JOINTA
ActiveSummary
JOINTA has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €39k and a net result of €37k. Equity is growing by ~329.4% per year across the filed fiscal years. Its solvency ranks better than 65% of 4621 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.3% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+7
Solvency71▲+40
Growth78=
Track record94
Bankruptcy probability, 12 months
1.3%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2.5k at 30 days acceptable
Liquidity ample (current ratio 1.87 against 1.06 in 2024; short-term debt: 53.6% and cash: 0.3% of total assets), but 53.6% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
46.4%
Return on assets
43.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-07-2026, 9 days ahead of the deadline.
NBB · 3 filingsDeviation from the deadline
2025
9 d early
2024
1 d early
2023
7 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€39k▲ 1,399%
2024 · €3k
2023: €-7k
2024: €3k
2023 → 2025
Total assets
€84k▲ 94.2%
2024 · €43k
2023: €15k
2024: €43k
2023 → 2025
Net result
€37k▲ 280%
2024 · €10k
2023: €-10k
2024: €10k
2023 → 2025
Working capital
€39k▲ 1,399%
2024 · €3k
2023: €-7k
2024: €3k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€-7k-€3k€39k▲ 1,399%
Operating result€-10k-€10k€47k▲ 372%
Net result€-10k-€10k€37k▲ 280%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has risen two years in a row; 2025 is 372% above 2024 and is the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €84k
Equity
€39k ▲ 1,399%
Debt
€45k ▲ 10.7%
Debt's share of the balance-sheet total falls from 94.0% to 53.6%. Equity and debt are higher.
Key figures and ratios
Current ratio
1.87▲
2024 · 1.06
Debt to equity
1.15▼
2024 · 15.63
ROE
93.3%▼
2024 · 368.4%
ROA
43.3%▲
2024 · 22.2%
Debt ≤ 1 year
€45k▲
2024 · €41k
Income taxes
€9k▲
2024 · €216
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 35 lines
Balance sheet
Code20242025
Assets
Total assets20/58€43k€84k▲
Current assets29/58€43k€84k▲
Amounts receivable within one year40/41€43k€84k▲
Trade receivables40€43k€82k▲
Other amounts receivable41€554€2k▲
Cash at bank and in hand54/58€40€266▲
Equity and liabilities
Total equity and liabilities10/49€43k€84k▲
Equity10/15€3k€39k▲
Contributions10/11€3k€3k=
Reserves13€116€37k▲
Distributable reserves133€116€37k▲
Profit (loss) carried forward14€0-
Amounts payable17/49€41k€45k▲
Amounts payable within one year42/48€41k€45k▲
Trade debts44€5k€32k▲
Suppliers440/4€5k€32k▲
Taxes, remuneration and social security45€26k€10k▼
Taxes450/3€26k€10k▼
Other amounts payable47/48€10k€3k▼
Income statement
Code20242025
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€46k€-31k▼
Other operating charges640/8€2k€844▼
Gross operating margin9900€58k€17k▼
Operating profit (loss)9901€10k€47k▲
Financial income75/76B€24€32▲
Recurring financial income75€24€32▲
Financial charges65/66B€147€1k▲
Recurring financial charges65€147€1k▲
Profit (loss) for the period before taxes9903€10k€46k▲
Income taxes67/77€216€9k▲
Profit (loss) for the period9904€10k€37k▲
Profit (loss) for the period to be appropriated9905€10k€37k▲
Appropriation of the result
Profit (loss) to be appropriated9906€116€37k▲
Profit (loss) brought forward from the previous period14P€-10k€0▲
Transfer to equity691/2€116€37k▲
To other reserves6921€116€37k▲
The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
22-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2023net €37k ▲280%
Operating result €47k, net result €37k, both a record.
30-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Back to profitnet €10k
Net result €10k after one loss-making year.
24-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kapellen · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hoogboomsteenweg 1762950 KapellenGround area
693 m²
Building footprint
255 m²
Volume, LiDAR
1,936 m³
Parcel 11362M0402/00C002, Flanders · tallest building 11.6 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
JOINTA
since 20232.344.754.670
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11362M0402/00C002 | Flanders | 693 m² | 1 · 255 m² | 11.6 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
TAKTI COACHING
BE 1015.608.806
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DI RENZO
BE 0678.493.818
Herstal · Eq €39,348
Wilma Logistics
BE 0781.446.351
Sint-Pieters-Leeuw · Eq €39,093
MASCH
BE 0475.729.372
Herk-de-Stad · Eq €39,043
Vercotra
BE 0639.762.312
Grimbergen · Eq €39,481
Of 7,006 companies in sector 96999 we hold annual accounts for 602. 431 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-04-2023
Fiscal year end31-12
Activities, NACEBEL 2025
96999Other personal services
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.