Mind Ally
ActiveSummary
The computed 12-month bankruptcy probability of Mind Ally is 2.5% (moderate). The 2025 annual accounts show equity of €64k and a net result of €9k. Equity is growing by ~17.4% per year across the filed fiscal years. The company has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
59
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. A confirmed filing finding caps the score. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability83▼-1
Solvency100▲+10
Growth52=
Track record94
Bankruptcy probability, 12 months
2.5%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €3.5k at 30 days only on tighter terms
Liquidity ample (current ratio 5.63 against 2.1 in 2024; short-term debt: 12.8% and cash: 14.4% of total assets), and 18.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
81.1%
Return on assets
11%
Age of the figures
15 mo
raises risk · Filed more than 90 days late
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 13-05-2026, 102 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 3 filingsDeviation from the deadline
2025
102 d late
2024
238 d late
2023
589 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€64k▲ 15.8%
2024 · €55k
2023: €44k
2024: €55k
2023 → 2025
Total assets
€79k▼ 7.8%
2024 · €85k
2023: €73k
2024: €85k
2023 → 2025
Net result
€9k▼ 17.6%
2024 · €11k
2023: €34k
2024: €11k
2023 → 2025
Working capital
€47k▲ 68.4%
2024 · €28k
2023: €1k
2024: €28k
2023 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€44k-€55k▲ 23.7%€64k▲ 15.8%
Operating result€49k-€15k▼ 69.6%€12k▼ 17.2%
Net result€34k-€11k▼ 69.5%€9k▼ 17.6%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 17% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €79k
Fixed assets
€22k ▼ 32.5%
Current assets
€57k ▲ 7.5%
Equity and liabilities €79k
Equity
€64k ▲ 15.8%
Debt
€15k ▼ 50.7%
Debt's share of the balance-sheet total falls from 35.4% to 18.9%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€25k▼
2024 · €28k
Cash flow
€22k▼
2024 · €24k
Current ratio
5.63▲
2024 · 2.10
Debt to equity
0.23▼
2024 · 0.55
ROE
13.6%▼
2024 · 19.1%
ROA
11.0%▼
2024 · 12.4%
Interest coverage
350.96▲
2024 · 344.81
Debt ≤ 1 year
€10k▼
2024 · €25k
Income taxes
€4k▼
2024 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€85k€79k▼
Fixed assets21/28€32k€22k▼
Intangible fixed assets21€23k€13k▼
Tangible fixed assets22/27€10k€9k▼
Furniture and vehicles24€10k€7k▼
Other tangible fixed assets26-€2k
Current assets29/58€53k€57k▲
Amounts receivable within one year40/41€25k€23k▼
Trade receivables40€17k€20k▲
Other amounts receivable41€8k€3k▼
Cash at bank and in hand54/58€11k€11k▼
Deferred charges and accrued income490/1€16k€22k▲
Equity and liabilities
Total equity and liabilities10/49€85k€79k▼
Equity10/15€55k€64k▲
Contributions10/11€10k€10k=
Reserves13€45k€54k▲
Distributable reserves133€45k€54k▲
Amounts payable17/49€30k€15k▼
Amounts payable within one year42/48€25k€10k▼
Trade debts44€4k€85▼
Suppliers440/4€4k€85▼
Taxes, remuneration and social security45€21k€10k▼
Taxes450/3€19k€10k▼
Remuneration and social security454/9€3k-
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€14k€13k▼
Other operating charges640/8€247€578▲
Gross operating margin9900€29k€26k▼
Operating profit (loss)9901€15k€12k▼
Financial income75/76B-€0
Recurring financial income75-€0
Financial charges65/66B€82€72▼
Recurring financial charges65€82€72▼
Profit (loss) for the period before taxes9903€15k€12k▼
Income taxes67/77€4k€4k▼
Profit (loss) for the period9904€11k€9k▼
Profit (loss) for the period to be appropriated9905€11k€9k▼
Appropriation of the result
Profit (loss) to be appropriated9906€11k€9k▼
Transfer to equity691/2€11k€9k▼
To other reserves6921€11k€9k▼
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
13-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 102 days late
2025
26-09
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 238 days late
11-09
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 589 days late
30-06
Financial
Weakest financial yearnet €9k ▼17.6%
Net result drops to €9k, the lowest in the series.
30-06
Financial
Liquidity triplescurrent ratio 5.63
Current ratio from 2.10 to 5.63; short-term debt falls from €25k to €10k.
2024
30-06
Financial
Liquidity doublescurrent ratio 2.10
Current ratio from 1.05 to 2.10; short-term debt falls from €25k to €25k.
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deinze · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Kapellestraat 1139800 DeinzeGround area
187 m²
Building footprint
105 m²
Volume, LiDAR
540 m³
Parcel 44004B0434/00V004, Flanders · tallest building 7.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Mind Ally
since 20212.325.115.833
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 44004B0434/00V004 | Flanders | 187 m² | 1 · 105 m² | 7.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-09-2021
Fiscal year end30-06
Sources
Crossroads Bank for EnterprisesNational Bank · 3 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.