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Generated 12-08-2026
Active BE 0674.409.821Private limited company

MIK&A CONSTRUCT

Rue Jean Friot 12 ·6044 Charleroi, Belgium· 9 yrs active
Sector: Algemene bouw van residentiële gebouwen (41001)
Conclusion Checked

The computed 12-month bankruptcy probability of MIK&A CONSTRUCT is 1.1% (low). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. No processed annual-account figures are available; this conclusion rests on registry and State Gazette data only.

Based on State Gazette and CBE data.
Key figures
Active 9 yrs
Locations 1
Publications 5
Bankruptcy probability (12 mo) Checked model v1 · free
1.1% Low
0%0,5%1,5%4%10%≥25%
Higher-failure-rate sector +Higher-failure-rate region +

Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 2 signals
More than 3 years active
Founded in 2017, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags 0 events
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Financial overview5 NBB filings
Financials being processed
NBB has 5 filing(s) on record for this company, latest fiscal year 2024 (micro). The annual accounts are being processed.
Filings on record
Fiscal year Type Filed Reference
31-12-2024 micro 18-08-2025 2025-00394596
31-12-2023 micro 30-06-2024 2024-00220404
31-12-2022 micro 26-07-2023 2023-00299396
31-12-2021 micro 17-06-2022 2022-20085669
31-12-2020 micro 23-08-2021 2021-54600044
Directors & mandates 2 directors
Historic, not recently confirmed (2)
These mandates remain open in the register but have not been confirmed by a new act in over six years. They do not count as active directors.
  • ALBANESE Roseta
    Director
    State Gazette act 20089911 (05-08-2020)
    Not recently confirmed
    last confirmed in an act from 2020
    2 events
    • 05-08-2020 Mandate renewed· Director
    • 22-11-2018 Appointed· Manager
  • DEROME Michael
    Director
    State Gazette act 20089911 (05-08-2020)
    Not recently confirmed
    last confirmed in an act from 2020
    2 events
    • 05-08-2020 Mandate renewed· Director
    • 22-11-2018 Appointed· Manager
Full appointment history from the Belgian State Gazette. Permanent representatives are shown for corporate directors.
Legal Structure
NACE primary Algemene bouw van residentiële gebouwen(41001)
Legal form Private limited company(610)
Incorporation10-04-2017
StatusActive
Postal code6044
Establishment units 1 location
Mik&A Construct
Rue Jean Friot 10, 6044 CharleroiVervaardiging van geconfectioneerde stofferingsartikelen : gordijnen, bedgordijnen, rolgordijnen, meubelhoezen, enz
since 20172.265.597.326
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
52061A0153/00Z021 Wallonia 516 m² 1 · 94 m² 9.9 m · 3 fl.
52061A0153/00N005 Wallonia 287 m² 1 · 56 m² 9.9 m · 3 fl.
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 10 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2026
17-03-2026
State Gazette act Director changes
v3.2
2025
18-08-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
30-06-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
2023
26-07-2023
NBB filing Annual accounts filed
fiscal year 2022 · micro
2022
17-06-2022
NBB filing Annual accounts filed
fiscal year 2021 · micro
2021
23-08-2021
NBB filing Annual accounts filed
fiscal year 2020 · micro
2020
05-08-2020
State Gazette act Director changes
v3.2
2018
22-11-2018
State Gazette act Director changes
v3.2
2017
30-06-2017
State Gazette act Director changes
v3.2
24-04-2017
State Gazette act Incorporation
oprichting
Belgisch Staatsblad, acts 5 acts
All acts · 5 updated 4 months ago
2026
17-03-2026 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0674.409.821",
    "name_full": "MIK \u0026 A CONSTRUCT",
    "legal_form": "SRL"
  }
}
2020
05-08-2020 2 reappointed Director changes
  • DEROME Michael, Bestuurder
  • ALBANESE Roseta, Bestuurder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "DEROME Michael",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction du g\u00E9rant actuel et proc\u00E9d\u00E9 imm\u00E9diatement au renouvellement de la nomination comme administrateurs non statutaires pour une dur\u00E9e illimit\u00E9e, savoir: - Monsieur DEROME Michael, domicili\u00E9 \u00E0 6044 Charleroi (Roux), rue Jean Friot, 12;"
    },
    {
      "kind": "director_renew",
      "role": "bestuurder",
      "person": {
        "rrn": null,
        "name": "ALBANESE Roseta",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "L\u0027assembl\u00E9e g\u00E9n\u00E9rale a d\u00E9cid\u00E9 de mettre fin \u00E0 la fonction du g\u00E9rant actuel et proc\u00E9d\u00E9 imm\u00E9diatement au renouvellement de la nomination comme administrateurs non statutaires pour une dur\u00E9e illimit\u00E9e, savoir: - Madame ALBANESE Roseta, domicili\u00E9e \u00E0 6044 Charleroi (Roux), rue Jean Friot, 12."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0674.409.821",
    "name_full": "MIK \u0026 A CONSTRUCT ROSETA ALBANESE \u0026 MICHAEL DEROME",
    "legal_form": "SNC"
  }
}
2018
22-11-2018 2 directors appointed Director changes
  • Roseta Albanese, Zaakvoerder
  • Michael Derome, Zaakvoerder
Summary: v3.2
Technical details 
{
  "events": [
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Roseta Albanese",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Celle-ci sera remplac\u00E9e dans la soci\u00E9t\u00E9 par Madame Roseta Albanese."
    },
    {
      "kind": "director_in",
      "role": "zaakvoerder",
      "person": {
        "rrn": null,
        "name": "Michael Derome",
        "address": null,
        "birth_date": null
      },
      "evidence_quote": "Le nouveau dirigeant sera Monsieur Michael Derome."
    }
  ],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0674.409.821",
    "name_full": "MIK \u0026 A CONSTRUCT ANNICK CHENU \u0026 MICHAEL DEROME, EN ABREGE : MIK \u0026 A CONSTRUCT",
    "legal_form": "SNC"
  }
}
2017
30-06-2017 Change in the board of directors Director changes
Summary: v3.2
Technical details 
{
  "events": [],
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "subject_company": {
    "kbo": "0674.409.821",
    "name_full": "MIK \u0026 A CONSTRUCT ANNICK CHENU \u0026 MICHAEL DEROME, EN ABREGE : MIK \u0026 A CONSTRUCT",
    "legal_form": "SNC"
  }
}
24-04-2017 Incorporation of a new SNC Incorporation
Summary: oprichting
Technical details 
{
  "kind": "oprichting",
  "seat": "Rue des Cours 41, 6220 WANGENIES",
  "schema": "v3.2",
  "act_meta": {
    "model_id": 36,
    "extractor": "constrained-core-35b"
  },
  "founders": [
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1971-05-28",
        "name": "CHENU Annick",
        "niss": null,
        "address": "41, Rue des Cours, 6220 WANGENIES"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 250,
      "holder_person_name": "CHENU Annick",
      "is_subscriber_only": false,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 250,
      "is_anonymous_silent_partner": false
    },
    {
      "org": null,
      "kind": "natural_person",
      "person": {
        "dob": "1975-09-30",
        "name": "DEROME Mickael",
        "niss": null,
        "address": "10, Rue Jean Friot, 6044 ROUX"
      },
      "share_class": "Ordinary",
      "partner_role": null,
      "holder_org_kbo": null,
      "holder_org_name": null,
      "contribution_type": "cash",
      "amount_paid_in_eur": 250,
      "holder_person_name": "DEROME Mickael",
      "is_subscriber_only": false,
      "n_shares_subscribed": 5,
      "amount_subscribed_eur": 250,
      "is_anonymous_silent_partner": false
    }
  ],
  "capital_eur": 500,
  "subject_company": {
    "kbo": "0674.409.821",
    "name_full": "Mik\u0026A Construct Annick Chenu \u0026 Michael Derome",
    "legal_form": "SNC"
  },
  "initial_directors": [],
  "incorporation_date": "2017-04-10",
  "post_incorporation_mandates": []
}
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

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Company registry (CBE) Crossroads Bank
Activities
Algemene bouw van residentiële gebouwen41001Algemene bouw van residentiële gebouwen41201Overige gespecialiseerde bouwactiviteiten, neg43990Overige gespecialiseerde bouwwerkzaamheden43999
Primary activity highlighted.
Names & trade names
Legal nameFR MIK&A CONSTRUCT
Registered office
Rue Jean Friot 12
6044 Charleroi, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
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Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative