Millesime 2013 · Checked.be

Summary

Conclusion

the dossier summarised in one paragraph

The computed 12-month bankruptcy probability of Millesime 2013 is 2.5% (moderate). The 2025 annual accounts show equity of €155k and a net result of €23k. Equity is growing by ~37.5% per year across the filed fiscal years. Its solvency ranks better than 54% of 1106 sector peers (fiscal year 2025). The company has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 7 annual accounts.

Signals

2 signals · with evidence

Consistently profitable

Positive net result in the two most recent financial years (2023 and 2025).

View the result trend

Growing equity

Equity grew over 2022-2025. Profits are largely retained rather than distributed.

View the equity trend

Signals are derived from the filed annual accounts and the sector comparison. No composite score: each signal is separately verifiable at the source.

Filing behaviour

From the deposit records, complete market-wide

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 23-06-2026, 38 days ahead of the deadline. This speaks to administrative punctuality and says nothing about the financial position.

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

How we compute the deadline

The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.

Deadline per financial year

Year closed	Due by	Filed	Variance	Reference
31-12-2025	31-07-2026	23-06-2026	38 d early	2026-00193618
31-12-2023	31-07-2024	09-01-2025	162 d late	2025-00003054
31-12-2022	31-07-2023	20-07-2023	11 d early	2023-00264065
31-12-2021	31-07-2022	08-07-2022	23 d early	2022-20182852
31-12-2020	31-07-2021	23-07-2021	8 d early	2021-39600127
31-12-2019	31-07-2020	30-06-2020	31 d early	2020-25300516
31-12-2018	31-07-2019	12-07-2019	19 d early	2019-32500109
31-12-2017	31-07-2018	13-07-2018	18 d early	2018-33100420
31-12-2016	31-07-2017	13-07-2017	18 d early	2017-32600091
31-12-2015	31-07-2016	16-06-2016	45 d early	2016-18200027

Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.

Trust signals

2 signals

Established

Founded in 2014, 12 years in business.

No legal incidents

No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.

Administrative Flags

No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

Bankruptcy probability (12 mo)

Checked model v1 · free for everyone

2.5% Moderate

0%0,5%1,5%4%10%≥25%

Higher-failure-rate sector +Higher-failure-rate region +Annual accounts: healthy financial profile −

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Financials

Turnover€337k

EBIT margin9.2%

Net result€23k-16.9%

Working capital€164k+48.4%

CSV export

Annual accounts & ratios

Source: NBB · 2025

Annual accounts filed on 23-06-2026 with the NBB · fiscal year 2025 · micro

RevenueOperating resultNet result

Trajectory (indicative)

Projection over 3 fiscal years from the filed annual accounts, not a forecast, the extended trend.

growing Net result: growth of ~30.9%/year over 7 fiscal years, indicative, assuming unchanged policy.

Solid line = filed figures · dashed = extended trend · area = indicative range.

How do we compute this?

The trend is a robust median of all pairwise slopes between fiscal years (Theil-Sen), so a single odd year cannot hijack the line. For strictly positive series we also fit a log variant (compound annual growth) and keep whichever describes the figures best.

The area around the projection is 1.8 × the median absolute deviation from the trend, widening each year ahead (×1 / ×1.6 / ×2.2), with a minimum of 8% of the last value. It is an indicative range, not a statistical confidence interval.

A series whose deviations exceed 35% of its level is too volatile: we then deliberately show no projection. Every projection assumes unchanged policy and is blind to non-public information (order book, contracts, funding rounds).

Sector comparison

Fiscal year 2025 · NACE 56, Food & beverage service · compared within the same schema type (micro schema)

Metric	This company	Sector median	Position in the sector
Solvency	29.8%	25.6%	better than 54% of 1106 sector peers
Net result	€23k	€7k	better than 71% of 1108 sector peers
Equity	€155k	€22k	better than 91% of 1110 sector peers
Gross operating margin	€40k	€63k	better than 39% of 1104 sector peers
Staff costs	€3k	€51k	higher than 12% of 808 sector peers

Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.

Sector position over time

Percentile per fiscal year versus peers that filed figures, computed year by year (a year without enough peers is absent).

Solvency P54

Improving position over 2020-2025 · n=1106-4885

Net result P71

Weakening position over 2020-2025 · n=1108-4875

Equity P91

Improving position over 2020-2025 · n=1110-4900

Gross operating margin P39

Weakening position over 2020-2025 · n=1104-4858

Describes the position versus peers, not a forecast.

Revenue

€337k

- 18-25

EBITDA

€32k

-32.6% 18-25

Net profit

€23k

-16.9% 18-25

Cash flow

€25k

-26.3% 18-25

Total assets

€520k

+186.8% 18-25

Equity

€155k

+41.5% 18-25

Working capital

€164k

+48.4% 18-25

Employees (FTE)

4

-18.6% 18-25

Show 14 other metrics

Staff costs

€3k

-88.2% 18-25

Income taxes

€8k

-25.0% 18-25

Debt

€365k

+408.6% 18-25

Debt ≤ 1y

€356k

+459.4% 18-25

Debt > 1y

€0

-100.0% 18-25

Current ratio

1.46

-46.7% 18-25

Quick ratio

1.45

-46.1% 18-25

Solvency

29.8%

-50.6% 18-25

Debt / equity

2.35

+259.4% 18-25

ROE

14.9%

-41.3% 18-25

ROA

4.4%

-71.0% 18-25

Net margin

6.9%

- 18-25

EBITDA margin

9.6%

- 18-25

Interest coverage

153.14

+1351.2% 18-25

Figures by fiscal year

Highlight YoY changes (±10%)

Fiscal year	2025
Deposit	micro
Revenue	€337k
EBITDA	€32k
Net profit	€23k
Cash flow	€25k
Staff costs	€3k
Income taxes	€8k
Dividends	-
Total assets	€520k
Equity	€155k
Debt	€365k
of which ≤ 1y	€356k
of which > 1y	-
Working capital	€164k
Employees (FTE)	-

Ratios (computed)

	2025
Current ratio	1.46
Quick ratio	1.45
Working capital ratio	31.6%
Solvency	29.8%
Debt / equity	2.35
Long-term debt ratio	-
Interest coverage	153.14
Gross margin	11.9%
Net margin	6.9%
ROA	4.4%
ROE	14.9%
EBITDA margin	9.6%
Days sales outstanding	390d
Days payable outstanding	113d
Inventory turnover	84.81
Days inventory (DSI)	4d

Balance-sheet composition 2025

Assets

Fixed assets €420 · 0.1% Current assets €520k · 99.9%

Equity & liabilities

Equity €155k · 29.8% Debt €365k · 70.2%

Full annual accounts (24 line items)

Filed balance sheet and income statement, exactly as deposited with the NBB.

Line item	Code	2025
Balance sheet, Assets
TOTAL ASSETS	20/58	€520k
Fixed assets	21/28	€420
Tangible fixed assets	22/27	€0
Financial fixed assets	28	€420
Current assets	29/58	€520k
Stocks & contracts in progress	3	€4k
Amounts receivable within one year	40/41	€363k
Cash & bank	54/58	€21k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES	10/49	€520k
Equity	10/15	€155k
Contributions / capital	10/11	€19k
Reserves	13	€100k
Accumulated profits (losses)	14	€37k
Amounts payable	17/49	€365k
Amounts payable within one year	42/48	€356k
Trade debts payable within one year	44	€92k
Income statement
Turnover	70	€337k
Gross operating margin	9900	€40k
Operating result	9901	€31k
Financial charges	65	€212
Result before taxes	9903	€31k
Income taxes	67/77	€8k
Net result for the period	9904	€23k
Result to be appropriated	9905	€23k

This table shows the latest fiscal year. 4 prior years, with figures and ratios, belong to a paid plan. See plans →

Ratios computed by Checked.

Health barometer

FY 2025 · computed

80 / 100 Excellent

050100

Computed from 6 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.

The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.

See plans →

Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.

Directors

Directors & mandates

4 directors

8 of this company's 8 Belgian State Gazette acts have not been read yet. Appointments and resignations recorded in them are missing below: a director who resigned there may therefore still show here as sitting. See the acts under Publications.

Current directors & mandates

El Ouahidi Karim Younes
Director
State Gazette act 21039724 (31-03-2021)

Current
08-03-2021 → present
2 events
- 08-03-2021 Appointed· Director
- 27-10-2020 Resigned· Director

Historic, not recently confirmed (1)

These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.

El Ouahidi Karim Younes M
Managing director
State Gazette act 16081970 (16-06-2016)

Not recently confirmed
last confirmed in an act from 2016

Former directors (2)

Lefebvre Roxane Marie Ghislaine
Director
State Gazette act 20132860 (12-11-2020)

Former
27-10-2020 → 08-03-2021
3 events
- 08-03-2021 Resigned· Director
- 27-10-2020 Appointed· Director
- 31-05-2016 Resigned· Managing director
Gilles Dimitri Jean Ghislaine
Managing director
State Gazette act 14213754 (27-11-2014)

Former
- → 12-05-2014

Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.

Insolvency mandates

No insolvency mandates (liquidators, administrators) on record for this company.

Legal Structure

NACE primary	Cafés en bars(56301)
Legal form	Private limited company (pre-2019)(015)
Incorporation	06-03-2014
Status	Active
Postal code	1030

Structure & network

Locations & real estate

Registered office

on the map · from the address register

exact location from the address register On OpenStreetMap

3 companies at this address See who is registered here

Establishment units

1 location

MILLESIME 2013

Allardstraat 7, 1030 SchaarbeekCafés en bars

since 20162.253.828.850

Physical sites registered in the Crossroads Bank for Enterprises (CBE).

Parcels1

Ground area81 m²

Buildings1

Building footprint74 m²

Volume (LiDAR)912 m³

Tallest building14.4 m · ±4 fl.

Real-estate footprint

Source: CBE × cadastre · address linking

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Brussels 1 (100%)