MICROTECH
ActiveMICROTECH has been active since 1982 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €184k and a net result of €24k. Equity is growing by ~7.3% per year across the filed fiscal years. Its solvency ranks better than 69% of 1493 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (low).
Checked score
Score 2025
90
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▼-5
Solvency96▼-1
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.5%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €17k at 30 days acceptable
Liquidity ample (current ratio 2.89 against 4.05 in 2024), and 48% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 77
Relative position
BE, all sectors
reference
Sector 77
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52%
Return on assets
6.8%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 08-07-2026, 23 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
23 d early
2024
35 d early
2023
40 d early
2022
20 d early
2021
58 d early
2020
71 d early
2019
29 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
12-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€184k▼ 20.2%
2024 · €231k
2018: €83k
2019: €154k
2020: €193k
2021: €191k
2022: €191k
2023: €229k
2024: €231k
2018 → 2025
Total assets
€354k▼ 17.0%
2024 · €427k
2018: €156k
2019: €231k
2020: €266k
2021: €258k
2022: €425k
2023: €458k
2024: €427k
2018 → 2025
Net result
€24k▼ 25.7%
2024 · €33k
2018: €31k
2019: €71k
2020: €40k
2021: €43k
2022: €38k
2023: €38k
2024: €33k
2018 → 2025
Working capital
€75k▼ 43.3%
2024 · €133k
2018: €56k
2019: €141k
2020: €183k
2021: €185k
2022: €127k
2023: €139k
2024: €133k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€191k-€191k=€229k▲ 19.9%€231k▲ 0.9%€184k▼ 20.2%
Operating result€60k-€55k▼ 7.7%€55k▼ 0.2%€44k▼ 19.8%€37k▼ 15.2%
Net result€43k-€38k▼ 10.3%€38k▼ 0.6%€33k▼ 14.0%€24k▼ 25.7%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen four years in a row; 2025 is 15% below 2024 and is the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €354k
Fixed assets
€239k▼ 4.4%
Current assets
€115k▼ 34.8%
Equity and liabilities €354k
Equity
€184k▼ 20.2%
Debt
€170k▼ 13.1%
The debt ratio rises from 45.9% to 48.0%: equity shrinks faster than debt is paid down.
Key figures and ratios
EBITDA
€63k▼
2024 · €70k
Cash flow
€50k▼
2024 · €58k
Solvency
52.0%▼
2024 · 54.1%
Current ratio
2.89▼
2024 · 4.05
Quick ratio
2.89▼
2024 · 4.05
Debt / equity
0.92▲
2024 · 0.85
ROE
13.2%▼
2024 · 14.1%
ROA
6.8%▼
2024 · 7.6%
Interest coverage
18.48▲
2024 · 16.38
Debt
€170k▼
2024 · €196k
Debt ≤ 1 year
€40k▼
2024 · €44k
Debt > 1 year
€130k▼
2024 · €152k
Income taxes
€10k▲
2024 · €9k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€427k€354k▼
Fixed assets21/28€250k€239k▼
Tangible fixed assets22/27€223k€199k▼
Land and buildings22€174k€163k▼
Plant, machinery and equipment23€846-
Furniture and vehicles24€48k€36k▼
Financial fixed assets28€27k€40k▲
Current assets29/58€177k€115k▼
Amounts receivable within one year40/41€48k€28k▼
Trade receivables40€39k€18k▼
Other amounts receivable41€9k€10k▲
Current investments50/53€75k€0▼
Cash at bank and in hand54/58€51k€87k▲
Deferred charges and accrued income490/1€3k€161▼
Equity and liabilities
Total equity and liabilities10/49€427k€354k▼
Equity10/15€231k€184k▼
Contributions10/11€25k€25k=
Reserves13€206k€159k▼
Distributable reserves133€206k€159k▼
Profit (loss) carried forward14€0€0=
Amounts payable17/49€196k€170k▼
Amounts payable after more than one year17€152k€130k▼
Financial debts170/4€152k€130k▼
Amounts payable within one year42/48€44k€40k▼
Current portion of amounts payable after more than one year42€22k€22k▲
Trade debts44€7k€8k▲
Suppliers440/4€7k€8k▲
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€12k€10k▼
Remuneration and social security454/9€1k€0▼
Other amounts payable47/48€2k€89▼
Accrued charges and deferred income492/3€199€184▼
Income statement
Code20242025
Non-recurring operating income76A€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€26k€25k▼
Other operating charges640/8€2k€1k▼
Gross operating margin9900€71k€64k▼
Operating profit (loss)9901€44k€37k▼
Financial income75/76B€2k€51▼
Recurring financial income75€2k€51▼
Financial charges65/66B€4k€3k▼
Recurring financial charges65€4k€3k▼
Profit (loss) for the period before taxes9903€42k€34k▼
Income taxes67/77€9k€10k▲
Profit (loss) for the period9904€33k€24k▼
Profit (loss) for the period to be appropriated9905€33k€24k▼
Appropriation of the result
Profit (loss) to be appropriated9906€33k€24k▼
Transfer from equity791/2€31k€71k▲
Transfer to equity691/2€33k€24k▼
To other reserves6921€33k€24k▼
Profit to be distributed694/7€31k€71k▲
Return on contributions (dividend)694€31k€71k▲
The notes to these accounts (12 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
08-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Weakest financial yearnet €24k ▼25.7%
Net result drops to €24k, the lowest in the series.
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
21-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €200kEq €229k ▲19.9%
6 profitable years in a row build equity to €229k.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
03-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
21-05
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
02-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Highest result since 2018net €71k ▲133%
Operating result €97k, net result €71k, both a record.
31-12
Financial
Equity above €150kEq €154k ▲85.9%
2 profitable years in a row build equity to €154k.
27-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
20-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
14-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2023
PANTE Jean Louis Edgard
CurrentDirector · since 16-03-2023
PANTE Stefan Jack Laurent
CurrentDirector · since 16-03-2023
16-03-2023
PANTE Jean Louis Edgard: Resigned as Director
16-03-2023
PANTE Jean Louis Edgard: Appointed as Director
16-03-2023
PANTE Stefan Jack Laurent: Resigned as Director
16-03-2023
PANTE Stefan Jack Laurent: Appointed as Director
Location & real-estate footprint
Registered office, Antwerpen · 2 establishment units since 1990
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Oude Beurs 562000 AntwerpenGround area
669 m²
Building footprint
251 m²
Volume, LiDAR
2,543 m³
2 parcels, Flanders, Wallonia · tallest building 19.0 m, ±5 floors. Linked by address, not a title deed.
2 establishment units
MICROTECH
since 19902.020.593.340
Rue Omer Lison(L) 178, 6220 Fleurus
since 19942.020.593.439
2 parcels
Flanders
1
(50%)
Wallonia
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 52036B0188/00A002 | Wallonia | 600 m² | 1 · 172 m² | 9.2 m · 3 fl. |
| 11002A1227/00A000 | Flanders | 69 m² | 1 · 79 m² | 19.0 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Similar companies · same sector, comparable size
ARCHER
BE 0450.891.137
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B&B RENTING
BE 0824.734.580
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LOCA J ET D
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ROBUST SERVICES
BE 0732.872.513
Izegem · Eq €172k
Atelier d’Architecture Daniel PIEDBOEUF – GESTISERVICE et Associés
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Liège · Eq €172k
Of 233 companies in sector 77221 we hold annual accounts for 125. 98 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-05-1982
Fiscal year end31-12
Activities, NACEBEL
52487
77221Rental and leasing activities
47400Retail sale of information and communication equipment
47410Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 43 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.