadering - Organisatie en bijeenroeping Ieder jaar wordt een gewone algemene vergadering van aandeelhouders gehouden op de zetel, de laatste vrijdag van de maand juni, om 16.00 uur. Valt de hierboven bepaalde datum op een wettelijke feestdag dan wordt de algemene vergadering verschoven naar de eerstvolgende werkdag. Indien er
Mandates through the years
2 names, the dashed line is todayMOREAU Frederik Filip Julia
Statutory director
Statutory director
Moreau Frederic
Statutory director
Statutory director
BoardEarlierend not dated
Mandates as a list
- MOREAU Frederik Filip Julia
- Statutory director, appointed by deed of 30-06-2023, still in office
- Moreau Frederic
- Statutory director, appointed by deed of 30-06-2023, no longer listed in the 2025 annual accounts
Control
Founders
BOUSSE Veronique Huguette Ludwig, VANNIEUWENHUYZE Michaël André Helvina, MOREAU Frederik Filip Julia
This company
MIND8
Equity €5,956
Profit €1,352 in 2025
Capital
- Contribution
- €22,500
- Shares
- 22,500
- Contribution per share
- €1
- Equity per share
- €0.26 in 2025
- Source
- deed of 30-06-2023
Articles of association
deed of 30-06-2023 (in Dutch)- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimited
- Board ruleThese rules set how the board is made up, meets and takes decisions.
- At least 1 director“Algemene vergadering kan mandaat al dan niet statutair bestuurder steeds beëindigen wegens wettige reden,zonder opzeggingstermijn of…”“Collegiaal orgaan,beslist geldig wanneer meerderheid leden aanwezig of vertegenwoordigd,besluiten met meerderheid van stemmen, voeren…”
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 16:00
- Statutory auditorA statutory auditor is a registered auditor who checks the annual accounts. Small companies need not have one. According to the deed, the legal criteria do not require one here.
- No statutory auditor
Shareholders
At incorporation
deed of 30-06-2023 ↗
- BOUSSE Veronique Huguette Ludwig 7,500 shares (33.3%) · €7,500
- VANNIEUWENHUYZE Michaël André Helvina 7,500 shares (33.3%) · €7,500
- MOREAU Frederik Filip Julia 7,500 shares (33.3%) · €7,500
Network & group
No group
MIND8 has no parent and no holdings in its annual accounts. MOREAU Frederik Filip Julia is the only director.
At the same address
Gentsestraat 36, 8530 Harelbeke · 2 other companies| ALMO FOODS
registered office since 01-12-2014 · founded in 2011 |
total assets €480,880 (2025) 0838.733.660 |
| JEM Consultancy
registered office since 02-10-2024 |
founded in 2024 1014.507.261 |
Connections & network
1 connected companyThe connected companies are in the list below.
This company
Company
Director
Shareholding
+N: links not shown yet
Click a node to look further, drag to arrange, zoom with the mouse wheel.
Linked via shared directors
BALANCE LAB
via MOREAU Frederik Filip Julia · Director · deed of 15-12-2020
Founded in 2020 · total assets €95,911 (2025)
→
Timeline
Timeline
5 events since 2023Filings
Financial
Establishments
2023202420252026
Deadline for the 2026 accounts: 31-07-2027
2026
Annual accounts 2025 filed NBBmicro format · 9 days before the deadline
2025
Back to profit net €1,352 The net result is €1,352, after one loss-making year.
Annual accounts 2024 filed PDFmicro format · 27 days late
2023
IncorporationFounding capital of €22,500, 22,500 shares · Founders: BOUSSE Veronique Huguette Ludwig, VANNIEUWENHUYZE Michaël André Helvina and MOREAU Frederik Filip Julia · Appointments: Moreau Frederic (statutory director) and MOREAU Frederik Filip Julia (statutory director) · published on 30-06-20237 points ▸
- Registered office clause, Gentsestraat 36/0101, 8530 Harelbeke
- Director appointment, Moreau Frederic (statutory director)
- Founder, BOUSSE Veronique Huguette Ludwig
- Founder, VANNIEUWENHUYZE Michaël André Helvina
- Founder, MOREAU Frederik Filip Julia
- Founding capital, €22,500, 22,500 shares
- Director appointment, MOREAU Frederik Filip Julia (statutory director)
- The deed holds 3 more points.
First establishment Gentsestraat 36, Harelbeke
Financial milestones sit on the financial year-end date, not the filing date.
Sources: Publications in the Belgian Official GazetteFilings with the National Bank
History
On 28 June 2023, MIND8 was incorporated as a private limited company by three natural persons, with a starting capital of €22,500.12 MOREAU Frederik Filip Julia is statutory director of the company, appointed by deed of 30-06-2023.2 The company has filed 2 sets of annual accounts, the latest for financial year 2025.3
Company details
Identity
- Enterprise number
- 0803.319.257
- VAT number
- BE 0803.319.257
- Legal form
- Private limited company
- Status
- Active, normal situation
- Founded
- 28-06-2023
- Financial year
- ends on 31 December
- Annual meetingThe shareholders approve the annual accounts, among other things, at the annual meeting.
- Last Friday of June at 16:00deed of 30-06-2023 (in Dutch)
- Peppol
- Not found in the Peppol Directory
- Name
- MIND8 in Dutch
- Entity type
- Legal entity
- DurationMost companies exist for an unlimited period, until they are dissolved.
- Unlimiteddeed of 30-06-2023 (in Dutch)
- Name clauseThe company operates under this name according to its articles.
- MIND8deed of 30-06-2023 (in Dutch)
- Registered office clauseThe articles name the region of the registered office. The language of official documents depends on that region, among other things.
- “Vlaams Gewest”deed of 30-06-2023 (in Dutch)
Activities
NACEBEL 202596999
Other personal services main activity
Codes under NACEBEL 2008
96099
Personal service activities main activity
- PurposeThe purpose describes the activities the company may carry out under its articles.
- “Creëren en aanbieden van een digitaal platform met als doel het welzijn ‘op het werk’ te verbeteren; Via een digitaal platform…”deed of 30-06-2023 (in Dutch)
17 activities
- Creëren en aanbieden van een digitaal platform met als doel het welzijn ‘op het werk’ te verbeteren.
- Via een digitaal platform welzijnstrajecten aanbieden aan de medewerkers van eventuele potentiële klanten.
- Het aanbieden van opleidingen die bijdragen aan de werksfeer en ook persoonlijke sfeer van potentiële klanten en hun werknemers, dit via een digitaal platform
- Het beheren en uitbaten van groepspraktijken met betrekking tot mentale en fysisch welzijn (onroerend goed)
- Het uitbrengen van een eigen certificaat of kwaliteitslabel
- Het geven van opleidingen
- Het organiseren van sportevenementen
- Het geven van adviezen aan bedrijven op gebied van bedrijfsbeheer, adviesbureaus op het gebied van bedrijfsvoering
- Het geven van adviezen in marketing, verkooptechnieken, netwerkmarketing, …
- Het optreden als commissionair, tussenpersoon in de handel, handelsvertegenwoordiger, …
- Overige zakelijke dienstverlening
- Het geven van trainingen, opleidingen, coaching van personen individueel en/of in groep
- Het geven van workshops
- Overige persoonlijke diensten
- Het geven van adviezen, het opmaken van studies, het voorbereiden en opstarten van organisatiesystemen, het in toepassing brengen van systemen voor gegevensverwerkingen alle technieken in verband met het technisch, administratief, economisch, commercieel, sociaal en algemeen beheer van ondernemingen van industriële of dienstverlenende aard;
- Het verzorgen van alle mogelijke administratieve en secretariaatsdiensten in de meest ruime zin;
- Het verstrekken en de begeleiding van (beroeps)opleidingen, onderwijs, (her)scholing en dit zowel op permanente als up occasionele wijze, zowel volgens de traditionele onderwijsmethodes, als schriftelijk of audio-visueel;
Registered office and establishments
1 establishment| Establishment | Since | Unit number |
|---|---|---|
| Gentsestraat 36 registered office 8530 Harelbeke | 28-06-2023 | 2.347.098.013 |
Buildings and parcels at the address
- Ground area
- 277 m²
- Buildings
- 263 m²
- Volume, LiDAR
- 1,774 m³
- Tallest building
- 14.2 m
Buildings to scale, each on its own parcel
Parcels
| Cadastral parcel | Area | Buildings | Height / floors |
|---|---|---|---|
| 34013A0543/00E000 | 277 m² | 1 · 263 m² | 14.2 m · 2 |