MIFLOOR
ActiveThe computed 12-month bankruptcy probability of MIFLOOR is 2.6% (moderate). The 2025 annual accounts show equity of €15k and a net result of €-3k. Its solvency ranks better than 26% of 7431 sector peers (fiscal year 2025). The company has been active since 2023 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
41
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability24▼-76
Solvency46▼-35
Growth32
Track record82
Bankruptcy probability, 12 months
2.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days only on tighter terms
Liquidity short (current ratio 0.64 against 2.29 in 2024; short-term debt: 78.9% and cash: 25.4% of total assets), and 79.5% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 41
Relative position
BE, all sectors
reference
Sector 41
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
20.5%
Return on assets
-4.2%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 2 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€15k▼ 16.9%
2024 · €18k
2024: €18k
2024 → 2025
Total assets
€72k▲ 126%
2024 · €32k
2024: €32k
2024 → 2025
Net result
€-3k
2024 · €13k
2024: €13k
2024 → 2025
Working capital
€-20k
2024 · €18k
2024: €18k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€18k-€15k▼ 16.9%
Operating result€16k-€-2k
Net result€13k-€-3k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €2k after €16k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €72k
Fixed assets
€35k
Current assets
€36k
Equity and liabilities €72k
Equity
€15k▼ 16.9%
Debt
€57k▲ 307%
The debt ratio rises from 44.2% to 79.5%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€424
Cash flow
€-69
Solvency
20.5%▼
2024 · 55.8%
Current ratio
0.64▼
2024 · 2.29
Quick ratio
0.64▼
2024 · 2.29
Debt / equity
3.87▲
2024 · 0.79
ROE
-20.3%▼
2024 · 71.8%
ROA
-4.2%▼
2024 · 40.1%
Interest coverage
1.19
Debt
€57k▲
2024 · €14k
Debt ≤ 1 year
€57k▲
2024 · €14k
Income taxes
€141▼
2024 · €3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€32k€72k▲
Fixed assets21/28-€35k
Tangible fixed assets22/27-€35k
Plant, machinery and equipment23-€907
Furniture and vehicles24-€35k
Current assets29/58€32k€36k▲
Amounts receivable within one year40/41€21k€18k▼
Trade receivables40€19k€16k▼
Other amounts receivable41€2k€2k▼
Cash at bank and in hand54/58€11k€18k▲
Deferred charges and accrued income490/1-€217
Equity and liabilities
Total equity and liabilities10/49€32k€72k▲
Equity10/15€18k€15k▼
Contributions10/11€5k€5k=
Reserves13€13k€10k▼
Distributable reserves133€13k€10k▼
Amounts payable17/49€14k€57k▲
Amounts payable within one year42/48€14k€57k▲
Trade debts44€11k€13k▲
Suppliers440/4€11k€13k▲
Taxes, remuneration and social security45€3k€4k▲
Taxes450/3€3k€3k▲
Remuneration and social security454/9-€656
Other amounts payable47/48-€40k
Accrued charges and deferred income492/3€166€448▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630-€3k
Other operating charges640/8€978€1k▲
Gross operating margin9900€17k€2k▼
Operating profit (loss)9901€16k€-2k▼
Financial income75/76B€62€3▼
Recurring financial income75€62€3▼
Financial charges65/66B€160€355▲
Recurring financial charges65€160€355▲
Profit (loss) for the period before taxes9903€16k€-3k▼
Income taxes67/77€3k€141▼
Profit (loss) for the period9904€13k€-3k▼
Profit (loss) for the period to be appropriated9905€13k€-3k▼
Appropriation of the result
Profit (loss) to be appropriated9906€13k€-3k▼
Transfer from equity791/2-€3k
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
NBB filing
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wingene · 1 establishment unit since 2023
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Industriestraat 18K8755 WingeneGround area
6,627 m²
Building footprint
3,205 m²
Volume, LiDAR
3,126 m³
Parcel 37012C0351/00P003, Flanders · tallest building 7.1 m. Linked by address, not a title deed.
1 establishment unit
MIFLOOR
since 20232.352.720.548
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 37012C0351/00P003 | Flanders | 6,627 m² | 1 · 3,205 m² | 7.1 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,801 companies in sector 41001 we hold annual accounts for 16,045. 10,640 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-11-2023
Fiscal year end31-12
Activities, NACEBEL
41001General construction of residential buildings
41002Construction of residential and non-residential buildings
41003General construction of other non-residential buildings
43110Demolition
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.