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Mind OSS

Active
Public limited companyfounded 20251 yr activeGaston Geenslaan 10, 3001 Leuven, BelgiumKBO/BCE: BE 1025.009.589
Summary

Mind OSS has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.5m and a net result of €427,143. Its solvency ranks better than 45% of 1452 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).

Checked score

Score 2025
Axes
Profitability80
Solvency57
Growth-
Track record67
Bankruptcy probability, 12 months
0.2% Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €95,000 at 30 days only on tighter terms
Liquidity short (current ratio 0.48; short-term debt: 67.5% and cash: 2.1% of total assets), and 67.5% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Computer programming, consultancy and related activities (NACE 62)
about 64% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
32.5%
Return on assets
9.2%
Age of the figures
9 mo
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 05-08-2026, 5 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filing
Deviation from the deadline
2025
5 d late
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

Mind OSS was incorporated on 2 July 2025 as a Public limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€427,143
Working capital
-€1.6m
Balance-sheet composition
Assets €4.7m
Fixed assets €3.2m
Current assets €1.5m
Equity and liabilities €4.7m
Equity €1.5m
Debt €3.1m
Debt finances 67.5% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€1.5m
Cash flow
€1.5m
Current ratio
0.48
Debt to equity
2.08
ROE
28.3%
ROA
9.2%
Interest coverage
25.88
Debt ≤ 1 year
€3.1m
Income taxes
-€35,000
Staff costs
€2.9m

Peer companies

Historical observation

Of the 144 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 95% are still going.

  • Small
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
4.2% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.2% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 144 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 44 lines
Balance sheet Code2025
Assets
Total assets20/58€4.7m
Fixed assets21/28€3.2m
Intangible fixed assets21€3.2m
Tangible fixed assets22/27€2,506
Plant, machinery and equipment23€1,137
Furniture and vehicles24€1,369
Current assets29/58€1.5m
Amounts receivable within one year40/41€1.3m
Trade receivables40€533,820
Other amounts receivable41€762,621
Cash at bank and in hand54/58€99,702
Deferred charges and accrued income490/1€103,163
Equity and liabilities
Total equity and liabilities10/49€4.7m
Equity10/15€1.5m
Contributions10/11€265,396
Capital10€265,396
Issued capital100€265,396
Profit (loss) carried forward14€1.2m
Amounts payable17/49€3.1m
Amounts payable within one year42/48€3.1m
Financial debts43€2.2m
Credit institutions430/8€2.2m
Trade debts44€531,342
Suppliers440/4€531,342
Taxes, remuneration and social security45€418,579
Taxes450/3€88,651
Remuneration and social security454/9€329,928
Accrued charges and deferred income492/3€3,312
Income statement Code2025
Remuneration, social security and pensions62€2.9m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.1m
Other operating charges640/8€663
Gross operating margin9900€4.4m
Operating profit (loss)9901€436,540
Financial income75/76B€13,423
Recurring financial income75€13,423
Financial charges65/66B€57,820
Recurring financial charges65€57,820
Profit (loss) for the period before taxes9903€392,143
Income taxes67/77-€35,000
Profit (loss) for the period9904€427,143
Profit (loss) for the period to be appropriated9905€427,143
Appropriation of the result
Profit (loss) to be appropriated9906€427,143
Transfer from equity791/2€818,601
Social balance
Average headcount (FTE)908726.0

The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Remuneration, social security and pensions62€2.9m
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1.1m
Other operating charges640/8€663
Gross operating margin9900€4.4m
Operating profit (loss)9901€436,540
Financial income75/76B€13,423
Recurring financial income75€13,423
Financial charges65/66B€57,820
Recurring financial charges65€57,820
Profit (loss) for the period before taxes9903€392,143
Income taxes67/77-€35,000
Profit (loss) for the period9904€427,143
Profit (loss) for the period to be appropriated9905€427,143
Line2025
Assets
Total assets20/58€4.7m
Fixed assets21/28€3.2m
Intangible fixed assets21€3.2m
Tangible fixed assets22/27€2,506
Plant, machinery and equipment23€1,137
Furniture and vehicles24€1,369
Current assets29/58€1.5m
Amounts receivable within one year40/41€1.3m
Trade receivables40€533,820
Other amounts receivable41€762,621
Cash at bank and in hand54/58€99,702
Deferred charges and accrued income490/1€103,163
Equity and liabilities
Total equity and liabilities10/49€4.7m
Equity10/15€1.5m
Contributions10/11€265,396
Capital10€265,396
Issued capital100€265,396
Profit (loss) carried forward14€1.2m
Amounts payable17/49€3.1m
Amounts payable within one year42/48€3.1m
Financial debts43€2.2m
Credit institutions430/8€2.2m
Trade debts44€531,342
Suppliers440/4€531,342
Taxes, remuneration and social security45€418,579
Taxes450/3€88,651
Remuneration and social security454/9€329,928
Accrued charges and deferred income492/3€3,312
Line2025
Profit (loss) for the period9904€427,143
+ Depreciation and write-downs630€1.1m
Operating cash flow (approximation)€1.5m

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
05-08
NBB filing Annual accounts filed
fiscal year 2025 · full schema · 5 days late
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Leuven · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1.2 ha
Building footprint
1,177 m²
Parcel 24040B0224/00B000, Flanders. Linked by address, not a title deed.
5 companies at this address See who is registered here
1 establishment unit
Mind OSS
Gaston Geenslaan 10, 3001 LeuvenComputer programming
since 20252.376.619.566
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
24040B0224/00B000 Flanders 1.2 ha 1 · 1,177 m² -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2025 · 1 entry · 1,008 EUR awarded · 1,008 EUR paid
Year Entries awardedpaid
2025 1 1,008 EUR1,008 EUR
Schemes
1 entry · 1,008 EUR · 1,008 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector, comparable size

Of 16,915 companies in sector 62100 we hold annual accounts for 8,786. 3,224 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPublic limited company
Founded02-07-2025
Fiscal year end31-12
Activities, NACEBEL 2025
62100Computer programming
62200Computer consultancy and computer facilities management
Contact
Website www.mind.be
E-mail info@mind.be
E-invoicing
Reachable via Peppol
Peppol ID 0208:1025009589

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.