JULIOT
ActiveJULIOT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €915k and a net result of €-75k. Equity is growing by ~28% per year across the filed fiscal years. Its solvency ranks better than 19% of 8584 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
15
/ 100
Critical▼ -28 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-54
Solvency11▼-2
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.53 in 2024), and 84% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
16%
Return on assets
-1.3%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 8584 sector peers (2025).
NBB · sector comparisonPosition among 8584 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-11-2025 was due by 30-06-2026 and was filed on 26-05-2026, 35 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
35 d early
2024
14 d early
2023
12 d early
2022
38 d early
2021
23 d early
2020
14 d early
2019
11 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-11-2026 and is due by 30-06-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today30-11-2026 close30-06-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€915k▼ 26.8%
2024 · €1.25M
2018: €21k
2019: €237k
2020: €367k
2021: €641k
2022: €734k
2023: €1.11M
2024: €1.25M
2018 → 2025
Total assets
€5.71M▼ 15.7%
2024 · €6.77M
2018: €1.38M
2019: €1.49M
2020: €1.90M
2021: €2.89M
2022: €5.44M
2023: €5.84M
2024: €6.77M
2018 → 2025
Net result
€-75k
2024 · €135k
2018: €2k
2019: €217k
2020: €130k
2021: €273k
2022: €93k
2023: €380k
2024: €135k
2018 → 2025
Working capital
€-1.40M▼ 31.1%
2024 · €-1.07M
2018: €-6k
2019: €193k
2020: €176k
2021: €370k
2022: €-114k
2023: €-751k
2024: €-1.07M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€641k-€734k▲ 14.6%€1.11M▲ 51.8%€1.25M▲ 12.1%€915k▼ 26.8%
Operating result€368k-€160k▼ 56.5%€588k▲ 267%€350k▼ 40.5%€88k▼ 74.8%
Net result€273k-€93k▼ 65.9%€380k▲ 308%€135k▼ 64.4%€-75k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 75% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €5.71M
Fixed assets
€5.30M▼ 4.9%
Current assets
€407k▼ 66.0%
Equity and liabilities €5.71M
Equity
€915k▼ 26.8%
Debt
€4.79M▼ 13.2%
The debt ratio rises from 81.5% to 84.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€306k▼
2024 · €569k
Cash flow
€143k▼
2024 · €354k
Solvency
16.0%▼
2024 · 18.5%
Current ratio
0.22▼
2024 · 0.53
Quick ratio
0.22▼
2024 · 0.53
Debt / equity
5.24▲
2024 · 4.42
ROE
-8.2%▼
2024 · 10.8%
ROA
-1.3%▼
2024 · 2.0%
Interest coverage
1.63▼
2024 · 3.22
Debt
€4.79M▼
2024 · €5.52M
Debt ≤ 1 year
€1.81M▼
2024 · €2.27M
Debt > 1 year
€2.92M▼
2024 · €3.20M
Income taxes
€1k▼
2024 · €59k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€6.77M€5.71M▼
Fixed assets21/28€5.57M€5.30M▼
Tangible fixed assets22/27€5.57M€5.29M▼
Land and buildings22€4.98M€4.72M▼
Plant, machinery and equipment23€40k€33k▼
Furniture and vehicles24€16k€7k▼
Other tangible fixed assets26€11k€11k=
Assets under construction and advance payments27€525k€525k=
Financial fixed assets28€5k€5k=
Current assets29/58€1.20M€407k▼
Amounts receivable within one year40/41€129k€351k▲
Trade receivables40€49k€86k▲
Other amounts receivable41€80k€265k▲
Current investments50/53€599k-
Cash at bank and in hand54/58€462k€41k▼
Deferred charges and accrued income490/1€5k€15k▲
Equity and liabilities
Total equity and liabilities10/49€6.77M€5.71M▼
Equity10/15€1.25M€915k▼
Contributions10/11€19k€19k=
Reserves13€1.23M€896k▼
Distributable reserves133€1.23M€896k▼
Amounts payable17/49€5.52M€4.79M▼
Amounts payable after more than one year17€3.20M€2.92M▼
Financial debts170/4€3.20M€2.92M▼
Amounts payable within one year42/48€2.27M€1.81M▼
Current portion of amounts payable after more than one year42€287k€279k▼
Financial debts43€38k€38k▲
Credit institutions430/8€38k€38k▲
Trade debts44€41k€8k▼
Suppliers440/4€41k€8k▼
Taxes, remuneration and social security45€48k€98k▲
Taxes450/3€48k€96k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€1.85M€1.39M▼
Accrued charges and deferred income492/3€57k€57k▼
Income statement
Code20242025
Non-recurring operating income76A-€3k
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€219k€218k▼
Other operating charges640/8€50k€277k▲
Non-recurring operating charges66A-€3k
Gross operating margin9900€618k€585k▼
Operating profit (loss)9901€350k€88k▼
Financial income75/76B€21k€26k▲
Recurring financial income75€21k€13k▼
Non-recurring financial income76B-€13k
Financial charges65/66B€177k€187k▲
Recurring financial charges65€177k€187k▲
Profit (loss) for the period before taxes9903€194k€-74k▼
Income taxes67/77€59k€1k▼
Profit (loss) for the period9904€135k€-75k▼
Profit (loss) for the period to be appropriated9905€135k€-75k▼
Appropriation of the result
Profit (loss) to be appropriated9906€135k€-75k▼
Transfer from equity791/2-€335k
Transfer to equity691/2€135k-
To other reserves6921€135k-
Profit to be distributed694/7-€260k
Return on contributions (dividend)694-€260k
The notes to these accounts (20 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
26-05
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-11
Financial
Weakest financial yearnet €-75k ▼155%
Net result drops to €-75k, the lowest in the series.
16-06
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-06
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-11
Financial
Highest result since 2018net €380k ▲308%
Operating result €588k, net result €380k, both a record.
30-11
Financial
Equity above €1MEq €1.11M ▲51.8%
6 profitable years in a row build equity to €1.11M.
23-05
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
07-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-11
Financial
Equity above €500kEq €641k ▲74.4%
4 profitable years in a row build equity to €641k.
16-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
19-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-11
Financial
Liquidity doublescurrent ratio 2.18
Current ratio from 0.97 to 2.18; short-term debt falls from €203k to €164k.
30-11
Financial
Equity above €200kEq €237k ▲1057%
2 profitable years in a row build equity to €237k.
25-06
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Monnikenwerve 2058000 BruggeGround area
7,029 m²
Building footprint
78 m²
Volume, LiDAR
804 m³
Parcel 31808K0407/00X002, Flanders · tallest building 11.9 m, ±4 floors. Linked by address, not a title deed.
1 establishment unit
JULIOT
since 20162.261.154.825
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31808K0407/00X002 | Flanders | 7,029 m² | 1 · 78 m² | 11.9 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2024 · 1 entry · 1,680 EUR awarded · 1,680 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 1,680 EUR | 1,680 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Legal Entity Identifier
875500OHQFX3LT5H9V98
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Of 9,094 companies in sector 68201 we hold annual accounts for 6,725. 4,853 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded21-12-2016
Fiscal year end30-11
Activities, NACEBEL
68201Renting and operating of own or leased residential real estate, excluding social housing
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.