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Complete company report
Generated 29-07-2026
Active BE 0790.836.842Private limited company

MIIRO

Rue Saint-Jean 29 ·7950 Chièvres, Belgium· 3 yrs active
Sector: Financial services (64210)
Conclusion Checked

MIIRO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €231k and a net result of €147k. Its solvency ranks better than 33% of 3135 sector peers (fiscal year 2024). The company has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals.

Based on the State Gazette, CBE and 2 annual accounts.
Key figures
Equity €231k
Net result €147k
Better than sector 33%
Active 3 yrs
Snowflake analysis 5 axes · computed by Checked
Health0Profitability100Solvency58Growth78Stability94
66 / 100

Strong profile, led by profitability.

Health 0
Profitability 100
Solvency 58
Growth 78
Stability 94
Bankruptcy probability (12 mo) Checked model v1 · free

This is a financial institution (bank, insurer or financial holding). Our bankruptcy model is trained on ordinary trading and manufacturing companies; a bank balance sheet falls outside that scope. We therefore show no bankruptcy probability rather than a misleading figure.

Risk Assessment rule-based
0 / 100
Low risk
Trust signals 3 signals
More than 3 years active
Founded in 2022, past the statistically most fragile first 3 years.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad.
Administratively compliant
No FOD Economie strikeouts (UBO, accounts, address, activity).
Administrative Flags 0 events
No administrative flags
Health barometer
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here.
Financial overview2 NBB filings
Annual accounts filed on 22-07-2025 with the NBB · fiscal year 2024 · micro
€0€50k€100k€150kOperating result 2023: €18k€18kNet result 2023: €24k€24kOperating result 2024: €44k€44kNet result 2024: €147k€147k20232024
Operating resultNet result
Sector comparison
Fiscal year 2024 · NACE 64, Financial services · compared within the same schema type (micro schema)
Metric This company Sector median Position in the sector
Solvency 29.9% 52.4%
better than 33% of 3135 sector peers
Net result €147k €32k
better than 90% of 3131 sector peers
Equity €231k €75k
better than 80% of 3136 sector peers
Gross operating margin €53k €52k
better than 51% of 3128 sector peers
Total assets €772k €192k
better than 84% of 3137 sector peers
Median and position computed from NBB annual accounts filed by sector peers; own figures from the latest filed accounts.
Net profit
€147k
+517.8% far above sector median
Total assets
€772k
+14.9% +115% vs sector
Equity
€231k
+175.4% -4% vs sector
Income taxes
€22k
+740.7% far above sector median
Debt
€542k
-8.0% far above sector median
Debt ≤ 1y
€86k
+26.6% +256% vs sector
Debt > 1y
€456k
-12.5% far above sector median
Solvency
29.9%
+139.7% -66% vs sector
ROE
63.7%
+124.3% far above sector median
ROA
19.0%
+437.8% far above sector median
Figures by fiscal year
Fiscal year2024
Revenuen/a
EBITDAn/a
Net profit€147k
Cash flown/a
Staff costs-
Income taxes€22k
Dividends-
Total assets€772k
Equity€231k
Debt€542k
of which ≤ 1y€86k
of which > 1y€456k
Working capitaln/a
Employees (FTE)-
Ratios (computed)
2024
Current ration/a
Quick ration/a
Working capital ration/a
Solvency29.9%
Debt / equityn/a
Long-term debt ration/a
Interest coveragen/a
Gross marginn/a
Net marginn/a
ROA19.0%
ROE63.7%
EBITDA marginn/a
Days sales outstandingn/a
Days payable outstandingn/a
Inventory turnovern/a
Days inventory (DSI)n/a
Balance-sheet composition 2024
Full annual accounts
Filed balance sheet and income statement, exactly as deposited with the NBB.
Line item Code2024
Balance sheet, Assets
TOTAL ASSETS 20/58€772k
Fixed assets 21/28€643k
Tangible fixed assets 22/27€248k
Financial fixed assets 28€395k
Current assets 29/58€129k
Amounts receivable within one year 40/41€39k
Cash & bank 54/58€90k
Balance sheet, Equity & liabilities
TOTAL EQUITY & LIABILITIES 10/49€772k
Equity 10/15€231k
Contributions / capital 10/11€60k
Reserves 13€171k
Amounts payable 17/49€542k
Amounts payable after one year 17€456k
Amounts payable within one year 42/48€86k
Trade debts payable within one year 44€832
Income statement
Gross operating margin 9900€53k
Operating result 9901€44k
Financial income 75€143k
Financial charges 65€17k
Result before taxes 9903€169k
Income taxes 67/77€22k
Net result for the period 9904€147k
Result to be appropriated 9905€147k
You're seeing the latest fiscal year only. Unlock 1 prior year (figures + ratios) with a paid plan. See plans →
Ratios computed by Checked.
Legal Structure
NACE primary Financial services(64210)
Legal form Private limited company(610)
Incorporation15-09-2022
StatusActive
Postal code7950
Establishment units 1 location
Miiro
Rue Saint-Jean 29, 7950 ChièvresHoldings
since 20222.335.582.232
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Real-estate footprint Source: CBE × cadastre

Parcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.

Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
51014D0077/00G000 Wallonia 870 m² 1 · 185 m² -
Methodology
via registered seat: 1
1 of 1 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Updates 2 events

A single timeline of everything that happened to this company, publications, insolvency and lifecycle events, administrative changes and filed annual accounts.

2025
22-07-2025
NBB filing Annual accounts filed
fiscal year 2024 · micro
2024
01-07-2024
NBB filing Annual accounts filed
fiscal year 2023 · micro
Credit advice verdict per customer and amount

Should this customer buy amount X on invoice? Enter the amount and payment terms, you get an instant GREEN/AMBER/RED verdict, with a suggested ceiling and concrete conditions.

Based on official sources (NBB, CBE, State Gazette). Indicative, not credit advice.
AI due-diligence brief Checked AI

Generate a structured, factual brief from every signal in this dossier: risk, financial health, ownership, mandates and sector comparison.

Coming soon
AI-generated from Checked data; indicative, not legal or investment advice.
Company registry (CBE) Crossroads Bank
Activities
Holdings64200Activiteiten van holdings64210Handel in eigen onroerend goed68100Handel in eigen onroerend goed68110Activiteiten van adviesbureaus op het gebied van bedrijfsvoering en overig managementadvies70200Overige adviesbureaus op het gebied van bedrijfsbeheer; adviesbureaus op het gebied van bedrijfsvoering70220Overige zakelijke dienstverlening, n.e.g.82990Overige zakelijke dienstverlening, neg82990Overige menselijke gezondheidszorg, n.e.g.86909Activiteiten op het gebied van voeding86995
Primary activity highlighted.
Names & trade names
Legal nameFR MIIRO
Registered office
Rue Saint-Jean 29
7950 Chièvres, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.
Similar companies Same NACE
INTERNATIONAL BUSINESS CONSULTANTS BE 0423.709.658 · Herentals
IMMO HANSSENS BE 0429.672.287 · Oostende
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IMMO MOERMAN BE 0428.945.480 · Gent
BORSACO BE 0425.391.421 · Leuven
Source: Belgian State Gazette, CBE, NBB · generated via checked.be · indicative