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MILOT Construct

Active
Private limited companyfounded 201016 yrs activeGeneraal Bernheimlaan 76, 1040 Etterbeek, BelgiumKBO/BCE: BE 0828.915.478

MILOT Construct has been active since 2010 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €175k and a net result of €36k. Equity is growing by ~13.2% per year across the filed fiscal years. Its solvency ranks better than 75% of 9982 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 1.5% (low).

Checked score

Score 2024
82 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability86▲+5
Solvency91▲+13
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
1.5% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €14k at 30 days acceptable
Liquidity ample (current ratio 2.69 against 2.04 in 2023; short-term debt: 27% and cash: 60.7% of total assets), and 33.6% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Five signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 16 years 0 20 y
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
29 d late
2023
30 d late
2022
30 d late
2021
31 d early
2020
30 d late
2019
37 d early
← before the deadline after the deadline →
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2024, micro schema

Equity
€175k▲ 26.2%
2023 · €138k
2018: €54k 2019: €83k 2020: €125k 2021: €158k 2022: €149k 2023: €138k
2018 → 2024
Total assets
€263k▲ 1.3%
2023 · €260k
2018: €126k 2019: €139k 2020: €181k 2021: €342k 2022: €290k 2023: €260k
2018 → 2024
Net result
€36k▲ 46.1%
2023 · €25k
2018: €25k 2019: €29k 2020: €42k 2021: €33k 2022: €-8k 2023: €25k
2018 → 2024
Working capital
€120k▲ 34.8%
2023 · €89k
2018: €22k 2019: €48k 2020: €90k 2021: €105k 2022: €93k 2023: €89k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20202021202220232024Trend
Equity€125k-€158k▲ 26.4%€149k▼ 5.3%€138k▼ 7.3%€175k▲ 26.2%
Operating result€64k-€45k▼ 28.8%€-4k€33k€50k▲ 50.8%
Net result€42k-€33k▼ 21.0%€-8k€25k€36k▲ 46.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-20k€0€20k€40k€60kOperating result 2020: €64k€64kNet result 2020: €42k€42kOperating result 2021: €45k€45kNet result 2021: €33k€33kOperating result 2022: €-4k€-4kNet result 2022: €-8k€-8kOperating result 2023: €33k€33kNet result 2023: €25k€25kOperating result 2024: €50k€50kNet result 2024: €36k€36k20202021202220232024
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 51% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €263k
Fixed assets €72k▼ 15.8%
Current assets €191k▲ 9.7%
Equity and liabilities €263k
Equity €175k▲ 26.2%
Debt €89k▼ 27.1%
The debt ratio falls from 46.8% to 33.6%. Equity is higher and debt is lower.
Key figures and ratios
2024 value · change against 2023
EBITDA
€66k
2023 · €48k
Cash flow
€52k
2023 · €40k
Solvency
66.4%
2023 · 53.2%
Current ratio
2.69
2023 · 2.04
Quick ratio
2.69
2023 · 2.04
Debt / equity
0.51
2023 · 0.88
ROE
20.8%
2023 · 18.0%
ROA
13.8%
2023 · 9.6%
Interest coverage
63.52
2023 · 8.34
Debt
€89k
2023 · €122k
Debt ≤ 1 year
€71k
2023 · €85k
Debt > 1 year
€17k
2023 · €36k
Income taxes
€14k
2023 · €8k
Staff costs
€110k
2023 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet Code20232024
Assets
Total assets20/58€260k€263k
Fixed assets21/28€86k€72k
Tangible fixed assets22/27€85k€72k
Plant, machinery and equipment23€2k€2k
Furniture and vehicles24€9k€5k
Leasing and similar rights25€74k€65k
Financial fixed assets28€452€317
Current assets29/58€174k€191k
Amounts receivable within one year40/41€43k€20k
Trade receivables40€27k€2k
Other amounts receivable41€16k€18k
Cash at bank and in hand54/58€118k€160k
Deferred charges and accrued income490/1€13k€11k
Equity and liabilities
Total equity and liabilities10/49€260k€263k
Equity10/15€138k€175k
Contributions10/11€6k€6k=
Reserves13€130k€166k
Distributable reserves133€130k€166k
Profit (loss) carried forward14€3k€3k
Amounts payable17/49€122k€89k
Amounts payable after more than one year17€36k€17k
Financial debts170/4€36k€17k
Amounts payable within one year42/48€85k€71k
Current portion of amounts payable after more than one year42€19k€19k
Trade debts44€20k€18k
Suppliers440/4€20k€18k
Taxes, remuneration and social security45€4k€23k
Taxes450/3€2k€12k
Remuneration and social security454/9€1k€11k
Other amounts payable47/48€43k€11k
Accrued charges and deferred income492/3€13-
Income statement Code20232024
Non-recurring operating income76A€16k-
Remuneration, social security and pensions62€113k€110k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€15k€15k
Other operating charges640/8€1k€499
Gross operating margin9900€163k€177k
Operating profit (loss)9901€33k€50k
Financial income75/76B€5k€642
Recurring financial income75€5k€642
Financial charges65/66B€6k€1k
Recurring financial charges65€6k€1k
Profit (loss) for the period before taxes9903€32k€50k
Income taxes67/77€8k€14k
Profit (loss) for the period9904€25k€36k
Profit (loss) for the period to be appropriated9905€25k€36k
Appropriation of the result
Profit (loss) to be appropriated9906€27k€39k
Profit (loss) brought forward from the previous period14P€3k€3k
Transfer from equity791/2€36k-
Transfer to equity691/2€25k€36k
To other reserves6921€25k€36k
Profit to be distributed694/7€36k-
Return on contributions (dividend)694€36k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Download as CSV

Timeline · acts, filings and financial milestones

2025
29-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial Equity above €150kEq €175k ▲26.2%
2 profitable years in a row build equity to €175k.
30-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 30 days late
2023
31-12
Financial Back to profitnet €25k
Net result €25k after one loss-making year.
30-08
NBB filing Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
31-12
Financial Weakest financial yearnet €-8k ▼126%
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
30-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial Equity above €150kEq €158k ▲26.4%
4 profitable years in a row build equity to €158k.
30-08
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 30 days late
2020
31-12
Financial Highest result since 2018net €42k ▲42.5%
Operating result €64k, net result €42k, both a record.
31-12
Financial Equity above €100kEq €125k ▲50.2%
3 profitable years in a row build equity to €125k.
24-06
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
03-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
26-06
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
04-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
2016
08-06
NBB filing Annual accounts filed
fiscal year 2015 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2010
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Generaal Bernheimlaan 761040 Etterbeek
Ground area
154 m²
Building footprint
94 m²
Volume, LiDAR
1,161 m³
Parcel 21363B0404/00T011, Brussels · tallest building 15.2 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
MILOT CONSTRUCT
Generaal Bernheimlaan 76, 1040 EtterbeekSpecialised construction activities
since 20102.199.599.912
1 parcel
Brussels 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
21363B0404/00T011 Brussels 154 m² 1 · 94 m² 15.2 m · 4 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 29,810 companies in sector 41001 we hold annual accounts for 16,041. 12,360 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded01-09-2010
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
43410Roofing work
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers

Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.

Contact details

2 entries
E-mail:milot.construct@gmail.com
Enterprise
Fax:065/225638
Enterprise