MIEDO
ActiveMIEDO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €766k and a net result of €85k. Equity is growing by ~13.6% per year across the filed fiscal years. Its solvency ranks better than 91% of 7954 sector peers (fiscal year 2025). The company has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-04-2026, 120 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
120 d early
2024
147 d early
2023
75 d early
2022
75 d early
2021
123 d early
2020
51 d early
2019
144 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€766k▲ 12.5%
2024 · €681k
2018: €312k
2019: €403k
2020: €407k
2021: €449k
2022: €528k
2023: €604k
2024: €681k
2018 → 2025
Net result
€85k▲ 10.3%
2024 · €77k
2018: €79k
2019: €90k
2020: €4k
2021: €42k
2022: €78k
2023: €76k
2024: €77k
2018 → 2025
Total assets
€825k▲ 13.4%
2024 · €728k
2018: €419k
2019: €485k
2020: €469k
2021: €498k
2022: €579k
2023: €705k
2024: €728k
2018 → 2025
Solvency
92.8%▼ 0.7pp
2024 · 93.6%
2018: 74.6%
2019: 83.0%
2020: 86.8%
2021: 90.1%
2022: 91.1%
2023: 85.7%
2024: 93.6%
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€449k-€528k▲ 17.5%€604k▲ 14.4%€681k▲ 12.8%€766k▲ 12.5%
Operating result€78k-€114k▲ 46.1%€111k▼ 2.9%€109k▼ 1.5%€125k▲ 14.9%
Net result€42k-€78k▲ 84.5%€76k▼ 2.8%€77k▲ 1.1%€85k▲ 10.3%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 15% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €825k
Fixed assets
€258k▼ 3.4%
Current assets
€567k▲ 23.1%
Equity and liabilities €825k
Equity
€766k▲ 12.5%
Debt
€59k▲ 26.4%
The debt ratio rises from 6.4% to 7.2%: debt grows faster than equity.
Key figures and ratios
Solvency
92.8%▼
2024 · 93.6%
ROE
11.1%▼
2024 · 11.3%
ROA
10.3%▼
2024 · 10.6%
Debt
€59k▲
2024 · €47k
Debt ≤ 1 year
€47k▲
2024 · €29k
Debt > 1 year
€12k▼
2024 · €18k
Income taxes
€46k▲
2024 · €36k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€728k€825k▲
Fixed assets21/28€267k€258k▼
Tangible fixed assets22/27€267k€258k▼
Land and buildings22€265k€257k▼
Furniture and vehicles24€2k€1k▼
Current assets29/58€460k€567k▲
Amounts receivable within one year40/41€11k€15k▲
Trade receivables40€10k€14k▲
Other amounts receivable41€980€1k▲
Current investments50/53€331k€331k=
Cash at bank and in hand54/58€118k€221k▲
Equity and liabilities
Total equity and liabilities10/49€728k€825k▲
Equity10/15€681k€766k▲
Contributions10/11€198k€198k=
Reserves13€483k€568k▲
Distributable reserves133€483k€568k▲
Amounts payable17/49€47k€59k▲
Amounts payable after more than one year17€18k€12k▼
Financial debts170/4€18k€12k▼
Amounts payable within one year42/48€29k€47k▲
Current portion of amounts payable after more than one year42€7k€6k▼
Taxes, remuneration and social security45€9k€26k▲
Taxes450/3€9k€26k▲
Other amounts payable47/48€13k€15k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€10k€9k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€121k€136k▲
Operating profit (loss)9901€109k€125k▲
Financial income75/76B€7k€6k▼
Recurring financial income75€7k€6k▼
Non-recurring financial income76B€579-
Financial charges65/66B€3k€550▼
Recurring financial charges65€3k€550▼
Profit (loss) for the period before taxes9903€113k€131k▲
Income taxes67/77€36k€46k▲
Profit (loss) for the period9904€77k€85k▲
Profit (loss) for the period to be appropriated9905€77k€85k▲
Appropriation of the result
Profit (loss) to be appropriated9906€77k€85k▲
Transfer to equity691/2€77k€85k▲
To other reserves6921€77k€85k▲
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
06-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 16.07
Current ratio from 5.63 to 16.07; short-term debt falls from €76k to €29k.
17-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
17-05
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Equity above €500kEq €528k ▲17.5%
5 profitable years in a row build equity to €528k.
30-03
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
10-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €4k ▼95.4%
Net result drops to €4k, the lowest in the series; recovery starts the following year.
09-03
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €90k ▲13.7%
Operating result €136k, net result €90k, both a record.
25-03
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
08-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sulferbergstraat 368000 BruggeGround area
110 m²
Building footprint
77 m²
Volume, LiDAR
531 m³
Parcel 31803C0610/00M000, Flanders · tallest building 11.7 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sulferbergstraat 36, 8000 Brugge
since 20172.263.345.441
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C0610/00M000 | Flanders | 110 m² | 1 · 77 m² | 11.7 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Legal Entity Identifier
254900UMV4IVGQCBE782
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Of 24,640 companies in sector 64210 we hold annual accounts for 19,693. 13,171 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded03-04-2017
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.