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MIGNON ET HUBERT

Active
Private limited companyfounded 200125 yrs activeRue du Moustier,Fontenoille 2, 6820 Florenville, BelgiumKBO/BCE: BE 0474.995.142

MIGNON ET HUBERT has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €292k and a net result of €94k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 91% of 7431 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
92 / 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100▲+40
Solvency100=
Growth52▲+9
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 6.54 against 4.88 in 2024; short-term debt: 14.7% and cash: 50.3% of total assets), and 14.7% of the assets are financed with debt.
Credit advice for your own amount and term

Signals

Seven signals. The signal on the left, the evidence on the right.
lowers risk+raises riskneutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
elevated failure risk from 2 to 8 years 25 years 0 30 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
85.3%
Return on assets
27.4%
Age of the figures
9 mo
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 28-07-2026, 3 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
3 d early
2024
22 d late
2023
48 d early
2022
5 d early
2021
58 d early
2020
60 d early
2019
22 d early
← before the deadline after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

Financials · fiscal year 2025, micro schema

Turnover
€23k▼ 93.4%
2024 · €349k
2018: €419k 2019: €417k 2020: €420k 2021: €432k 2022: €455k 2023: €518k 2024: €349k
2018 → 2025
EBIT margin
550.9%▲ 554.0pp
2024 · -3.1%
2018: -0.5% 2019: 1.6% 2020: -1.0% 2021: 3.5% 2022: 2.4% 2023: 2.1% 2024: -3.1%
2018 → 2025
Net result
€94k▲ 1,333%
2024 · €7k
2018: €7k 2019: €7k 2020: €5k 2021: €18k 2022: €14k 2023: €15k 2024: €7k
2018 → 2025
Working capital
€280k▲ 84.7%
2024 · €151k
2018: €58k 2019: €70k 2020: €82k 2021: €87k 2022: €111k 2023: €127k 2024: €151k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise ▼ fall
Line20212022202320242025Trend
Turnover€432k-€455k▲ 5.2%€518k▲ 13.9%€349k▼ 32.6%€23k▼ 93.4%
Equity€167k-€181k▲ 8.4%€197k▲ 8.9%€198k▲ 0.6%€292k▲ 47.0%
Operating result€15k-€11k▼ 29.6%€11k▲ 2.8%€-11k€128k
Net result€18k-€14k▼ 22.0%€15k▲ 8.8%€7k▼ 57.3%€94k▲ 1,333%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
€-50k€0€50k€100k€150kOperating result 2021: €15k€15kNet result 2021: €18k€18kOperating result 2022: €11k€11kNet result 2022: €14k€14kOperating result 2023: €11k€11kNet result 2023: €15k€15kOperating result 2024: €-11k€-11kNet result 2024: €7k€7kOperating result 2025: €128k€128kNet result 2025: €94k€94k20212022202320242025
The operating result returns to profit in 2025: €128k after a loss of €11k in 2024, the highest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €342k
Fixed assets €12k▼ 74.4%
Current assets €330k▲ 73.3%
Equity and liabilities €342k
Equity €292k▲ 47.0%
Debt €50k▲ 29.3%
The debt ratio falls from 16.4% to 14.7%. Equity and debt are higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€135k
2024 · €12k
Cash flow
€101k
2024 · €30k
Solvency
85.3%
2024 · 83.6%
Current ratio
6.54
2024 · 4.88
Quick ratio
6.54
2024 · 4.61
Debt / equity
0.17
2024 · 0.20
ROE
32.1%
2024 · 3.3%
ROA
27.4%
2024 · 2.8%
Interest coverage
269.38
2024 · 12.21
Debt
€50k
2024 · €39k
Debt ≤ 1 year
€50k
2024 · €39k
Income taxes
€49k
2024 · €4k
Staff costs
€23k
2024 · €113k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet Code20242025
Assets
Total assets20/58€237k€342k
Fixed assets21/28€47k€12k
Tangible fixed assets22/27€47k€12k
Land and buildings22€14k-
Plant, machinery and equipment23€2k€318
Furniture and vehicles24€31k€12k
Current assets29/58€190k€330k
Stocks and contracts in progress3€10k€0
Contracts in progress37€10k€0
Amounts receivable within one year40/41€145k€155k
Trade receivables40€15k€3k
Other amounts receivable41€130k€152k
Cash at bank and in hand54/58€25k€172k
Deferred charges and accrued income490/1€10k€3k
Equity and liabilities
Total equity and liabilities10/49€237k€342k
Equity10/15€198k€292k
Contributions10/11€50k€50k=
Reserves13€59k€152k
Distributable reserves133€59k€152k
Profit (loss) carried forward14€90k€90k=
Investment grants15€406€0
Amounts payable17/49€39k€50k
Amounts payable within one year42/48€39k€50k
Trade debts44€14k€555
Suppliers440/4€14k€555
Taxes, remuneration and social security45€20k€50k
Taxes450/3€14k€50k
Remuneration and social security454/9€7k-
Other amounts payable47/48€5k-
Income statement Code20242025
Turnover70€349k€23k
Non-recurring operating income76A-€229k
Goods, raw materials, services and sundry goods60/61€221k€92k
Remuneration, social security and pensions62€113k€23k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€7k
Other operating charges640/8€2k€2k
Gross operating margin9900€128k€160k
Operating profit (loss)9901€-11k€128k
Financial income75/76B€22k€15k
Recurring financial income75€22k€15k
Financial charges65/66B€1k€500
Recurring financial charges65€1k€500
Profit (loss) for the period before taxes9903€10k€143k
Income taxes67/77€4k€49k
Profit (loss) for the period9904€7k€94k
Profit (loss) for the period to be appropriated9905€7k€94k
Appropriation of the result
Profit (loss) to be appropriated9906€96k€184k
Profit (loss) brought forward from the previous period14P€90k€90k=
Transfer from equity791/2€5k-
Transfer to equity691/2€7k€94k
To other reserves6921€7k€94k
Profit to be distributed694/7€5k-
Return on contributions (dividend)694€5k-

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
28-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial Highest result since 2018net €94k ▲1333%
Operating result €128k, net result €94k, both a record.
31-12
Financial Equity above €200kEq €292k ▲47%
8 profitable years in a row build equity to €292k.
22-08
NBB filing Annual accounts filed
fiscal year 2024 · micro schema · 22 days late
2024
13-06
NBB filing Annual accounts filed
fiscal year 2023 · micro schema
2023
26-07
NBB filing Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing Annual accounts filed
fiscal year 2021 · micro schema
2021
01-06
NBB filing Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial Weakest financial yearnet €5k ▼27.1%
Net result drops to €5k, the lowest in the series; recovery starts the following year.
31-12
Financial Equity above €150kEq €151k ▲2.2%
3 profitable years in a row build equity to €151k.
09-07
NBB filing Annual accounts filed
fiscal year 2019 · micro schema
2019
04-07
NBB filing Annual accounts filed
fiscal year 2018 · micro schema
2018
05-07
NBB filing Annual accounts filed
fiscal year 2017 · micro schema
2017
07-07
NBB filing Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Florenville · 1 establishment unit since 2001
establishment The establishment unit on the map
Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Rue du Moustier,Fontenoille 26820 Florenville
Ground area
563 m²
Building footprint
116 m²
Volume, LiDAR
748 m³
Parcel 85012D0207/00L000, Wallonia · tallest building 7.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rue du Moustier,Fontenoille 2, 6820 Florenville
NACE 45112
since 20012.101.348.513
1 parcel
Wallonia 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
85012D0207/00L000 Wallonia 563 m² 1 · 116 m² 7.7 m · 2 fl.
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Recognitions · licences · registrations

Recognised contractor

3 categories
MIGNON ET HUBERT SRL44362
category D, class 1 · category D1, class 1 · category D10, class 1
decision 12-11-2024

Similar companies · same sector, comparable size

Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 11,063 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification
Legal formPrivate limited company
Founded14-06-2001
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
45211
43331Floor and wall tiling
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers

Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.