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Woonmaatschappij VIVUS

Active
Private limited companyfounded 1968active for 58 yearsMarktstraat 80, 8530 Harelbeke, BelgiumKBO/BCE: BE 0405.430.603
Summary

Woonmaatschappij VIVUS has been active since 1968 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €63.8m and a net result of €1.0m, of which €745,039 non-recurring income. Equity has been growing by about 10% per year since 2018. Its solvency ranks better than 34% of 5,797 sector peers (NACE 68, financial year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).

Overview

Official details

Source: KBO
Status
Active Normal situation
Activity
Real estate activities NACE 68202and 1 other
Joint committee
339 Approved social housing companies · annual accounts 2025
Establishment unit
2.228.683.381 8530 Harelbeke, since 01-01-1968
Financial year end
31 December
Peppol
Reachable since 13-06-2025

Board and ownership

Auditor
MOORE AUDIT BV

Financial position

85 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
0.4%
Annual accounts 2025
Turnover
€19.5m
▲ 4.2%
Profit
€1.0m
▲ 0.1%
Equity
€63.8m
▲ 1.3%
Total assets
€304.0m
▲ 3.3%
Employees on 31-12-2025
44
▲ 4.8%
Score breakdownraises riskLiquidity: current ratio 1.41, cash €10.8mEquity €63.8m (21.0% of total assets)Profit of €1.0m (financial year 2025)lowers riskSector: Real estate activities (NACE 68)Show the evidence

Checked score

Score 2025
85 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 57% of small companies in real estate (NACE 68)
Financial strength · tick: 2024
Average
Solvency 46=
equity 21.0% of total assets
Liquidity 54-1
short-term debt 3.7% · cash 3.5%
Profitability 57+1
return on assets 0.3%
Bankruptcy probability within 12 months
0.4% Very low
0%0.5%1.5%4%10%≥ 25%

About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (6,995 companies, NACE 68, small)
Last 24 months 12-2024: 0.3% 01-2025: 0.3%● unchanged vs 12-2024 02-2025: 0.3%● unchanged vs 01-2025 03-2025: 0.3%● unchanged vs 02-2025 04-2025: 0.3%● unchanged vs 03-2025lowest value 05-2025: 0.3%● unchanged vs 04-2025 06-2025: 0.3%● unchanged vs 05-2025 07-2025: 0.4%▲ +0.1 percentage points vs 06-2025highest value 08-2025: 0.4%● unchanged vs 07-2025highest value 09-2025: 0.4%● unchanged vs 08-2025highest value 10-2025: 0.4%● unchanged vs 09-2025highest value 11-2025: 0.4%● unchanged vs 10-2025highest value 12-2025: 0.4%● unchanged vs 11-2025highest value 01-2026: 0.4%● unchanged vs 12-2025highest value 02-2026: 0.4%● unchanged vs 01-2026 03-2026: 0.4%● unchanged vs 02-2026 04-2026: 0.4%● unchanged vs 03-2026 05-2026: 0.4%● unchanged vs 04-2026 06-2026: 0.4%● unchanged vs 05-2026highest value 07-2026: 0.4%● unchanged vs 06-2026highest value 08-2026: 0.4%● unchanged vs 07-2026highest value 09-2026: 0.4%● unchanged vs 08-2026highest value 10-2026: 0.4%● unchanged vs 09-2026highest value 11-2026: 0.4%● unchanged vs 10-2026highest value
Credit of up to €1,950,000 on 30-day terms is acceptable
Liquidity is tight, with a current ratio of 1.41 (1.26 in 2024), below the usual 1.5. Short-term debt is 3.7% and cash 3.5% of total assets. 79% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 41% of them on solvency, 78% on liquidity, 56% on profitability and 54% on growth.

The bankruptcy probability was computed on 04-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

The probability rests on the annual accounts with balance sheet date 31-12-2025.

Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 1.41, cash €10.8m
NBB · annual accounts
raises risk · Equity €63.8m (21.0% of total assets)
NBB · annual accounts
lowers risk · Sector: Real estate activities (NACE 68)
KBO
raises risk · Profit of €1.0m (financial year 2025)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-05-2026, 65 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
65 days early
2024
51 days early
2023
12 days early
2022
76 days early
2021
25 days early
2020
32 days early
2019
21 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 34 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 10 June (4 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
05-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Largest company by total assets in Harelbeke, Real estate sectorin the Checked rankings No. 1 View
  • Flemish supportawarded from 2022 to 2025 €19.9m View
  • Board changedlatest change 30-09-2026 · 17 in office 2 joined · 1 left View
  • Positive: 4 years of growth in a rowturnover 2025: €19.5m 4 years View
  • Positive: Filed on time since financial year 2020accounts within the deadline every year 6 years View
  • Public contracts awardedto 4 suppliers, 2019 to 2026 7 awards View

Recent changes

  1. · Gazette deed Change of role: Pietro lacopucci, from director to director general
  2. · Gazette deed Appointment: Ann Goerlandt (waarnemend algemeen directeur)Resignation: Koen Verdru (director general)
  3. · Gazette deed Amendment of the articlesCancellation of 117 shares
All 23 events

Comparable companies

These companies have the same main activity as Woonmaatschappij VIVUS: real estate activities (NACE 68202). They are comparable in size and age: total assets between €182m and €281m, founded between 1920 and 1968.

CompanyTotal assetsTurnover
Woonmaatschappij VIVUS Harelbeke€304.0m€19.5m
Providentia Asse€228.3m€20.8m
Woonmaatschappij Meetjesland Eeklo€256.0m€16.9m
Woonstroom Duffel€204.0m€16.0m
!MPULS MENEN-WERVIK Menen€213.9m€13.2m
WOONMAATSCHAPPIJ IJZER EN ZEE Veurne€182.3m€18.0m
Woonmaatschappij Woonpunt Waas Beveren-Kruibeke-Zwijndrecht€280.6m€21.2m
Full comparison

Key facts about Woonmaatschappij VIVUS

What is the company number of Woonmaatschappij VIVUS?
The company number of Woonmaatschappij VIVUS is 0405.430.603. The VAT number is the same number with BE in front: BE 0405.430.603.
Where is Woonmaatschappij VIVUS based?
The registered office is at Marktstraat 80, 8530 Harelbeke.Company details
What does Woonmaatschappij VIVUS do?
According to the KBO register, the main activity is real estate activities (NACE 68202).
What is the legal form of Woonmaatschappij VIVUS?
Woonmaatschappij VIVUS is a private limited company (BV).
When was Woonmaatschappij VIVUS founded?
Woonmaatschappij VIVUS was founded on 01-01-1968.
Is Woonmaatschappij VIVUS still active?
Yes, Woonmaatschappij VIVUS is an active enterprise in the KBO register.
How many employees does Woonmaatschappij VIVUS have?
Woonmaatschappij VIVUS had an average of 34.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does Woonmaatschappij VIVUS fall under?
In its 2025 annual accounts, Woonmaatschappij VIVUS states joint committee 339 (Approved social housing companies).
What is the turnover of Woonmaatschappij VIVUS?
The turnover of Woonmaatschappij VIVUS was €19.5m in financial year 2025, according to the filed annual accounts.
Is Woonmaatschappij VIVUS profitable?
In financial year 2025, Woonmaatschappij VIVUS made a profit of €1.0m.
Where can I find the annual accounts of Woonmaatschappij VIVUS?
Woonmaatschappij VIVUS filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of Woonmaatschappij VIVUS due?
Woonmaatschappij VIVUS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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