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MIJ

Active
Private limited companyfounded 20223 yrs activeOudesmidsestraat 20, 1700 Dilbeek, BelgiumKBO/BCE: BE 0792.922.639
Summary

The computed 12-month bankruptcy probability of MIJ is 3.1% (moderate). The 2025 annual accounts show equity of €63,446 and a net result of -€5,103. Equity is growing by ~9.7% per year across the filed fiscal years. The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes · tick = 2024
Profitability19▼-69
Solvency100=
Growth52=
Track record94
Bankruptcy probability, 12 months
3.1% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €4,000 at 30 days acceptable
Liquidity ample (current ratio 10.45 against 4.78 in 2024; short-term debt: 9.6% of total assets), and 9.6% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 3 years 0 10 y
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
7 d early
2024
31 d late
2023
396 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 3 accounts on average 140 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 31 August (3 of the last 3 filed years within 366 days of that day).
Companies Code · seven months
Position in the running window
28-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

MIJ was incorporated on 26 October 2022 as a Private limited company.1 Total assets fell from EUR 86,920 in 2023 to EUR 70,163 in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2023 and 2025

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Financials · fiscal year 2025, micro schema

Equity
€63,446▼ 7.4%
2024 · €68,548
Total assets
€70,163▼ 19.1%
2024 · €86,677
Net result
-€5,103
2024 · €17,422
Working capital
€63,446▼ 7.4%
2024 · €68,548
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line202320242025
Operating result€62,969-€22,598▼ 64.1%-€4,052
Net result€49,626-€17,422▼ 64.9%-€5,103
Equity€51,126-€68,548▲ 34.1%€63,446▼ 7.4%
Total assets€86,920-€86,677▼ 0.3%€70,163▼ 19.1%
Debt€35,794-€18,128▼ 49.4%€6,717▼ 62.9%
Working capital€51,126-€68,548▲ 34.1%€63,446▼ 7.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
-€20,000€0€20,000€40,000€60,000Operating result 2023: €62,969€62,969Net result 2023: €49,626€49,626Operating result 2024: €22,598€22,598Net result 2024: €17,422€17,422Operating result 2025: -€4,052-€4,052Net result 2025: -€5,103-€5,103202320242025-€20,000€0€20,000€40,000€60,000Operating result 2023: €62,969€63,000Net result 2023: €49,626€49,600Operating result 2024: €22,598€22,600Net result 2024: €17,422€17,400Operating result 2025: -€4,052-€4,050Net result 2025: -€5,103-€5,100202320242025
The operating result turns negative in 2025: a loss of €4,052 after €22,598 in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €70,163
Equity €63,446 ▼ 7.4%
Debt €6,717 ▼ 62.9%
Debt's share of the balance-sheet total falls from 20.9% to 9.6%. Equity and debt are lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
10.45▲
2024 · 4.78
Debt to equity
0.11▼
2024 · 0.26
ROE
-8.0%▼
2024 · 25.4%
ROA
-7.3%▼
2024 · 20.1%
Debt ≤ 1 year
€6,717▼
2024 · €18,128
Staff costs
€5,019▲
2024 · -€2,038
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 2,148 companies that looked in July 2024 the way this one looks now, 2.1% went bankrupt within 24 months and 92% are still going.

  • Micro
  • 2 to 5 years old
  • solvency 30% or more
  • a small loss
2.1% went bankrupt
5.8% stopped otherwise
92% still going

A further 0.6% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a higher bankruptcy probability: 3.1% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,662 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.7%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 75% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 2,148 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€86,677€70,163▼
Current assets29/58€86,677€70,163▼
Amounts receivable within one year40/41€86,677€70,163▼
Trade receivables40-€2,360
Other amounts receivable41€86,677€67,803▼
Equity and liabilities
Total equity and liabilities10/49€86,677€70,163▼
Equity10/15€68,548€63,446▼
Contributions10/11€1,500€1,500=
Profit (loss) carried forward14€67,048€61,946▼
Amounts payable17/49€18,128€6,717▼
Amounts payable within one year42/48€18,128€6,717▼
Financial debts43€55€296▲
Credit institutions430/8€55€296▲
Trade debts44€1,305-
Suppliers440/4€1,305-
Taxes, remuneration and social security45€16,768€6,421▼
Taxes450/3€16,768€6,421▼
Income statement Code20242025
Remuneration, social security and pensions62-€2,038€5,019▲
Other operating charges640/8-€126
Gross operating margin9900€20,560€1,093▼
Operating profit (loss)9901€22,598-€4,052▼
Financial charges65/66B€820€1,050▲
Recurring financial charges65€820€1,050▲
Profit (loss) for the period before taxes9903€21,778-€5,103▼
Income taxes67/77€4,356-
Profit (loss) for the period9904€17,422-€5,103▼
Profit (loss) for the period to be appropriated9905€17,422-€5,103▼
Appropriation of the result
Profit (loss) to be appropriated9906€67,048€61,946▼
Profit (loss) brought forward from the previous period14P€49,626€67,048▲

The notes to these accounts (1 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line202320242025Change
Remuneration, social security and pensions62€66,035-€2,038€5,019▲ 346%
Other operating charges640/8--€126-
Gross operating margin9900€129,005€20,560€1,093▼ 94.7%
Operating profit (loss)9901€62,969€22,598-€4,052▼ 118%
Financial charges65/66B€931€820€1,050▲ 28.1%
Recurring financial charges65€931€820€1,050▲ 28.1%
Profit (loss) for the period before taxes9903€62,038€21,778-€5,103▼ 123%
Income taxes67/77€12,413€4,356--
Profit (loss) for the period9904€49,626€17,422-€5,103▼ 129%
Profit (loss) for the period to be appropriated9905€49,626€17,422-€5,103▼ 129%
Line202320242025Change
Assets
Total assets20/58€86,920€86,677€70,163▼ 19.1%
Current assets29/58€86,920€86,677€70,163▼ 19.1%
Amounts receivable within one year40/41€85,635€86,677€70,163▼ 19.1%
Trade receivables40--€2,360-
Other amounts receivable41€85,635€86,677€67,803▼ 21.8%
Cash at bank and in hand54/58€1,184---
Deferred charges and accrued income490/1€101---
Equity and liabilities
Total equity and liabilities10/49€86,920€86,677€70,163▼ 19.1%
Equity10/15€51,126€68,548€63,446▼ 7.4%
Contributions10/11€1,500€1,500€1,500=
Profit (loss) carried forward14€49,626€67,048€61,946▼ 7.6%
Amounts payable17/49€35,794€18,128€6,717▼ 62.9%
Amounts payable within one year42/48€35,794€18,128€6,717▼ 62.9%
Financial debts43-€55€296▲ 437%
Credit institutions430/8-€55€296▲ 437%
Trade debts44€2,964€1,305--
Suppliers440/4€2,964€1,305--
Taxes, remuneration and social security45€27,830€16,768€6,421▼ 61.7%
Taxes450/3€16,150€16,768€6,421▼ 61.7%
Remuneration and social security454/9€11,679---
Other amounts payable47/48€5,000---
Line202320242025Change
Profit (loss) for the period9904€49,626€17,422-€5,103▼ 129%
Operating cash flow (approximation)€49,626€17,422-€5,103▼ 129%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
24-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Weakest financial yearnet -€5,103
Net result drops to -€5,103, the lowest in the series.
31-12
Financial Liquidity doublescurrent ratio 10.45
Current ratio from 4.78 to 10.45; short-term debt falls from €18,128 to €6,717.
31-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
31-08
NBB filing Annual accounts filed
fiscal year 2023 · micro schema · 396 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Dilbeek
exact location from the address register On OpenStreetMap
Ground area
300 m²
Building footprint
299 m²
Volume, LiDAR
2,755 m³
Parcel 23016D0063/00W002, Flanders · tallest building 12.6 m, ±3 floors. Linked by address, not a title deed.
484 companies at this address See who is registered here
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23016D0063/00W002 Flanders 300 m² 1 · 299 m² 12.6 m · 3 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Identification & contact

Identification
Legal formPrivate limited company
Founded26-10-2022
Fiscal year end31-12
Contact
E-mail savastimur3073@hotmail.com
Phone 0489641350
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

If you follow this company, Checked tells you the day it appears in the Peppol register.

Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.