Equity
€1.3m ▲ 29.1%
MiFaMe has made a profit without a break since 2019.
MiFaMe
Lifetime
8 annual accounts with figures on one time axispeak €764,124 (2025)
€764,124▲ 1.4%
lowest -€267,034 (2018)
€290,525▼ 5.4%
peak €1.3m (2025)
€1.3m▲ 29.1%
€3.9m▼ 11.4%
Board1 name since 2017
1 directorMULDERS Johan
Documentsfilings and deeds
31-07-2026on the last day
2025micro format
Equity from €998,093 to €1.3mCash from €113,296 to €78,882
Key points
from the 2025 annual accountsTurnover
≈ €870,000 estimated
The micro format states no turnover.
Debts
€3.9m 75% of the balance sheet
Financial debts 86%Suppliers 0%Taxes and wages 4%Other 10%
Of this, €551,057 falls due within a year.
Investments
€9,122 0.0 × depreciation
Green is investment, beige is depreciation.
Filings
8 annual accounts 5 late
The 2018 accounts came latest: 28 days after the end of the period.
Position in the sector
€290,525
Higher net result than 95% of companies in real estate. Sector median €5,994 · 17,181 companies.
Checked score
96
Excellent
Financially stronger than 71% of small companies in real estate (NACE 68)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 6,995 companies (NACE 68, small).
Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: 0.1%● unchanged vs 01-2025
03-2025: 0.1%● unchanged vs 02-2025
04-2025: 0.2%▲ +0.1 percentage points vs 03-2025
05-2025: 0.2%● unchanged vs 04-2025
06-2025: 0.2%● unchanged vs 05-2025
07-2025: 0.3%▲ +0.1 percentage points vs 06-2025highest value
08-2025: 0.1%▼ -0.2 percentage points vs 07-2025lowest value
09-2025: 0.1%● unchanged vs 08-2025lowest value
10-2025: 0.1%● unchanged vs 09-2025lowest value
11-2025: 0.1%● unchanged vs 10-2025lowest value
12-2025: 0.1%● unchanged vs 11-2025lowest value
01-2026: 0.1%● unchanged vs 12-2025lowest value
02-2026: 0.1%● unchanged vs 01-2026
03-2026: 0.1%● unchanged vs 02-2026
04-2026: 0.1%● unchanged vs 03-2026
05-2026: 0.1%● unchanged vs 04-2026
06-2026: 0.1%● unchanged vs 05-2026
07-2026: 0.1%● unchanged vs 06-2026
08-2026: 0.1%● unchanged vs 07-2026
09-2026: 0.1%● unchanged vs 08-2026
10-2026: 0.1%● unchanged vs 09-2026
11-2026: 0.1%● unchanged vs 10-2026
Financial strengthStrong
Score breakdown
raises risk
Liquidity: current ratio 0.20, cash €78,882
lowers risk
Size: total assets €5.2m
Figures for financial year 2025 (filed on 04-08-2026)
Sector: Real estate activities (NACE 68)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, small). It does better than 45% of them on solvency, 68% on liquidity, 85% on profitability and 85% on growth.
The bankruptcy probability was computed on 09-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 31-12-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 2,684 companies had the same profile as MiFaMe has now. Each dot stands for 7 companies, two years later.
97.3%
were still trading
1.2%
stopped another way
1.3%
went bankrupt
Another 0.1% stopped without a precise date, possibly only after those two years.
The bankruptcy probability of MiFaMe itself is lower: 0.1% within 12 months. It rests on far more data about MiFaMe than the profile alone.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 2,684 companies, not a prediction for MiFaMe. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €120,000 on 30-day terms is acceptable
Liquidity is insufficient, with a current ratio of 0.2 (0.35 in 2024), below 1. Short-term debt is 10.6% and cash 1.5% of total assets. 75.2% of the assets are financed with debt and provisions.
Credit check for an amount and term of your choice
Show the recommended maximum and see how the verdict changes with amount, term and advance.
The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
on the day
2024
34 days early
2023
28 days late
2022
49 days early
2021
12 days late
2020
9 days late
2019
20 days late
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 2 days before the deadline. In the sector (NACE 68), the median for financial year 2024 was 7 days before the deadline, and 36% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 31 July (4 of the last 5 accounts filed within 34 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
10-11-2026 today31-12-2026 year end31-07-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0672601859
Environmental permit granted
Bouwen of herbouwen, Een grond gebruiken, aanleggen of inrichten, Het reliëf van de bodem aanmerkelijk wijzigen and 4 more · Bree
Change of role: MULDERS Johan, from statutory manager to statutory director
Director discharge: MULDERS Johan · General meeting of 14-12-2023 · Gazette deed
Registered office moved from Bocholt to Bree
New registered office: Kanaal Noord 1173 te 3960 Bree · Previous registered office: Mannersweg 13 te 3950 Bocholt · General meeting of 18-01-2019 · Gazette deed
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| MiFaMe Bree | €5.2m | €764,124 | 24.8% | - |
| GRAPE HOSPITALITY ANVERS PROPCO Ottignies-Louvain-la-Neuve | €4.7m | €899,434 | 0.5% | - |
| Desca-Invest Evergem | €4.6m | €711,496 | 55.7% | 0 |
| IMMOBILIERE DE TILLEUR Saint-Nicolas | €6.6m | €792,278 | 17.5% | - |
| Wijckmans Immo Tessenderlo-Ham | €7.2m | €894,753 | 59.8% | - |
| JULIOT Bruges | €5.7m | €585,368 | 16.0% | - |
| Lost & Cie Immo Etterbeek | €5.0m | €909,466 | 25.2% | - |
These companies have the same main activity as MiFaMe: renting and operating of own or leased residential real estate, excluding social housing (NACE 68201). They are comparable in size and age: total assets between €4.6m and €7.2m, founded between 2015 and 2018.
Official details
Source: KBO- Status
- Active since 10-03-2017Normal situation
- Activity
- Renting and operating of own or leased residential real estate, excluding social housingNACE 68201
- Establishment unit
- 2.264.531.2173960 Bree, since 31-05-2017
- Financial year end
- 31 December
- Peppol
- Reachable since 21-10-2026
Annual accounts 2025
- €5.2m▼ 3.9%
- Filing
- Filed on 31-07-2026, on the last day of the filing period
Insights on MiFaMe
MiFaMe files the micro format. That format states no turnover. The gross margin rose from -€35,971 in 2018 to €764,124 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about MiFaMe
- What is the company number of MiFaMe?
- The company number of MiFaMe is 0672.601.859. The VAT number is the same number with BE in front: BE 0672.601.859.
- Where is MiFaMe based?
- The registered office is at Industrieterrein Kanaal-Noord 1173, 3960 Bree.Company details
- What does MiFaMe do?
- According to the KBO register, the main activity is renting and operating of own or leased residential real estate, excluding social housing (NACE 68201).
- What is the legal form of MiFaMe?
- MiFaMe is a private limited company (BV).
- When was MiFaMe founded?
- MiFaMe was founded on 10-03-2017.
- Is MiFaMe still active?
- Yes, MiFaMe is an active enterprise in the KBO register.
- What is the turnover of MiFaMe?
- The turnover in financial year 2025 is ≈ €870,000. This figure is estimated from the gross margin of €764,124 and 44 comparable companies (NACE 68201). It probably lies between €770,000 and €990,000.Financials
- Is MiFaMe profitable?
- In financial year 2025, MiFaMe made a profit of €290,525.
- Where can I find the annual accounts of MiFaMe?
- MiFaMe filed 8 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of MiFaMe due?
- MiFaMe must file the annual accounts for financial year 2026 by 31-07-2027.Timeline
Next steps
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